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Crafting an Artist Business Plan: A Step-by-Step Guide for 2024

Jan 24, 2024

Every artist dreams of turning their passion into a successful career, but navigating the business side of the art world can be daunting. Creating a comprehensive artist business plan is the key to transforming your passion into a thriving and sustainable art business .

This step-by-step guide for 2024 will walk you through the process of crafting an effective business plan that will help you achieve your artistic dreams and financial goals. Plus, get instant access to our free guide for creating art that sells so you can grow your business.

This article shows you how to create a business plan for your artist business, including these highlights:

Essentials to include in your artist business plan, such as your artistic vision and goals, your target audience (or ideal collector), and your unique selling proposition (artistic voice)

How to research and analyze the art market to help you price your artwork effectively, and how to manage the financial aspects of your artist business

Marketing and promotion strategies for artists and the value of building an effective team to help you achieve the goals of your artist business plan

The Essentials of an Artist Business Plan

art business business plan

An artist writing a business plan in a creative workspace. Photo by Surface on Unsplash

An effective artist business plan is more than just a document outlining your goals and strategies—it’s the foundation of your art business and a roadmap to success. It helps you gain a better understanding of your artist business, identify your target audience (or ideal collector), and establish your unique selling proposition (or artistic voice). A well-crafted art business plan is essential for attracting clients, securing financing, and expanding your art career.

Your artist business plan should include:

Your artistic vision and goals

A description of your target audience or ideal collector

Your unique selling proposition (USP)

Information about trends in the art marketplace and your competitors

A detailed description of your products and services

A marketing plan

A comprehensive financial plan

Key roles to build your artist business team

A business plan is essential for the success of your venture because it's your guide to achieving your artistic and financial goals.

Define Your Artistic Vision and Goals

The first step in creating a business plan is to define your artistic vision and overall objectives. Understanding your artistic vision and goals equips you to steer your art business toward success. Your business plan will serve as the guiding principle for all the decisions you’ll make moving forward.

Your vision statement should outline what you want to be known for, the venues where you’d like to showcase your art, and potential collaborators essential for a successful creative art business. By asking yourself why you chose this path and what you hope to achieve, you can stay on course even during tough times.

Along with a clear vision, detail your goals. Break down larger goals into smaller, more manageable steps to make the process less overwhelming and more achievable. When formulating your artist business plan, consider the resources you have at your disposal, such as your skills, connections within the art industry, and the funding required to bring your vision to life.

Identify Your Target Audience

Understanding your target audience (or ideal collector) will enable you to customize your marketing strategies and establish a connection with potential customers. To help you identify your ideal collector, ask questions like, “What age group or income level could possibly access your art pieces?” or “Which kind of buyers understand your work?” In your business plan, include demographics, geographic location, and psychographic attributes of the collector in the description of your target market.

Assess Your Unique Selling Proposition

Your unique selling proposition (USP) is a statement that outlines the distinguishing features of your art, including your style, visual appeal, and the benefits of your products and services. The USP can help you stand out from other artists and showcase the distinct qualities of your offerings. Include a well-crafted USP in your art business plan to highlight the uniqueness that will help you leave your mark in the art world.

Market Research and Analysis

art business business plan

An artist looking at industry trends and analyzing the art market. Photo by UX Indonesia on Unsplash

Researching and analyzing the art marketplace are fundamental for understanding the art industry, formulating a competitive strategy, making informed decisions, and adjusting your business strategies as needed.

A SWOT analysis evaluates s trengths, w eaknesses, o pportunities, and t hreats so you can develop effective strategies to grow your artist business. This comprehensive evaluation helps you identify opportunities and threats in the market, assess your own strengths and weaknesses, and develop strategies to address those opportunities and threats by capitalizing on your strengths.

Consistently revisiting your SWOT analysis allows you to monitor progress, identify potential improvement areas, and make strategic adjustments as required.

Analyze Industry Trends

Examining industry trends is crucial for staying relevant and adjusting your business strategies accordingly. You can stay informed about industry trends by following or subscribing to art publications, participating in art events, and networking with other art professionals.

Maintaining an awareness of trends and openness to innovative approaches ensures your art business sustains its competitive edge in a swiftly evolving market.

Evaluate Competitors

The knowledge you gain from in-depth market research helps you identify direct and indirect competitors in the art world and evaluate their strengths and weaknesses. Understanding your competitors is essential for identifying your own strengths and weaknesses and creating a competitive advantage.

In your business plan, provide an overview of your competitors and insight into their strengths and weaknesses. This enhances your market positioning and fosters a unique advantage to help your art business flourish.

Product and Service Offerings

art business business plan

An artist diversifying their portfolio with different art pieces. Photo by Antonio Francisco on Unsplash

Diversifying your artist portfolio, offering various products and services, and developing pricing strategies are essential for sustaining profitability and communicating the value of your art business to potential investors and collectors. Your business plan should include a detailed outline of these aspects of your business.

Offering a diverse range of art products and services enables you to accommodate a wider audience, increase your revenue streams, and secure the success and sustainability of your art business. Consider showcasing your artwork in physical galleries, online sales, artist associations, or a combination of these options.

Pricing Strategies

When it comes to pricing, consistency is key. Your strategy should be to increase your artwork's prices and value gradually over time. There are two primary pricing models to consider—one for the established market and another for creating your own market niche.

In the established art market, a common approach is to assign a set price per square inch, with canvas pieces typically starting at $2-$3 per square inch. Works on paper may be priced 20-50% lower to reflect market standards. These figures represent starting prices for emerging artists within gallery spaces. When dealing with dealers, designers, or wholesalers, you must present your retail prices upfront and negotiate from there, ensuring transparency and maintaining value.

Alternatively, crafting your own art market affords greater flexibility. Here, you can opt for lower pricing to sell more pieces rapidly, relying on volume. However, if you aim to position your work at a higher price point, you may sell less frequently but can offer prints as a more accessible option to your audience. You might set prices based on size, the effort involved, or the uniqueness of each piece. Starting at $1 per square inch could be viable, particularly as it allows you to retain most of the earnings, unlike gallery sales, where commissions are involved.

Regardless of the market you choose to engage with, it's crucial to justify your prices and understand their rationale. Consistency in pricing not only helps in building trust with your collectors but also aligns with supply and demand dynamics, considering the financial climate of your target market. Your artist business plan should include a detailed outline of your diverse offerings and a thorough pricing strategy that reflects these considerations, setting the stage for a thriving artistic enterprise.

Marketing and Promotion Strategies

art business business plan

An artist building an online presence with social media platforms. Photo by Josh Withers on Unsplash

Your business plan must detail your marketing and promotion strategies, which are critical for reaching your ideal collectors and enhancing sales. A well-planned marketing strategy helps you effectively communicate your unique selling proposition to potential customers and establish a connection with them. Use diverse marketing channels, including:

Social media

Email marketing

Content marketing

Building an online presence, networking with art professionals, and participating in art fairs and galleries are essential to a successful art marketing plan. Employing these strategies effectively displays your work, builds connections with potential buyers, and expands your artist brand.

Build an Online Presence

A strong online presence lets you showcase your work, connect with potential buyers, and grow your brand. Creating an artist website featuring a portfolio of your work and a compelling artist statement can help you attract collectors and establish credibility. Design your artist website with care and attention to detail to ensure success in the competitive art world.

Furthermore, leveraging social media platforms such as Instagram, as well as online marketplaces like Etsy, can help you monetize your work and reach a broader audience.

Network and Collaborate

Networking and collaboration are vital for building relationships, gaining exposure, and learning from others in the art industry. Here are some ways to connect with fellow artists and industry professionals:

Attend art events

Join professional organizations

Engage in online forums

Utilize social media

These activities can help you build valuable connections and expand your network. By fostering these relationships, you can gain valuable insights, identify potential collaborators, and stay informed about art industry trends and opportunities.

Participate in Art Fairs and Galleries

Art fairs and galleries offer excellent opportunities for artists to gain exposure, sell their work, and establish credibility in the art world. By participating in art fairs and showcasing your work in galleries, you can reach a wider audience and attract potential buyers.

Researching and connecting with local, national, and international art fairs and galleries can help you identify the best venues for showcasing your work and growing your art business.

Financial Planning and Management

art business business plan

An artist creating a budget and financial projections. Photo by Kelly Sikkema on Unsplash

Financial planning and management are critical for ensuring the success and sustainability of your art business. Formulating a budget, generating financial projections, and overseeing your financial performance empower you to make informed decisions and proficiently manage your finances. Including a well-structured financial plan in your business plan will also help you attract potential investors and secure financing to grow your art business.

Managing your finances involves tracking your income and expenses, establishing financial goals, and adjusting your expenditures accordingly. Regular reviews of your financial statements and necessary strategy adjustments guarantee your art business sustains its financial health and viability.

Create a Budget

Creating a budget is essential for managing your funds, allocating resources, and planning for growth. It helps you set financial objectives, monitor your income and expenses, and adjust your spending accordingly.

To effectively track and adjust your budget, review it regularly and identify potential areas for cost reduction. For example, can you find a more affordable source for your paints or canvases? Are you wasting art supplies, and can you adjust your techniques to maximize what you have for greater profitability?

A well-managed budget enables you to make better decisions and achieve your financial goals without spending money carelessly.

Establish Financial Projections

Financial projections are estimates of future income and expenses that help you make informed decisions about your business. By gathering data, constructing a budget, establishing a timeline, and predicting future income and expenses, you can create a roadmap for your art business’s financial future. For example, what art pieces do you plan to create over the next few months, what will the supplies cost, and at what price do you plan to sell each piece?

These projections will enable you to plan for growth, manage risks, and ensure the achievement of your short-term and long-term goals for the success of your business.

Monitor Financial Performance

Monitoring financial performance is essential for identifying areas for improvement and adjusting strategies accordingly. To gain a comprehensive understanding of your art business's financial health, review your:

Regularly updating your financials and comparing them to your projections will help you evaluate your progress and make informed decisions.

Building an Effective Team

art business business plan

An artist recruiting and retaining talent for their team. Photo by Brooke Cagle on Unsplash

All artists need support and encouragement, and a robust team can become the cornerstone of your business, facilitating the achievement of your artistic and financial goals. A team lets you focus on your core competencies (the things you’re best at) and ensure tasks are completed efficiently. Furthermore, a strong team can provide valuable guidance, assistance, and expertise to help you make informed decisions and drive your business forward.

Identify Key Roles

art business business plan

A person holding a pen and writing on a notepad, with the words artist business plan written on the top of the page. Original photo by Kenny Eliason on Unsplash

Identifying key roles in your art business is crucial for delegating tasks and focusing on your core competencies. Roles to consider in an artist business plan include:

The manager

The accountant

The marketing team

As a hard-working artist, delegating tasks to a team of skilled professionals allows you to concentrate on your strengths—like creating art that changes the world—and ensures that your art business runs smoothly and efficiently.

These roles may not require full-time personnel, but knowing who you can trust to help with various aspects of your art business frees you to focus on the work you enjoy.

Frequently Asked Questions

art business business plan

An artist in an art studio creating a business plan for a successful art career. Photo by Surface on Unsplash

How do I write a business plan for an artist?

To write a business plan for artists, begin by defining a vision statement and setting realistic goals. Define your target customers or ideal collectors, research your competitors, and detail your unique sales proposition—the qualities that make your artist business stand out. Be sure to include marketing strategies, financial plans and projections, and descriptions of your products and services in your business plan.

How can I identify my target audience or ideal collectors?

To identify your target audience or ideal collectors, consider demographics, geographic location, and psychographic attributes of potential buyers, such as age group, income level, and preferences. Doing so will help pinpoint who will most likely be interested in your art and help you connect with potential buyers.

What should be included in my online portfolio?

Your online portfolio should feature a selection of your best work, a professional artist statement, and biographical information to paint a clear picture of your artistic vision. Include testimonials from past customers to add credibility to your work.

How can I effectively price my art?

A consistent pricing strategy is the key to building trust with your collectors and aligning with the financial climate of your target market. When pricing pieces for the established art market, the most common method is to set a price per square inch. To craft your own art market, opt for lower pricing to sell more volume. You might set prices based on size, the effort involved, or the uniqueness of each piece.

A Business Plan for Artists to Change the World

Creating a comprehensive artist business plan is the key to transforming your passion into a thriving and sustainable business. By defining your artistic vision, identifying your ideal collectors, researching the art market, and developing marketing and financial strategies, you can set your art business on the path to success. Building an effective team can provide valuable support and guidance along the way. With dedication, hard work, and a well-crafted business plan, the world of art is yours to conquer.

Download our free guide on How to Create Authentic Art that Sells to learn what’s trending and help you ensure more art sales while staying true to your own artistic voice.

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Creative Art Industry Outlook 2024

  • The United States has been firmly holding its position as the leading global art market for the past few years, generating roughly 45% of the global sales value.
  • The revenue of performing arts companies in the U.S. will amount to roughly $19,6 billion by 2024, while for independent artists, it will amount to approximately $23,1 billion .
  • There are 71,828 people employed in the US musical groups and artists industry till 2023.
  • The number of people increased 0.4% on average over the five years between 2018 and 2023.
  • Zippia estimates that artists are 70% more likely to work at private companies as compared to public sectors.

Now, without further ado; let’s delve into the key components you need to include in your creative business plan.

Key Components of an Art Business Plan (w/ examples)

  • Executive Summary
  • Business Overview
  • Market Analysis
  • Product and Services
  • Sales and Marketing Strategies
  • Operations Plan
  • Management Team
  • Financial Plan

1. Executive Summary

An executive summary is the initial chapter intended to provide a quick overview of your entire artist business plan. It highlights the primary facts of your business, from art business ideas to financial projections.

Keep your summary concise and clear, use simple language, and avoid jargon as it quickly engages readers.

You can start by introducing the idea behind starting an art business and explaining what it does. For example, is it a startup, do you like to grow your business, or are you operating a chain of artist businesses?

Next, share a brief overview of how your art studio will be different from the rest. Provide a summary of each of the subsequent sections of your plan, such as:

  • Describe the artist industry and the target market in brief.
  • Represent the products or services you wish to offer.
  • Give a snapshot of your marketing strategy.
  • Name all the key members of your management team.
  • Provide a summary of your financial projections.

After that, end your summary with a clear call to action, inviting potential investors or readers to the next meeting if they are curious about your business.

Generally, this section is written after the entire business plan is ready as you go through and draft all the important sections of your business plan.

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art business business plan

2. Business Overview

The business overview section provides detailed information about your art business, including ownership, legal structure, office location, business history, and other business-related facts.

Initially, you can draft all the foundational facts like:

  • The name of your art business and the concept behind it, for example: do you need a makeup artist business plan, music artist business plan, or painter business plan, and what is the actual idea behind your artist business?
  • The legal structure of your art business whether it is a S-Corp, LLC, sole proprietorship, or some other.
  • Location of your art gallery and the reason why you selected that place.

After that, describe the owners of your business and mention their roles in running it. Emphasize the percentage of shares owned, and how each owner helps in the business. For example,

Business overview example for artist business

You can add a memorable, clear mission statement that sums up the objectives and core principles of your art studio. Also, include an outline of the business’s history and how it came to be in its current position.

If you want to, include some personality and interesting details, especially if you have any achievements or recognitions till now for your creative art.

Convey your aspirations and your clear vision. Highlight future business goals and if you have any plans of opening an art studio or hosting an art gallery opening.

3. Market Analysis

Next, dive into the art world as this chapter provides a clear understanding of the art industry, along with the target audience, competitors, and growth opportunities.

So, take some time to go further and identify your target market and define your ideal target customer. It will guide your artistic choices and marketing strategies.

Know more about your customers and which type of services they prefer: customized painting, greetings, invitation cards, poetries, songs, or anything else.

After that, give an overview of the art industry. It unveils necessary information about the market size and growth potential of the art market in which your business will run. :

Market Analysis Example for Art Business

Also, conduct detailed market research to identify direct and indirect competitors. Evaluate their strengths and weaknesses.

You can perform a SWOT analysis to find internal strengths & weaknesses of your artist business and external opportunities & threats in the market.

Based on that, outline unique selling points and competitive edge. Accentuate how your art is different from the rest of the arts, and explain how you can offer qualitative services.

Try to analyze emerging market trends in the industry, such as changes in customer preferences and explain how your art business will cope with all those trends.

You can describe any regulations or licensing requirements that affect your art business, such as safety codes, contracts, taxes, or something else.

Here is an example you can refer to draft regulations for your art business:

Operating within the art industry entails adhering to several regulations. 

These encompass [specific regulations, e.g., “safety codes for installation arts, contracts ensuring the rights and responsibilities of both artists and clients and taxation structures specific to art sales”]. 

Our studio is committed to upholding all necessary licenses and continuously stays updated on regulatory changes to ensure full compliance.

4. Product and Services

The product and services section of an art studio business plan should describe the specific services and products you will provide. It should be detailed, informative, and customer-focused.

Start this section by introducing the artist first, along with the art form they will be using, for example, paintings, sculpture, photography, sketches, customized services, greeting cards, or something else.

Describe the artist’s distinct aesthetic and style and explain how it distinguishes them from other professionals in the field.

You can also include the specific items the artist produces, such as their original works, sell paintings or their limited edition prints, or any pieces they have been commissioned to create.

Try to describe each product’s advantages and characteristics as well as how they appeal to the target market. Also, emphasize the importance of quality by including all the details about the raw material you will use.

Here, don’t forget to explain how your business will ensure that all services and products are delivered with the highest standards of efficacy.

5. Sales and Marketing Strategies

A successful sales and marketing plan involves a list of strategies you will use to attract and retain your potential customers.

Here are some key elements to include while writing your sales & marketing strategy:

Unique selling proposition (USP)

Clearly state the artist’s unique selling point, which should cover their taste, aesthetic, and the advantages of their products and services. Something needs to be said in a way that appeals to your intended audience.

Pricing strategy

Develop a pricing strategy that is competitive and affordable, yet profitable. Consider offering promotions, discounts, or packages for your products & services to attract new customers.

Marketing strategy

Draw out a marketing plan that can spread the word about your work and put yourself out there. You can include a mix of online and offline marketing channels.

Consider social media platforms, email marketing, content marketing, brochures, print marketing, and events.

You can take reference from the below example written using Upmetrics AI Assistant :

Sales strategies

Mention your sales strategy as an approach to turn potential buyers into clients by providing limited edition prints, discounts, and referral scheme discounts.

Customer retention

Describe how your art business will retain customers and build loyalty, such as through loyalty programs, special events, or personalized service.

6. Operations Plan

Next, you can craft a behind-the-scenes look into your artistic process and procedures.

This operations plan section paints a vivid picture of your creative endeavors, from your art studio setup to the tools and techniques you utilize.

First, you can explain how you go about creating your art, what tools and materials you require, and how long it takes to finish each piece.

If you collaborate with assistants or any other professional artist, provide details about their tasks and operational processes.

You can also describe your inventory management strategy, including your shipping, tracking, and storage methods. Mention how you’ll maintain track of your artwork and ensure that it’s transported and stored correctly.

inventory management strategy

7. Management Team

The management team section provides a brief overview of the individuals responsible for driving the art business and highlights that your business has the most suitable team.

You can introduce your team members including the artist, the artist manager, the booking agent, the publicist, the accountant, and the lawyer.

Even if you’re an unaccompanied artist, showcase the key individuals who support your creative journey.

Try to provide a detailed description of the experience and qualifications of each manager, as well as their responsibilities and roles.

You can also represent the organizational structure of the management team, including reporting lines and how decisions will be made. Here is an illustration of an organization chart using Upmetrics:

organization chart example of art business

If you have a board of advisors/mentors who have contributed to your business growth, mention them along with their roles and experience.

Don’t forget to explain your compensation plan for the leadership team and staff, including salaries, bonuses, and other benefits.

8. Financial Plan

A well-structured and in-depth financial forecast is the most important section for potential investors, as it offers a clear insight into any capital or investment requirements, startup costs, projected revenues, and profits.

So, develop a precise summary of your financial projections for the initial years of operation. Highlight all the crucial facts investors require for informed, strategic decision-making.

For a successful artist business plan, you should include the following financial statements:

  • Sales forecast
  • Expense budget
  • Profit and loss statement
  • Cash flow statement
  • Projected balance sheet
  • Break-even analysis
  • Business ratios
  • Exit strategy

From the above, you can estimate how much finances you will need to start and operate your art business. Consider funding resources including bank loans, SBA-guaranteed loans, angel investors, or personal savings.

Here’s an example of a projected balance sheet for the next 3-5 years using Upmetrics:

example of a projected balance sheet for art business

9. Appendix

When writing the appendix section, you should include any additional details that support the main content of your business plan.

This may include financial forecasts, market research data, legal documents, and other relevant information.

  • Enclose a table of contents for the appendix section to make it easy for readers to find specific information.
  • Add financial statements such as income statements, balance sheets , and cash flow statements. These should be up-to-date and show your financial projections for at least the first three years of your business.
  • Provide market analysis reports, such as statistics on the size of the art industry, consumer demographics, and trends in the industry.
  • Include any legal documents such as business licenses, permits, and contracts.
  • Provide any additional documentation related to your business plans, such as marketing materials, product brochures, and operational procedures.
  • Use clear headings and labels for each section of the appendix so that readers can easily locate the information they need.

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Frequently asked questions, how often should the business plan be reviewed and updated.

Review and update your artist business plan at least once a year or more often if there are significant changes in your business. It ensures your plan remains aligned with your artistic direction, market conditions, or goals.

What should be included in an Artist’s Business Plan?

A comprehensive artist business plan should include below key components:

  • Sales and Marketing Plan

What kind of financial information does a business plan include?

In an artist’s business plan, the financial part includes startup costs,  income statement, cash flow statement, balance sheets, and break-even analysis. It offers a clear idea of your financial health, enabling investors to estimate the potential success of your artistic business.

Is it necessary to have business experience to create an artist business plan?

Business experience is beneficial but not mandatory to create an artist’s business plan. Many artists successfully draft business plans with a passion for their art and a willingness to learn.

Can the template help in planning for long-term career growth?

Yes, a well-written business plan template can undoubtedly help you in planning for long-term career growth. Include your artistic goals, market strategies, and financial predictions, as the template can be a strategic tool for envisioning and working towards sustained success throughout your journey.

About the Author

art business business plan

Vinay Kevadiya

Vinay Kevadiya is the founder and CEO of Upmetrics, the #1 business planning software. His ultimate goal with Upmetrics is to revolutionize how entrepreneurs create, manage, and execute their business plans. He enjoys sharing his insights on business planning and other relevant topics through his articles and blog posts. Read more

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Business Plans for Artists: Here, I Did It for You!

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Also, check out Jennifer’s book!

You’ll want to see her Right Brain Business Plan home study course .*

Not Ready for A Full Right Brain Business Plan?

Here’s a simple 4 page example plan that will help you get started.

Example Business Plan for Artists (pdf)

Example Business Plan for Artists (Word doc)

The first thing I ask every artist when we start working together is if they have a business plan. Most of the time the answer is no. Why do you need a business plan, you ask? Great question.

You will become focused. As you start planning, that shotgun approach to marketing that most artists take will start to thin itself out and you will learn how to put a system in place. Also, establishing your unique selling proposition is really important. Sure, you’re a painter, but what makes you stand out from all of those other painters out there? There’s a lot more to being an independent artist than just creating your art.

You’ll know where you stand. Your strengths and weaknesses will become apparent to you as you start to create a business plan. What aspects of your art do you excel at? What do you tend to put off because you don’t know how to finish ? Once you know where you stand, you’ll know what your weaknesses are, and this is really important. Most artists have no idea that they’re not good at accounting, or they don’t want to admit it so they run around in circles. A business plan will help you eliminate this.

You’ll know how to get where you want to be. Once you write down a business plan, it’s easy to refer back to it often to get re-focused on your goals. Carefully analyzing what you really want out of your art business is a good way to stop doing what is getting in your way.

You’ll know what other artists are doing. Do you want a competitive advantage? Are you afraid of really pushing your business because you don’t know what will make you different and make people want to purchase your art?

Does 4 pages feel like too much?

Get started with our beginner’s one-page business plan and work your way up.

This post has been updated since its 2009 original publish date.

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November 20, 2009 at 11:46 AM

This is fantastic! Many thanks!

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November 21, 2009 at 9:45 AM

You’re welcome!

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November 22, 2009 at 5:32 AM

This is a really great resource that I’ll have to share with my readers. It’s always wonderful to find other people putting in the hard work and dedication that goes into doing what you do. .-= Damien Franco´s last blog ..Photographer’s Intro to Twitter =-.

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May 19, 2010 at 3:26 PM

This is great. Thank you for doing this. It’s really something I’ve always known I needed to do. I will definitely do it now.

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April 27, 2011 at 8:21 AM

Do you have a business plan for dummies and beginners? This is kind of advanced. I have nothing but 5 good paintings right now.

This is my first time coming to this website. I was very confused by the business plan. Who is “I”? As in, “I help artists dispel the starving artist myth”? It took me 15 mins to finally understand who “I” is, and who Cory and John Smith is.

January 7, 2016 at 12:24 PM

I agree, this business plan is completely confusing and way too advanced and overwhelming. I really want to like it, but after reading it a few times, I’m still lost.

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October 27, 2011 at 11:10 PM

Creating a business plan was one of the smartest things I ever did. I wrote down all the ideas that had been spinning around in my head but had never been inserted into my business as a whole. Just the process of writing everything down becomes a way to clear your head and see the way forward. It’s great to see an honest, physical example of a business plan – thanks Cory!

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March 11, 2012 at 4:25 PM

Wow!  I’m so glad I stumbled onto this!  Just what I needed!

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June 4, 2012 at 6:16 AM

Thanks for posting the examples.  I didn’t realize that I already had lists covering most of the sections.  This really helped me put everything together in one place.  Now as I get new ideas, I have one document that I can go to.  I can quickly jot it down and properly categorize the idea right away knowing that I will have it on hand for when I have time to review the bigger picture over time.  Thanks again!

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June 4, 2012 at 8:01 AM

 @figmentations Glad it helped!

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January 13, 2013 at 2:57 PM

Thanks Cory. A Breath of Fresh Air!!! For the first time at last…with drudgery behind me, I can now pursue my business plan in JOY!!! In full celebration of all right brainers…here’s to your unlimited success:-)

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February 23, 2013 at 11:43 AM

Hi Cory & Jennifer, I totally agree with having a business plan, writing down all the ideas & growth you have in mind for your business.

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July 1, 2013 at 5:20 AM

thanks for everything. i like this site so much…

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August 19, 2013 at 7:55 AM

Thank you this was very helpful 🙂

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December 17, 2013 at 8:32 PM

Thank you for sharing this information, it can be difficult finding business resources for the artist/entrepreneur.

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December 20, 2013 at 12:43 PM

Just need help starting a creative business. CB

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September 25, 2015 at 3:07 PM

hello jennifar, i a cross this because am a starting artist. gama arts in Rwanda but i realy want a bussiness plan because i know success business needs a plan. thank you.

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February 26, 2016 at 4:12 PM

I’m looking forward to doing the seminar on how to sell your artwork online. I am not computer literate, so this is going to require some intensive learning on my part. I am retired and can finally dedicate my time to doing the thing that I love the most, painting watercolor illustrations. I know nothing about blogging, or setting up my own web site. I hope this is the kind of information I can access from your seminar.

Thank you for showing me my first step toward creating a business out of my artwork…

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May 16, 2016 at 4:35 PM

Thanks Cory and Jennifer, for sharing this information, it’s always good to know more about how I can do more on my art business.

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November 25, 2017 at 3:06 PM

It helps me a lot to have specific, measurable goals. I’m just starting to turn art into a business for myself, so I’m trying out a few different things to see what works for me, but concrete numbers and plans and dates really help.

I’ve put together a list of business books for artists: http://jacquelineboss.com/2017/11/25/10-art-business-books-learn-how-to-sell-your-art/

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January 22, 2018 at 12:01 PM

I had no idea how to get this started. This is super super helpful! Thank you!

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art business business plan

Art Business Plan Template & Guidebook

As aspiring visual artists, the task of creating a comprehensive art business plan can seem like an overwhelming process. Fortunately, there is now the #1 Art Business Plan Template & Guidebook that makes this process easier than ever before. This template and guidebook will provide visual artists with the essential tools and skills necessary to bring their artistic vision to life and create a successful business. With this customizable template and exclusive resources, artists will be able to confidently create a business plan that works for them and their creative goals.


Get worry-free services and support to launch your business starting at $0 plus state fees.

  • How to Start a Profitable Art Business [11 Steps]
  • 10+ Best & Profitable Art Business Ideas [2023]
  • 25 Catchy Art Business Names:
  • List of the Best Marketing Ideas For Your Art Business:

How to Write a Art Business Plan in 7 Steps:

1. describe the purpose of your art business..

The first step to writing your business plan is to describe the purpose of your art business. This includes describing why you are starting this type of business, and what problems it will solve for customers. This is a quick way to get your mind thinking about the customers’ problems. It also helps you identify what makes your business different from others in its industry.

It also helps to include a vision statement so that readers can understand what type of company you want to build.

Here is an example of a purpose mission statement for a art business:

Our mission at ABC Art is to foster creativity and brighten spaces through our high-quality, handcrafted artworks. We want to provide pieces that people can hold onto for years to come, as well as pieces that evoke emotion and spark conversation. We hope to bring joy into the lives of those who view our art and give back to our community through donations of our work.

Image of Zenbusiness business formation

2. Products & Services Offered by Your Art Business.

The next step is to outline your products and services for your art business. 

When you think about the products and services that you offer, it's helpful to ask yourself the following questions:

  • What is my business?
  • What are the products and/or services that I offer?
  • Why am I offering these particular products and/or services?
  • How do I differentiate myself from competitors with similar offerings?
  • How will I market my products and services?

You may want to do a comparison of your business plan against those of other competitors in the area, or even with online reviews. This way, you can find out what people like about them and what they don’t like, so that you can either improve upon their offerings or avoid doing so altogether.

Image of Zenbusiness business formation

3. Build a Creative Marketing Stratgey.

If you don't have a marketing plan for your art business, it's time to write one. Your marketing plan should be part of your business plan and be a roadmap to your goals. 

A good marketing plan for your art business includes the following elements:

Target market

  • Who is your target market?
  • What do these customers have in common?
  • How many of them are there?
  • How can you best reach them with your message or product?

Customer base 

  • Who are your current customers? 
  • Where did they come from (i.e., referrals)?
  • How can their experience with your art business help make them repeat customers, consumers, visitors, subscribers, or advocates for other people in their network or industry who might also benefit from using this service, product, or brand?

Product or service description

  • How does it work, what features does it have, and what are its benefits?
  • Can anyone use this product or service regardless of age or gender?
  • Can anyone visually see themselves using this product or service?
  • How will they feel when they do so? If so, how long will the feeling last after purchasing (or trying) the product/service for the first time?

Competitive analysis

  • Which companies are competing with yours today (and why)? 
  • Which ones may enter into competition with yours tomorrow if they find out about it now through word-of-mouth advertising; social media networks; friends' recommendations; etc.)
  • What specific advantages does each competitor offer over yours currently?

Marketing channels

  • Which marketing channel do you intend to leverage to attract new customers?
  • What is your estimated marketing budget needed?
  • What is the projected cost to acquire a new customer?
  • How many of your customers do you instead will return?

Form an LLC in your state!

art business business plan

4. Write Your Operational Plan.

Next, you'll need to build your operational plan. This section describes the type of business you'll be running, and includes the steps involved in your operations. 

In it, you should list:

  • The equipment and facilities needed
  • Who will be involved in the business (employees, contractors)
  • Financial requirements for each step
  • Milestones & KPIs
  • Location of your business
  • Zoning & permits required for the business

What equipment, supplies, or permits are needed to run a art business?

Equipment, supplies, and permits needed to run an Art business may include:

  • Art supplies (e.g. paints, canvas, brushes)
  • Equipment for displaying artwork (e.g. frames, photo albums)
  • Digital imaging equipment (e.g. scanners, printers)
  • Computer hardware and software
  • Business permits (e.g. zoning, tax)

5. Management & Organization of Your Art Business.

The second part of your art business plan is to develop a management and organization section.

This section will cover all of the following:

  • How many employees you need in order to run your art business. This should include the roles they will play (for example, one person may be responsible for managing administrative duties while another might be in charge of customer service).
  • The structure of your management team. The higher-ups like yourself should be able to delegate tasks through lower-level managers who are directly responsible for their given department (inventory and sales, etc.).
  • How you’re going to make sure that everyone on board is doing their job well. You’ll want check-ins with employees regularly so they have time to ask questions or voice concerns if needed; this also gives you time to offer support where necessary while staying informed on how things are going within individual departments too!

6. Art Business Startup Expenses & Captial Needed.

This section should be broken down by month and year. If you are still in the planning stage of your business, it may be helpful to estimate how much money will be needed each month until you reach profitability.

Typically, expenses for your business can be broken into a few basic categories:

Startup Costs

Startup costs are typically the first expenses you will incur when beginning an enterprise. These include legal fees, accounting expenses, and other costs associated with getting your business off the ground. The amount of money needed to start a art business varies based on many different variables, but below are a few different types of startup costs for a art business.

Running & Operating Costs

Running costs refer to ongoing expenses related directly with operating your business over time like electricity bills or salaries paid out each month. These types of expenses will vary greatly depending on multiple variables such as location, team size, utility costs, etc.

Marketing & Sales Expenses

You should include any costs associated with marketing and sales, such as advertising and promotions, website design or maintenance. Also, consider any additional expenses that may be incurred if you decide to launch a new product or service line. For example, if your art business has an existing website that needs an upgrade in order to sell more products or services, then this should be listed here.

7. Financial Plan & Projections

A financial plan is an important part of any business plan, as it outlines how the business will generate revenue and profit, and how it will use that profit to grow and sustain itself. To devise a financial plan for your art business, you will need to consider a number of factors, including your start-up costs, operating costs, projected revenue, and expenses. 

Here are some steps you can follow to devise a financial plan for your art business plan:

  • Determine your start-up costs: This will include the cost of purchasing or leasing the space where you will operate your business, as well as the cost of buying or leasing any equipment or supplies that you need to start the business.
  • Estimate your operating costs: Operating costs will include utilities, such as electricity, gas, and water, as well as labor costs for employees, if any, and the cost of purchasing any materials or supplies that you will need to run your business.
  • Project your revenue: To project your revenue, you will need to consider the number of customers you expect to have and the average amount they will spend on each visit. You can use this information to estimate how much money you will make from selling your products or services.
  • Estimate your expenses: In addition to your operating costs, you will need to consider other expenses, such as insurance, marketing, and maintenance. You will also need to set aside money for taxes and other fees.
  • Create a budget: Once you have estimated your start-up costs, operating costs, revenue, and expenses, you can use this information to create a budget for your business. This will help you to see how much money you will need to start the business, and how much profit you can expect to make.
  • Develop a plan for using your profit: Finally, you will need to decide how you will use your profit to grow and sustain your business. This might include investing in new equipment, expanding the business, or saving for a rainy day.

art business business plan

Frequently Asked Questions About Art Business Plans:

Why do you need a business plan for a art business.

A business plan for an art business is important to have because it will help you track your progress, clarify your marketing and financial objectives, and make sure you remain on track to reaching your goals. A business plan can also be used to outline your business strategy, including the steps you'll need to take to make your business successful. Additionally, having a written plan will help you attract potential investors and other stakeholders who may be interested in helping with financing or providing other resources for your art business.

Who should you ask for help with your art business plan?

It is best to consult with a business advisor or mentor who has expertise in the art industry. They can help you identify potential risks and strategies for a successful business plan. Additionally, you may benefit from joining an art-focused business network for advice, resources, and support.

Can you write a art business plan yourself?

Yes, it is possible to write a art business plan yourself. However, it is recommended to seek assistance from a professional to generate the most effective and comprehensive business plan. A professional can help you identify who your target market is and how you will reach them, as well as helping to create a budget for your business and developing a marketing strategy. Additionally, they can assist with developing a detailed financial plan which could include investment, income and revenue goals.

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I'm Nick, co-founder of newfoundr.com, dedicated to helping aspiring entrepreneurs succeed. As a small business owner with over five years of experience, I have garnered valuable knowledge and insights across a diverse range of industries. My passion for entrepreneurship drives me to share my expertise with aspiring entrepreneurs, empowering them to turn their business dreams into reality.

Through meticulous research and firsthand experience, I uncover the essential steps, software, tools, and costs associated with launching and maintaining a successful business. By demystifying the complexities of entrepreneurship, I provide the guidance and support needed for others to embark on their journey with confidence.

From assessing market viability and formulating business plans to selecting the right technology and navigating the financial landscape, I am dedicated to helping fellow entrepreneurs overcome challenges and unlock their full potential. As a steadfast advocate for small business success, my mission is to pave the way for a new generation of innovative and driven entrepreneurs who are ready to make their mark on the world.

Business Plans for Artists

Art Review

Would you like to know more about how to sell art? Read our article What Is the Best Way to Sell Art?

Creative business plans for artists: what is a business plan for an artist

Art of business: why create a business plan, reasons to create a business plan for artists.

  • Who are my three biggest competitors?
  • What products do my competitors offer?
  • What makes my competitors' products unique?
  • What are the strengths of my competitors?
  • What strategies can I get from my competitors?
  • What are the ways my competitors use to sell the product?
  • What risks do my competitors pose to me?

Business ideas art: how to write a business plan for an artist

art business business plan

Complex finance issues: artist management business plan

  • Resources : What do I need?
  • Finance : How much do I need?
  • What have I already had? 
  • What do I need? 
  • I have : a computer, internet connection, a desk and a chair, occasionally rented space, etc. 
  • I need : Photoshop, better ideas for the competition, a copy of Protools software, and your own space either in your home or close to it; rehearsal/painting/carving space, etc. 
  • What can I work without?
  • Can I find a sponsor?
  • Can I use crowdfunding?
  • Can I get a scholarship or grant?
  • Is it reasonable to use my own funds?

Artist business: makeup artist business plan

  • What does my audience buy?
  • Who are my potential clients?
  • What do my clients need?
  • What is in demand? 

Business plan for an art gallery: be part of a large community

What does it take to get interested in a gallery.

art business business plan

Art Meets Strategy: Your Business Plan Guide

Dancers, painters, sculptors - your art needs a plan! Our free business plan template covers market analysis, financial planning, and more. Get your PDF and pirouette your way to success!

art business business plan

Business Plan Artist (Free PDF)

An Artist's Guide to Crafting a Business Plan

Business Plan Artist: What You Get

  • How to write a business plan for your art business step by step
  • How to open an art studio incl. funding and estimated costs
  • Tips for self-marketing as a freelance artist

This Business Plan Template is Suitable For:

  • Art Business Plan
  • Independent Artist Business Plan
  • Art Gallery Business Plan
  • Art Studio Business Plan
  • Art Business Model Canvas
  • Art Portfolio Strategy
  • Art Exhibition Planning

Your Benefits:

  • Free of cost: Download the business plan template for free!
  • Time-saving: Save time and open your business faster!
  • Correct data: Avoid unnecessary mistakes!

Get Your Business Up and Running

ZANDURA is the all-in-one desk to get your business up and running. Realize your dream of running an independent and self-directed art business and get regular input on how to move forward. Why are we doing this? – Because small businesses are the backbone of the American economy.

Check out for more

Business Plan Fashion: Unlock the Runway to Success

Unlock the runway to success for your fashion business! This guide is your ticket to a carefully crafted business plan. Just download it for free and fulfill your dream of running your own clothing line.

How Do I Start Freelancing Legally in the U.S.?

Get started on your freelancing journey with our comprehensive Step-by-Step Guide! Embrace the freedom of being your own boss and turning passion into profit. Learn the ropes, find clients, and how to thrive in the freelance world.

The Best Free Resources For Thriving Small Businesses

Discover the top 10 free resources that can help your small business thrive in the United States. From business mentoring to access to capital, these valuable partners and institutions will give your business the boost it needs to succeed. Read on to learn more!

photo credit: iStock.com/CarlosDavid.org


23 art business ideas to inspire your entrepreneurial spirit

art business ideas to inspire you

Starting a business  in the art world is not just about producing work, it's about becoming an integral part of your community while contributing to its cultural enrichment. Choosing the right art business idea is crucial, as it shapes your identity as an entrepreneur, your clientele and public perception of your venture. Considering that in 2022 the global art market generated nearly 68 billion U.S. dollars , your art business has the potential for huge success. In this article, we’ll go over the most important factors to consider when starting your own art business.

What makes an art business idea great?

The ideal art business idea should resonate with the community, provide value to your target demographic and contribute positively to the local artistic scene. It's not just about building a business, but also about building lasting relationships with your clients. Here are key factors that make an art business idea well-suited for a small business owner.

Local demand

The idea should address a genuine need or desire within the community. Understanding specific artistic preferences or gaps in cultural offerings is crucial for success in a smaller community.

Community engagement

Art businesses that involve and engage with the local community tend to thrive as opposed to those that don’t consider those factors. Incorporate ideas that foster a sense of belonging and connection through enriching artistic experiences.

An art business with a unique artistic approach can stand out in a smaller market. Look for opportunities to offer something different or provide a unique twist on traditional artistic concepts.

Potential for local partnerships

Partnering with local artists, craftsmen or other businesses can enhance your art business's presence and contribute to a vibrant local arts ecosystem.

Personalized service

In the art industry, personal relationships matter. An art business idea that allows for personalized and friendly service can be a significant advantage.


Keep in mind the local economic conditions and ensure that your art offerings are reasonably priced and accessible to a wide range of people.

Check out these best small website builders  to get started.

23 art business ideas

These 23 art business ideas  will give you a chance to follow your artistic passions and contribute to the local cultural scene.

Art gallery

Outdoor art exhibitions

Personal art classes

Art workshops and events

Local artisan market

Mobile art studio

Community art project

Pop-up art installation

Themed art nights

Art rental services

Custom art pieces

Public art murals

Art and wine pairing events

Art competitions

Art delivery services

Art supply store

Art event planning

Virtual art classes

Artisanal art fair

Art merchandise

Local art festivals

Fine art studio

01. Art gallery

Establish an art gallery to showcase local artists' work and provide a space for the community to appreciate and purchase art.

02. Outdoor art exhibitions

Take advantage of the local surroundings by organizing outdoor art exhibitions, bringing art to public spaces.

03. Personal art classes

Provide personal art classes for individuals or small groups, offering customized lessons based on their artistic preferences. 

04. Art workshops and events

Organize art workshops and events to teach locals various art techniques and share your passion for creativity. This is a great scalable business idea  if you’ve ever thought about offering online courses and workshops or hosting virtual events.

05. Local artisan market

Create a market space that features local artisans and craftspeople, offering unique and handmade art pieces. This also presents a great opportunity to engage with your local community. This can be offline or online, learn more about how to sell crafts online .

06. Mobile art studio

Bring art to different neighborhoods, schools and community centers with a mobile art studio, offering art classes and activities for all ages. 

07. Community art projects

Initiate community art projects that engage residents in collaborative artistic endeavors, fostering a sense of unity. 

08. Pop-up art installations

Set up pop-up art installations at various locations within the community, offering dynamic and ever-changing artistic experiences.

09. Themed art nights

Plan themed art nights, such as abstract art nights or special exhibitions, to attract diverse crowds.

10. Art rental services

Offer art rental services, allowing customers to rotate artwork in their homes and offices.

11. Custom art pieces

Create and sell custom art pieces tailored to individual preferences, such as personalized paintings or sculptures.

12. Public art murals

Start a public art mural project that contributes to the visual appeal of the community.

Jasmine Miikika Craciun, “Kik”,  creates stunning murals that truly uplift the setting.

13. Art and wine pairing events

Organize art and wine pairing events, collaborating with local vineyards for unique and fun cultural experiences.

14. Art tours

Plan and execute art tours that explore the diverse artistic offerings within the community. Pair the art tour by combining galleries and street art, alongside street food and must-see areas around your local community.

15. Art competitions

Host art competitions for residents to showcase their artistic skills and creativity. Make it an event by hiring a DJ and live music artists to play during the competition, food stands and even a small market where local creators can sell their art.

16. Art delivery services

Provide art delivery services, reaching residents who prefer to enjoy unique artwork without leaving the comfort of their homes. 

17. Art supply store

Open an art supply store, offering essential materials for local artists and hobbyists. Pro tip: Creating a website  to expand your online presence can give you that extra boost. Cass Art  is a UK-based art supplies store, brimming with everything an artist could need.

18. Art event planning

Offer event planning services for art-related occasions, ensuring a creative and visually stunning atmosphere.

19. Virtual art classes

Conduct virtual art classes for artists who prefer learning new mediums, skills and techniques from home.

20. Artisanal craft fair

Organize artisanal craft fairs that celebrate the diversity of artistic talents within the community.

21. Art merchandise

Create and sell art merchandise, such as prints, apparel or unique art-related products. Learn more about how to sell online .

22. Local art festivals

Organize local art festivals that showcase the richness and diversity of artistic expressions within the community.

23. Fine art studio

Establish a fine art studio, offering classes and studio space for serious artists and enthusiasts.

How to start an art business in 5 simple steps

Starting an art business involves specific steps to ensure maximum success. Follow along to get started.

Market research and idea validation

Identify gaps in artistic offerings and validate your art business idea by engaging with locals and understanding their artistic preferences.

Create an art business plan

Develop a detailed business plan  outlining your concept, target market, competition, art offerings, marketing strategy, financial projections and funding needs.

Register your art business

Register your business, obtain necessary permits or licenses and comply with relevant regulations. Decide on the legal structure of your business, such as a sole proprietorship ,  LLC  or corporation .

Learn more: How to start an LLC

Secure financing

Determine how you'll finance your art business, considering personal savings, loans, grants or investments. Prepare a budget for startup and ongoing expenses.

Promote and market your art business

Find a suitable location, create an appealing portfolio of artworks or services and establish a strong online presence through a business website  and social media. Use local outreach and community engagement to promote your art business.

most popular business ideas in the US - art business ideas

Inspiring art business examples built on Wix

Alex garant.

This contemporary artist from Canada is creating unique art and offering it on his online store, alongside other merchandise.

Pranaa is a conceptual artist and event engineer, exploring the processes of globalization and the evolutions of ecosystems. 

Ayelet Azriel

This fun & funky graphic designer from Israel is making unique and retro 80s-style abstract art and accessories.

Art business ideas FAQ

How can i attract customers to my art business idea.

Effective marketing strategies are crucial for attracting customers to your art business. Creating a business website  will showcase your artworks or services through visually appealing platforms, establish a strong online presence on social media, collaborate with local businesses and participate in community art events. Building a reputation for excellent artistic offerings and service is essential.

What equipment do I need to start an art business idea?

How do i determine pricing for my art services, other business ideas to consider.

Service business ideas

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Low-cost business ideas

Side business ideas

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Mobile business ideas

Consulting business ideas

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Rental business ideas

Small town business ideas

Travel business ideas

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Art supply business plans.

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Photography Business Plans

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Everyone dreams of turning their hobby into a business. Find a sample business plan for scrapbooking, art supply, gallery, fabric, stained glass supply, or other arts and craft supplies related business, and start writing a business plan to make your dream a reality.

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Nine states plan to ban gas-powered car sales by 2035

Advanced clean cars ii rules look to phase out sales of new gas-powered cars in next decade.

 Sen. Cynthia Lummis, R-Wy., says the Biden administration doesn't have regard for the law on 'Kudlow.'

Electric vehicles can't be imposed on middle America: Sen. Cynthia Lummis

 Sen. Cynthia Lummis, R-Wy., says the Biden administration doesn't have regard for the law on 'Kudlow.'

Nine states are planning to ban new gasoline-powered vehicle sales by 2035 as part of an initiative to cut climate-warming emissions.

The Advanced Clean Cars II rules originated in California with the state Air Resources Board. The regulations in California look to phase out the sale of new gas vehicles beginning with the 2026 model year, scaling back over time until 2035 – when a total ban on the sales will go into effect.

Since the rules were first adopted in California in 2022, eight other states have followed suit, with several others considering the plan.

So far, the other states that have implemented the plan to hit the goal of selling zero new gas-powered vehicles by 2035 include Washington, Oregon, New York, New Jersey, Rhode Island, Massachusetts, Delaware and Maryland.


US map with highlighted states that are planning to ban gas-powered cars

Nine states have undertaken a plan to scale back the sales of new gas-powered vehicles over the next decade, with the goal of completely eliminating the sales by 2035. (Fox News / Fox News)

The rules do not stop residents in these states from owning or using gas-powered cars, nor do they force consumers to buy electric vehicles (EVs). Dealerships can still sell used cars powered by gas, and consumers in these states can purchase the gas-powered vehicles in other states – as long as they meet certain emissions standards. 

Not everyone, however, supports this effort.

The New Jersey Business and Industry Association (NJBIA) led a campaign last year to try and stop New Jersey's adoption of the Advanced Clean Cars II rule.

Ray Cantor, the chief deputy government affairs officer at the NJBIA, told Fox News Digital in a statement that the plan ignores the cost to consumers and lack of current infrastructure.

"The ban on new gas-powered cars in such an expedited time does not take costs or feasibility into account," Cantor said. "It does not take the lack of local and highway infrastructure into account. It does not take grid capacity into account. It ignores consumer choice. It doesn’t take New Jersey residents into account, especially low- and moderate-income families. And it doesn’t take the lack of actual environmental benefit into account."

Hand pumps gas into car

Under the action, residents can still own and drive gas-powered vehicles and purchase new gas-powered cars in other states. (iStock / iStock)

Cantor urged New Jersey to "apply the brakes" to what he called an obvious "bureaucratic overreach" before the mandate starts to affect consumers.

"There's nothing wrong with working to reduce carbon emissions," Cantor said. "And the marketplace would have likely seen a natural increase of EV users with an organic time frame to build appropriate capacities. But the near-term, targeted mandates will increase the prices of both new and used gas-powered cars."


In support of the action, Rhode Island Department of Environmental Management Director Terry Gray has called the rules a "major step" in the fight against climate change in the transportation sector.

"In terms of economic impact, states joining together to send a clear signal to the market will result in greater economies of scale, driving down the prices of ZEVs (zero-emission vehicles), and ensuring that Rhode Island dealers and customers have full access to electric vehicles," Gray said.

The rules come as the Biden administration has sought to push the transportation sector from gas-powered vehicles to EVs as part of its climate agenda.

Last year, the  Environmental Protection Agency (EPA)  unveiled its own plan to increase vehicle pollution standards that will impact car model years 2027 through 2032. 

If the EPA’s regulations are finalized, a staggering 67% of new sedan, crossover, SUV and light truck purchases could be electric by 2032, the White House projected. In addition, up to 50% of bus and garbage truck, 35% of short-haul freight tractor and 25% of long-haul freight tractor purchases could be electric by then.

Auto expert Mike Caudill explains data proving consumers 'aren't ready yet' for a full transition to electric vehicles.

Hybrid cars 'are the future' of the auto industry: Mike Caudill

Auto expert Mike Caudill explains data proving consumers 'aren't ready yet' for a full transition to electric vehicles.

However, the push toward EVs has faced multiple setbacks in the industry.

Earlier this month, Hertz CEO Stephen Scherr resigned after the car rental company's big bet on EVs went bust due to its struggles to keep up with the higher repair cost and lower demand for EV rentals.


Ford's EV division, Ford Model e, posted a net loss of $4.7 billion last year — with $1.6 billion of that in the last quarter — and Ford's chief financial officer John Lawler explained during the company’s earnings call last month that both "the quarter and year were impacted by challenging market dynamics and investments in next-generation vehicles."

Fox News' Thomas Catenacci and Eric Revell contributed to this report.

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National Plan to Look Into Homeowners Insurers Hits a Hurdle

Roughly two weeks after state regulators said they were collecting details on insurers’ homeowners businesses, key states may opt out, undermining the effort.

 A white house with a blue sign in front, a white mailbox, a palm tree and a stone stairway leading up to a gray porch.

By Emily Flitter

A sweeping effort by state regulators to find out why homeowners insurance is so expensive and hard for customers to secure is already facing challenges, as some crucial states say they may opt out of the call for data.

The National Association of Insurance Commissioners, an umbrella group representing state insurance regulators, said on March 8 that state agencies were asking insurers for detailed data on how they were treating their customers, including information about the kinds of coverage they offer in various ZIP codes, the recent history of claims payouts in those areas, the size of deductibles for insurance customers and their opportunities for discounts by fixing or upgrading parts of their homes. At the time, a top N.A.I.C. official said the goal was to “address the critical challenge of the affordability and availability of homeowners’ insurance and the financial health of insurance companies.”

The group said data requests would reach more than 400 insurance companies and offer insight into about 80 percent of all homeowners’ plans in the United States as measured by total insurance premiums. Some of the data would be shared with the Treasury Department to help it pinpoint where homeowners face the highest risks and living costs. State and federal officials called the effort a watershed moment for the insurance sector. The request is the biggest and broadest request for information that insurance companies have had to face from a regulator in decades. Such granular data has never been collected on a national level.

But each state regulator can decide whether to participate in the data call, and some of the states where homeowners face the greatest risks of damage from severe storms and where insurance markets are most turbulent — like Louisiana, Texas and Florida, where Republican politicians regularly balk at policies dealing with climate change — may either share limited data or opt out of the program entirely.

Regulators say that even without full participation, the program is still an enormous advancement in their quest to understand what is happening with homeowners insurance. But the states’ reluctance to participate could leave a significant hole in the picture regulators are trying to piece together about homeowners insurance markets across the country. It could stymie their efforts to decide exactly how to deal with the tangle of problems, caused by inflation and increasingly severe weather driven by climate change, that have caused some major insurers to leave states like Florida and California. In those places, and in others hit hard by catastrophic events like windstorms and wildfires, some homeowners unable to pay the rising costs of insurance have slashed their coverage .

“It makes no sense to leave out the 20 percent of the country with the significant climate risk and related consumer impacts or leave out the types of insurance impacting the most vulnerable consumers,” said Birny Birnbaum, an insurance expert who is the executive director of the Center for Economic Justice, a nonprofit focused on equal access to economic opportunity.

During a meeting on Wednesday of the Federal Advisory Committee on Insurance, attended by Treasury officials, insurance industry representatives and state regulators, Mr. Birnbaum told attendees he feared that as many as 10 states would decline to share data.

Steven E. Seitz, director of the Treasury’s Federal Insurance Office, declined to name or discuss the states that were not participating, but said at the meeting that the data call was “a very positive first step on the data coverage.”

But Texas and Florida have already expressed a reluctance to fully participate in the effort, and Louisiana is opting out completely.

John Ford, a spokesman for Louisiana’s insurance regulator, said its commissioner, Timothy J. Temple, had decided not to compel companies operating in the state to share their data. Mr. Temple and his staff are “focused this year on regulatory and legislative efforts that will attract insurers to our state and stabilize the market,” Mr. Ford said.

Ben Gonzalez, a spokesman for the Texas Department of Insurance, said, “Texas is not planning to collect any new information,” because it already collects data from insurers that is “generally responsive” to what the umbrella group was asking for.

Florida is weighing what information to share, according to a spokeswoman. A bill passed this year by the Florida Legislature would require insurers in the state to report ZIP code-level information about claims payouts. But they would not have to disclose the same kinds of details about the policies they had offered customers, like the size of their deductibles, that the National Association of Insurance Commissioners data call asks for.

Some information from states that have entirely opted out of the data call could still make its way to the umbrella group. That’s because regulators in participating states, like Pennsylvania, are asking national brands that operate in their states, like State Farm and Nationwide, to share details about their homeowners plans wherever they are sold.

A spokeswoman for the N.A.I.C. said the group did not plan to publish a list of participating states.

Emily Flitter writes about finance and how it impacts society. More about Emily Flitter

I thought having my own office meant I'd 'arrived,' but it was depressing. Here's why open-plan office layouts are best.

  • Jennifer Moore has worked in financial services, tech, and SaaS for 20 years. 
  • During that time, she's worked in cubicles, open plan offices, and has had her own office spaces.
  • The open plan concept is her winner due to the natural light and varying spaces for work. 

Insider Today

This as-told-to essay is based on a transcribed conversation with Jennifer Moore, 43, from Salt Lake City, about her experience working in different office spaces. The following has been edited for length and clarity.

I was a summer intern with a small desk in a hallway when my career began in 2003.

There was another intern who had her own cubicle with high walls that kind of looked like a mini office. I really loved my makeshift workspace, but I'll be honest — I was jealous. It was like I was an afterthought.

I've spent 10 years in financial services , where I worked in everything from high-walled cubicles to open office floor plans to eventually having my very own office. I also spent 10 years in B2B tech and software-as-a-service companies , where there's nothing but open office plans.

Cubicles are good for deep work and privacy, but they can be isolating

I've found that the true cube farm — with four high walls and a doorway — can be really helpful for deep work and conducting short one-on-ones.

I think privacy is another pro. In 2006, when I was working at Wells Fargo , I received an email telling me someone I was very close to in high school had died. I remember having a very loud reaction. My co-workers heard me but didn't necessarily see me burst into tears. It was a blessing to have a bit more privacy at that moment.

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The cons of cubicles is that they were somewhat isolating. There was no sunlight. The executives and leaders all got these fantastic offices that had windows, so you could tell immediately who the head honchos were.

Having my own office was depressing and soul-crushing

Having your own office is associated with prestige and privacy, but my first experience of this was horrible.

In 2015, I thought I had arrived. I had officially made it into product management at a financial services company and was given my very own office with a door. I had a furniture budget and everything, but I was absolutely miserable.

There was no natural light, only dim fluorescent lights, so I'd try to get out in the sunlight every day. There wasn't any foot traffic passing by my area because it was in a weird corner. It was isolating — I could go an entire day and not see or talk to a soul if I wanted to.

It was really depressing and soul-crushing.

One thing I would say is, at the time, I was doing some physical therapy, and it was really nice to be able to shut the door and close the shade on my tiny window so I could do stretches in complete privacy.

I learned that the overall workplace environment is more important to me than whether I had achieved having my own office.

You can say you believe in teamwork and collaboration but if you haven't designed an office space that encourages this, people are going to struggle to embrace it daily.

I think open-office plans are the clear winner, as they allow for different types of work

After I left my previous company in December 2023, I decided to focus full-time on my own consulting business.

I work in a coworking space for a company I consult for. It has an open floor plan with several conference rooms, telephone booths, and seating areas.

I think open office plans are the clear winner in a modern workplace, but their weaknesses should be augmented by using aspects of cubicle design that allow for areas of privacy and for different types of work.

Managers still need privacy. In a place where I worked recently, an executive would regularly conduct all their one-on-ones in the open seating area, and several people commented how awkward it was to hear highly personal information being discussed on a daily basis.

In open-floor plans, you can find spaces for deep work, collaboration, and large and small meetings. They can have soundproof booths in a hallway for privacy. Cubicles take up so much real estate, making it hard to create these options.

Another pro of open floor plans is natural light. I've noticed that in newer buildings, everyone has access to sunlight, rather than just the senior and executive leaders in their offices.

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  1. Crafting an Artist Business Plan: A Step-by-Step Guide for 2024

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