individual assignment mgt538

MGT538-INDIVIDUAL ASSIGNMENT-PERSONAL DEVELOPMENT-NORHIDAYU-

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MGT538 - INDIVIDUAL ASSIGNMENT

Modern By : nur ainn Woman Spend less & Save more LIVE WITHIN IN I'm not saying you can't have fun. So, if BUDGET you desire to save income, you must think twice before spending your money! The newest TRENDS Financial Goals Important Your perspective on money will improve if you have a goal. You will begin to understand how each choice you make affects your long-term financial stability. MAGAZINE COVER . 2022 Volume 2- WILL ROGERS- "TOO MANY PEOPLE SPEND MONEY THEY HAVEN’T EARNED TO BUY THINGS THEY DON’T WANT, TO IMPRESS PEOPLE THAT THEY DON’T LIKE." Editor NUR AINN SAINI GOALS SAVING! Editor's Note December, 2022 Financial objectives will support us in changing the perspective, the routines, and the style of living. Every money will go further if we are intentional with how we spend it. As a result, we may accomplish more of what we want to do and make plans for our future activities. Set some goals if we want to accomplish more than we previously believed possible. Decide on the future we desire, then work out what has to be done now to bring it about. Instead of the bank's rules, we may actually follow our own path. Debt relief is attainable once and for all. Building wealth enables us to finance important purchases. The way we establish our financial targets and goals depends on a variety of factors, including our environment, our motivations, and our own future aspirations. Learn how we manage our finances and what we can do to improve them in order to accomplish those financial goals by getting to know ourselves and our money. And keep in mind that a budget is where it all begins. The starting point is this. We need to plan from now on. And that is how we learn to manage our money wisely. Get started with the five stages to establishing and achieving the objectives. #1 pecific I'll set aside RM 1,000 each month as a budget and cut spending by 20%. e#asu2rable I'll closely monitor my spending, keeping track of each cost, and making sure that I maintain within my RM1,000 spending limit. #3 ttainable If I never use the credit cards, I make every effort to keep my monthly expenditure, which averages RM1,200, inside the budget. #ele4vant Limiting my spending to RM1,000 will stop me from overspending on things. I would otherwise buy on my desire. I will be able to save more money, become more disciplined, and engage in sustained minimalism as a result of it. #5 ime-bound The objective is to form the profitable habit of staying within the RM1,000 monthly budget for the duration of this year. Build Excellent GOALS WITH ZIG ZIGLAR 7 STEPS 1. IDENTIFY THE GOAL Identifying and describing the goal you want to attain is the first stage in goal setting. Your objective should be expressed plainly and precisely. Additionally, be sure the objective is something you genuinely want to strive for. In order to make sure the goals are appropriate for you, it could be worthwhile to discuss them with others as part of your defining process. And you need to attempt to make sure that your objectives are SMART. 2. LIST THE BENEFITS Following the definition of your objective, you must ensure that you consider the advantages of reaching it. Your understanding of the objective will improve as a result, and you will feel more motivated to accomplish it. It will also assist you in identifying additional actions you may do to guarantee that you succeed. 3. LIST THE OBSTACLES TO OVERCOME Additionally, it's necessary to consider the challenges you'll face. These are the potential barriers to reaching your objective. It is indeed necessary to comprehend every obstacle you can encounter when working towards your objective. By doing this, you may then make plans on how to deal with these difficulties. 4. LIST THE SKILLS AND KNOWLEDGE REQUIRED It is also essential to consider the abilities and expertise you will require to accomplish your objective, as well as the advantages and challenges linked with it. You may develop a strategy to acquire the abilities and information you need towards achievement by being aware of these demands. 5. LIST THE PEOPLE OR GROUPS TO WORK WITH You won't simply achieve your objective with understanding and capabilities. The assistance of other individuals will almost probably be beneficial to you as well. It's crucial to take some time to consider the persons who may be of assistance to you. For sure, you have to think about their potential motivations and the way you might interact with them. 6. CREATE AN ACTION PLAN You might consider overcoming the challenges you outlined in your strategy. It could also contain actions to assist you concentrate on the advantages you have recognised as well as activities to develop the necessary abilities and expertise. After all, you will also list the specific actions you must do to accomplish your goal. 7. SET THE DEADLINE FOR ACHIEVEMENT A time-bound objective is significantly more likely to be accomplished than an open-ended aim. It's crucial to have a date for your overall objective, but it's also crucial to have deadlines for the individual steps in your action plan. To make sure you have a clear and practical strategy to accomplish your goal, you might want to apply project management approaches.