Year 1 | Year 2 | Year 3 | Product Development | $900,000 | $945,000 | $992,250 |
Installation Technicians | $875,000 | $918,750 | $964,688 |
Administrative | $595,000 | $624,750 | $655,988 |
Sales & Marketing | $900,000 | $945,000 | $992,250 |
Other | $0 | $0 | $0 |
Total People | 82 | 86 | 90 |
| | | |
Total Payroll | $3,270,000 | $3,433,500 | $3,605,175 |
Financial Plan investor-ready personnel plan .">
CCS expects to raise its own capital, and to acquire a guaranteed the SBA 10-year loan. This provides the bulk of the current financing required.
7.1 Break-even Analysis
CCS’s Break-even Analysis is based on the average of the first-year figures for total sales by units, and by operating expenses. These are presented as per-unit revenue, per-unit cost, and fixed costs. These conservative assumptions make for a more accurate estimate of real risk.
![business plan format grade 12 Sbp, educational software k-12 business plan, executive summary chart image](https://web-cdn.bplans.com/bplans/content/uploads/2020/07/20145830/f18cd732141f4c53a0e823594e487c83.png)
Break-even Analysis |
| |
| |
Monthly Units Break-even | 27 |
Monthly Revenue Break-even | $466,023 |
| |
Assumptions: | |
Average Per-Unit Revenue | $17,000.00 |
Average Per-Unit Variable Cost | $5,200.00 |
Estimated Monthly Fixed Cost | $323,475 |
7.2 Projected Profit and Loss
The projected Profit and Loss for CCS is presented in the accompanying table. The three yearly totals are shown here, with year one monthlies in the appendix.
![business plan format grade 12 Sbp, educational software k-12 business plan, executive summary chart image](https://web-cdn.bplans.com/bplans/content/uploads/2020/07/20145943/6c771507cf9040c7875253dd9f1808f2.png)
Pro Forma Profit and Loss |
| Year 1 | Year 2 | Year 3 |
Sales | $10,200,000 | $11,730,000 | $13,489,500 |
Direct Cost of Sales | $3,120,000 | $3,588,000 | $4,126,200 |
Other | $0 | $0 | $0 |
Total Cost of Sales | $3,120,000 | $3,588,000 | $4,126,200 |
| | | |
Gross Margin | $7,080,000 | $8,142,000 | $9,363,300 |
Gross Margin % | 69.41% | 69.41% | 69.41% |
| | | |
| | | |
Expenses | | | |
Payroll | $3,270,000 | $3,433,500 | $3,605,175 |
Sales and Marketing and Other Expenses | $96,000 | $150,000 | $265,000 |
Depreciation | $24,000 | $27,600 | $31,740 |
Utilities | $1,200 | $1,500 | $1,700 |
Payroll Taxes | $490,500 | $515,025 | $540,776 |
Other | $0 | $0 | $0 |
| | | |
Total Operating Expenses | $3,881,700 | $4,127,625 | $4,444,391 |
| | | |
Profit Before Interest and Taxes | $3,198,300 | $4,014,375 | $4,918,909 |
EBITDA | $3,222,300 | $4,041,975 | $4,950,649 |
Interest Expense | $18,700 | $16,400 | $14,000 |
Taxes Incurred | $808,144 | $999,494 | $1,246,664 |
| | | |
Net Profit | $2,371,456 | $2,998,481 | $3,658,244 |
Net Profit/Sales | 23.25% | 25.56% | 27.12% |
7.3 Projected Cash Flow
The cash flow projection shows that provisions for ongoing expenses are adequate to meet CCS’s needs as the business generates cash flow sufficient to support operations.
![business plan format grade 12 Sbp, educational software k-12 business plan, executive summary chart image](https://web-cdn.bplans.com/bplans/content/uploads/2020/07/20150243/03629d008a664b1481fe005d25675d78-1.png)
Pro Forma Cash Flow |
| Year 1 | Year 2 | Year 3 |
Cash Received | | | |
| | | |
Cash from Operations | | | |
Cash Sales | $3,468,000 | $3,988,200 | $4,586,430 |
Cash from Receivables | $5,628,700 | $7,576,305 | $8,712,751 |
Subtotal Cash from Operations | $9,096,700 | $11,564,505 | $13,299,181 |
| | | |
Additional Cash Received | | | |
Sales Tax, VAT, HST/GST Received | $0 | $0 | $0 |
New Current Borrowing | $0 | $0 | $0 |
New Other Liabilities (interest-free) | $0 | $0 | $0 |
New Long-term Liabilities | $0 | $0 | $0 |
Sales of Other Current Assets | $0 | $0 | $0 |
Sales of Long-term Assets | $0 | $0 | $0 |
New Investment Received | $190,000 | $0 | $0 |
Subtotal Cash Received | $9,286,700 | $11,564,505 | $13,299,181 |
| | | |
Expenditures | Year 1 | Year 2 | Year 3 |
| | | |
Expenditures from Operations | | | |
Cash Spending | $3,270,000 | $3,433,500 | $3,605,175 |
Bill Payments | $4,171,394 | $5,201,383 | $6,118,402 |
Subtotal Spent on Operations | $7,441,394 | $8,634,883 | $9,723,577 |
| | | |
Additional Cash Spent | | | |
Sales Tax, VAT, HST/GST Paid Out | $0 | $0 | $0 |
Principal Repayment of Current Borrowing | $12,000 | $12,000 | $12,000 |
Other Liabilities Principal Repayment | $0 | $0 | $0 |
Long-term Liabilities Principal Repayment | $12,000 | $12,000 | $12,000 |
Purchase Other Current Assets | $0 | $0 | $0 |
Purchase Long-term Assets | $135,000 | $225,000 | $295,000 |
Dividends | $0 | $0 | $0 |
Subtotal Cash Spent | $7,600,394 | $8,883,883 | $10,042,577 |
| | | |
Net Cash Flow | $1,686,306 | $2,680,622 | $3,256,604 |
Cash Balance | $1,866,306 | $4,546,928 | $7,803,532 |
7.4 Projected Balance Sheet
Following is the projected Balance Sheet for CCS. Again, three years of annuals are shown below, with first year monthlies in the appendix.
Pro Forma Balance Sheet |
| Year 1 | Year 2 | Year 3 |
Assets | | | |
| | | |
Current Assets | | | |
Cash | $1,866,306 | $4,546,928 | $7,803,532 |
Accounts Receivable | $1,103,300 | $1,268,795 | $1,459,114 |
Other Current Assets | $75,000 | $75,000 | $75,000 |
Total Current Assets | $3,044,606 | $5,890,723 | $9,337,646 |
| | | |
Long-term Assets | | | |
Long-term Assets | $235,000 | $460,000 | $755,000 |
Accumulated Depreciation | $24,000 | $51,600 | $83,340 |
Total Long-term Assets | $211,000 | $408,400 | $671,660 |
Total Assets | $3,255,606 | $6,299,123 | $10,009,306 |
| | | |
Liabilities and Capital | Year 1 | Year 2 | Year 3 |
| | | |
Current Liabilities | | | |
Accounts Payable | $364,149 | $433,185 | $509,124 |
Current Borrowing | $38,000 | $26,000 | $14,000 |
Other Current Liabilities | $0 | $0 | $0 |
Subtotal Current Liabilities | $402,149 | $459,185 | $523,124 |
| | | |
Long-term Liabilities | $138,000 | $126,000 | $114,000 |
Total Liabilities | $540,149 | $585,185 | $637,124 |
| | | |
Paid-in Capital | $368,000 | $368,000 | $368,000 |
Retained Earnings | ($24,000) | $2,347,456 | $5,345,938 |
Earnings | $2,371,456 | $2,998,481 | $3,658,244 |
Total Capital | $2,715,456 | $5,713,938 | $9,372,182 |
Total Liabilities and Capital | $3,255,606 | $6,299,123 | $10,009,306 |
| | | |
Net Worth | $2,715,456 | $5,713,938 | $9,372,182 |
7.5 Business Ratios
Ratio Analysis |
| Year 1 | Year 2 | Year 3 | Industry Profile |
Sales Growth | 0.00% | 15.00% | 15.00% | 9.70% |
| | | | |
Percent of Total Assets | | | | |
Accounts Receivable | 33.89% | 20.14% | 14.58% | 21.50% |
Other Current Assets | 2.30% | 1.19% | 0.75% | 45.70% |
Total Current Assets | 93.52% | 93.52% | 93.29% | 70.20% |
Long-term Assets | 6.48% | 6.48% | 6.71% | 29.80% |
Total Assets | 100.00% | 100.00% | 100.00% | 100.00% |
| | | | |
Current Liabilities | 12.35% | 7.29% | 5.23% | 42.40% |
Long-term Liabilities | 4.24% | 2.00% | 1.14% | 19.20% |
Total Liabilities | 16.59% | 9.29% | 6.37% | 61.60% |
Net Worth | 83.41% | 90.71% | 93.63% | 38.40% |
| | | | |
Percent of Sales | | | | |
Sales | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin | 69.41% | 69.41% | 69.41% | 100.00% |
Selling, General & Administrative Expenses | 46.04% | 43.87% | 42.17% | 79.40% |
Advertising Expenses | 0.59% | 0.85% | 1.48% | 1.30% |
Profit Before Interest and Taxes | 31.36% | 34.22% | 36.46% | 2.20% |
| | | | |
Main Ratios | | | | |
Current | 7.57 | 12.83 | 17.85 | 1.51 |
Quick | 7.57 | 12.83 | 17.85 | 1.16 |
Total Debt to Total Assets | 16.59% | 9.29% | 6.37% | 61.60% |
Pre-tax Return on Net Worth | 117.09% | 69.97% | 52.33% | 3.50% |
Pre-tax Return on Assets | 97.67% | 63.47% | 49.00% | 9.20% |
| | | | |
Additional Ratios | Year 1 | Year 2 | Year 3 | |
Net Profit Margin | 23.25% | 25.56% | 27.12% | n.a |
Return on Equity | 87.33% | 52.48% | 39.03% | n.a |
| | | | |
Activity Ratios | | | | |
Accounts Receivable Turnover | 6.10 | 6.10 | 6.10 | n.a |
Collection Days | 57 | 56 | 56 | n.a |
Accounts Payable Turnover | 12.45 | 12.17 | 12.17 | n.a |
Payment Days | 27 | 28 | 28 | n.a |
Total Asset Turnover | 3.13 | 1.86 | 1.35 | n.a |
| | | | |
Debt Ratios | | | | |
Debt to Net Worth | 0.20 | 0.10 | 0.07 | n.a |
Current Liab. to Liab. | 0.74 | 0.78 | 0.82 | n.a |
| | | | |
Liquidity Ratios | | | | |
Net Working Capital | $2,642,456 | $5,431,538 | $8,814,522 | n.a |
Interest Coverage | 171.03 | 244.78 | 351.35 | n.a |
| | | | |
Additional Ratios | | | | |
Assets to Sales | 0.32 | 0.54 | 0.74 | n.a |
Current Debt/Total Assets | 12% | 7% | 5% | n.a |
Acid Test | 4.83 | 10.07 | 15.06 | n.a |
Sales/Net Worth | 3.76 | 2.05 | 1.44 | n.a |
Dividend Payout | 0.00 | 0.00 | 0.00 | n.a |
Sales Forecast |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Unit Sales | | | | | | | | | | | | | |
Software Systems | 0% | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 |
Installation & Customization | 0% | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 |
Other Consulting | 0% | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
Total Unit Sales | | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 |
| | | | | | | | | | | | | |
Unit Prices | | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Software Systems | | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 | $25,000.00 |
Installation & Customization | | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 | $15,000.00 |
Other Consulting | | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 | $5,000.00 |
| | | | | | | | | | | | | |
Sales | | | | | | | | | | | | | |
Software Systems | | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 |
Installation & Customization | | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 | $300,000 |
Other Consulting | | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 |
Total Sales | | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 |
| | | | | | | | | | | | | |
Direct Unit Costs | | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Software Systems | 0.00% | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 |
Installation & Customization | 0.00% | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 | $10,000.00 |
Other Consulting | 0.00% | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 | $2,000.00 |
| | | | | | | | | | | | | |
Direct Cost of Sales | | | | | | | | | | | | | |
Software Systems | | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 | $40,000 |
Installation & Customization | | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 | $200,000 |
Other Consulting | | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 |
Subtotal Direct Cost of Sales | | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 |
Personnel Plan |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Product Development | 0% | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 |
Installation Technicians | 0% | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 | $72,917 |
Administrative | 0% | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 | $49,583 |
Sales & Marketing | 0% | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 |
Other | 0% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Total People | | 82 | 82 | 82 | 82 | 82 | 82 | 82 | 82 | 82 | 82 | 82 | 82 |
| | | | | | | | | | | | | |
Total Payroll | | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 |
General Assumptions |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Plan Month | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
Current Interest Rate | | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% |
Long-term Interest Rate | | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% | 10.00% |
Tax Rate | | 30.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% | 25.00% |
Other | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Pro Forma Profit and Loss |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Sales | | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 |
Direct Cost of Sales | | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 |
Other | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Total Cost of Sales | | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 | $260,000 |
| | | | | | | | | | | | | |
Gross Margin | | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 | $590,000 |
Gross Margin % | | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% | 69.41% |
| | | | | | | | | | | | | |
| | | | | | | | | | | | | |
Expenses | | | | | | | | | | | | | |
Payroll | | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 |
Sales and Marketing and Other Expenses | | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 |
Depreciation | | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
Utilities | | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 |
Payroll Taxes | 15% | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 | $40,875 |
Other | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| | | | | | | | | | | | | |
Total Operating Expenses | | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 | $323,475 |
| | | | | | | | | | | | | |
Profit Before Interest and Taxes | | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 | $266,525 |
EBITDA | | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 | $268,525 |
Interest Expense | | $1,650 | $1,633 | $1,617 | $1,600 | $1,583 | $1,567 | $1,550 | $1,533 | $1,517 | $1,500 | $1,483 | $1,467 |
Taxes Incurred | | $79,463 | $66,223 | $66,227 | $66,231 | $66,235 | $66,240 | $66,244 | $66,248 | $66,252 | $66,256 | $66,260 | $66,265 |
| | | | | | | | | | | | | |
Net Profit | | $185,413 | $198,669 | $198,681 | $198,694 | $198,706 | $198,719 | $198,731 | $198,744 | $198,756 | $198,769 | $198,781 | $198,794 |
Net Profit/Sales | | 21.81% | 23.37% | 23.37% | 23.38% | 23.38% | 23.38% | 23.38% | 23.38% | 23.38% | 23.38% | 23.39% | 23.39% |
Pro Forma Cash Flow |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Cash Received | | | | | | | | | | | | | |
| | | | | | | | | | | | | |
Cash from Operations | | | | | | | | | | | | | |
Cash Sales | | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 | $289,000 |
Cash from Receivables | | $0 | $18,700 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 | $561,000 |
Subtotal Cash from Operations | | $289,000 | $307,700 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 |
| | | | | | | | | | | | | |
Additional Cash Received | | | | | | | | | | | | | |
Sales Tax, VAT, HST/GST Received | 0.00% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
New Current Borrowing | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
New Other Liabilities (interest-free) | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
New Long-term Liabilities | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Sales of Other Current Assets | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Sales of Long-term Assets | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
New Investment Received | | $0 | $190,000 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Subtotal Cash Received | | $289,000 | $497,700 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 | $850,000 |
| | | | | | | | | | | | | |
Expenditures | | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
| | | | | | | | | | | | | |
Expenditures from Operations | | | | | | | | | | | | | |
Cash Spending | | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 | $272,500 |
Bill Payments | | $14,003 | $389,646 | $376,831 | $376,818 | $376,806 | $376,793 | $376,781 | $376,768 | $376,756 | $376,743 | $376,731 | $376,718 |
Subtotal Spent on Operations | | $286,503 | $662,146 | $649,331 | $649,318 | $649,306 | $649,293 | $649,281 | $649,268 | $649,256 | $649,243 | $649,231 | $649,218 |
| | | | | | | | | | | | | |
Additional Cash Spent | | | | | | | | | | | | | |
Sales Tax, VAT, HST/GST Paid Out | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Principal Repayment of Current Borrowing | | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
Other Liabilities Principal Repayment | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Long-term Liabilities Principal Repayment | | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
Purchase Other Current Assets | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Purchase Long-term Assets | | $0 | $0 | $0 | $15,000 | $15,000 | $15,000 | $15,000 | $15,000 | $15,000 | $15,000 | $15,000 | $15,000 |
Dividends | | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Subtotal Cash Spent | | $288,503 | $664,146 | $651,331 | $666,318 | $666,306 | $666,293 | $666,281 | $666,268 | $666,256 | $666,243 | $666,231 | $666,218 |
| | | | | | | | | | | | | |
Net Cash Flow | | $497 | ($166,446) | $198,669 | $183,682 | $183,694 | $183,707 | $183,719 | $183,732 | $183,744 | $183,757 | $183,769 | $183,782 |
Cash Balance | | $180,497 | $14,051 | $212,721 | $396,402 | $580,096 | $763,803 | $947,522 | $1,131,254 | $1,314,998 | $1,498,755 | $1,682,524 | $1,866,306 |
Pro Forma Balance Sheet |
| | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
Assets | Starting Balances | | | | | | | | | | | | |
| | | | | | | | | | | | | |
Current Assets | | | | | | | | | | | | | |
Cash | $180,000 | $180,497 | $14,051 | $212,721 | $396,402 | $580,096 | $763,803 | $947,522 | $1,131,254 | $1,314,998 | $1,498,755 | $1,682,524 | $1,866,306 |
Accounts Receivable | $0 | $561,000 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 | $1,103,300 |
Other Current Assets | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 |
Total Current Assets | $255,000 | $816,497 | $1,192,351 | $1,391,021 | $1,574,702 | $1,758,396 | $1,942,103 | $2,125,822 | $2,309,554 | $2,493,298 | $2,677,055 | $2,860,824 | $3,044,606 |
| | | | | | | | | | | | | |
Long-term Assets | | | | | | | | | | | | | |
Long-term Assets | $100,000 | $100,000 | $100,000 | $100,000 | $115,000 | $130,000 | $145,000 | $160,000 | $175,000 | $190,000 | $205,000 | $220,000 | $235,000 |
Accumulated Depreciation | $0 | $2,000 | $4,000 | $6,000 | $8,000 | $10,000 | $12,000 | $14,000 | $16,000 | $18,000 | $20,000 | $22,000 | $24,000 |
Total Long-term Assets | $100,000 | $98,000 | $96,000 | $94,000 | $107,000 | $120,000 | $133,000 | $146,000 | $159,000 | $172,000 | $185,000 | $198,000 | $211,000 |
Total Assets | $355,000 | $914,497 | $1,288,351 | $1,485,021 | $1,681,702 | $1,878,396 | $2,075,103 | $2,271,822 | $2,468,554 | $2,665,298 | $2,862,055 | $3,058,824 | $3,255,606 |
| | | | | | | | | | | | | |
Liabilities and Capital | | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 |
| | | | | | | | | | | | | |
Current Liabilities | | | | | | | | | | | | | |
Accounts Payable | $1,000 | $377,085 | $364,270 | $364,258 | $364,246 | $364,234 | $364,222 | $364,210 | $364,198 | $364,186 | $364,174 | $364,161 | $364,149 |
Current Borrowing | $50,000 | $49,000 | $48,000 | $47,000 | $46,000 | $45,000 | $44,000 | $43,000 | $42,000 | $41,000 | $40,000 | $39,000 | $38,000 |
Other Current Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
Subtotal Current Liabilities | $51,000 | $426,085 | $412,270 | $411,258 | $410,246 | $409,234 | $408,222 | $407,210 | $406,198 | $405,186 | $404,174 | $403,161 | $402,149 |
| | | | | | | | | | | | | |
Long-term Liabilities | $150,000 | $149,000 | $148,000 | $147,000 | $146,000 | $145,000 | $144,000 | $143,000 | $142,000 | $141,000 | $140,000 | $139,000 | $138,000 |
Total Liabilities | $201,000 | $575,085 | $560,270 | $558,258 | $556,246 | $554,234 | $552,222 | $550,210 | $548,198 | $546,186 | $544,174 | $542,161 | $540,149 |
| | | | | | | | | | | | | |
Paid-in Capital | $178,000 | $178,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 | $368,000 |
Retained Earnings | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) | ($24,000) |
Earnings | $0 | $185,413 | $384,081 | $582,763 | $781,456 | $980,163 | $1,178,881 | $1,377,613 | $1,576,356 | $1,775,113 | $1,973,881 | $2,172,663 | $2,371,456 |
Total Capital | $154,000 | $339,413 | $728,081 | $926,763 | $1,125,456 | $1,324,163 | $1,522,881 | $1,721,613 | $1,920,356 | $2,119,113 | $2,317,881 | $2,516,663 | $2,715,456 |
Total Liabilities and Capital | $355,000 | $914,497 | $1,288,351 | $1,485,021 | $1,681,702 | $1,878,396 | $2,075,103 | $2,271,822 | $2,468,554 | $2,665,298 | $2,862,055 | $3,058,824 | $3,255,606 |
| | | | | | | | | | | | | |
Net Worth | $154,000 | $339,413 | $728,081 | $926,763 | $1,125,456 | $1,324,163 | $1,522,881 | $1,721,613 | $1,920,356 | $2,119,113 | $2,317,881 | $2,516,663 | $2,715,456 |
![Garrett's Bike Shop Garrett's Bike Shop](https://web-cdn.paloalto.com/oim-units/investor-pitch/garrett-card.png?format=auto&width=267&height=185)
The quickest way to turn a business idea into a business plan
Fill-in-the-blanks and automatic financials make it easy.
No thanks, I prefer writing 40-page documents.
![LivePlan pitch example LivePlan pitch example](https://web-cdn.paloalto.com/bplans/lp-footer/garrett.png?format=auto&width=265&height=151)
Discover the world’s #1 plan building software
![business plan format grade 12](https://web-cdn.paloalto.com/bplans/lp-footer/minimize-white.png?format=auto&width=20&height=12)
![](//sektorel.online/777/templates/cheerup/res/banner1.gif)
IMAGES
VIDEO
COMMENTS
This is a sample of our proposed business plan in S.Y. 2021-2022. snack attack business plan prepared : cinco, mark owen cobosa, annabel gisolga, wilchina. Skip to document. ... Business Plan Correct Format Grade 12. This is a sample of our proposed business plan in S.Y. 2021-2022. Subject. English. 182 Documents.
She is currently a Grade 12 student taking up the Accountancy, Business and Management ABM. She wants to be a coffee shop and book owner in the future. Mae-ann C. Inoc. She was born on May 8, 2001. She is the daughter of Leticia and Danny Apa. She is currently a Grade 12 student taking up the Accountancy, Business and Management ABM. Her dream ...
Download one of these free business plan templates for kids to help your child focus on a business idea. If nothing else, they'll learn a lot! ... 12, with lots of worksheets, from the Venture Lab. Further resources include: Teen Business Video Lessons; EverFI's Entrepreneurial Expedition; FEE's Course on the Entrepreneur's Role in ...
A business plan is a written description of the business further. That means a document that describes what plan to do and how to do it. ... Download Entrepreneurship Project Business Plan- CBSE Class 12 PDF. Share. Facebook Twitter LinkedIn Pinterest Reddit WhatsApp Telegram Share via Email. Related Articles. Social Science Project Topics For ...
Grade 12 HUMSS. 42 Documents. Students shared 42 documents in this course. University New Era University. Academic year: 2021/2022. Uploaded by: Bea Nicole Aguilan. New Era University. 0 followers. ... BUSINESS PLAN OPEN PAGES CLARO M. RECTO AVENUE, MANILA CITY, METRO MANILA. Address openpages@gmail.
For instance, Chris Guillebeau has a one-page business plan template in his book The $100 Startup. 48 His version is basically an extension of a napkin sketch without the detail of a full business plan. As you progress, you can also consider a brief business plan (about two pages)—if you want to support a rapid business launch—and/or a ...
GRADE 12: ENTREPRENEURSHIP MODULE 2: DEVELOPING A BUSINESS PLAN INFORMATION SHEET 2. FACTORS TO CONSIDER IN STARTING A BUSINESS. Starting a business is a positive decision on the part of the entrepreneur to exploit entrepreneurial opportunities which are important and worthwhile endeavor.
The length of the business plan can vary from 15 pages to even 100 pages. It primarily depends upon the complexity of the venture. Business Plan Format. A business plan format has several components. It includes a cover page, title page, and contents page. The main features of the business plan are: Executive Summary
4. As the class comes back, the teacher writes the words "Business Plan" on the board, and asks the class what they think needs to be included in a business plan. (5 min) 5. From there the teacher will pass out copies of the first part of a transcript from the article How Entrepreneurs Can Create Effective Business Plans. The interview was
general format of business plan in entrepreneurship for grade 12 senior high school abm humss introduction the introduction contains the rationale and the ... Prac Research 2 Grade-12 Q1 -Mod1 Nature-of-Inquiry-and-Research CO-Version 2. Business Finance. ... GENERAL FORMAT OF BUSINESS PLAN IN ENTREPRENEURSHIP. For Grade 12 Senior High School ...
Writing the Plan What goes in a business plan? Sample Plans One of the best ways to learn about writing a business plan is to study the plans of
Explore a real-world educational software k-12 business plan example and download a free template with this information to start writing your own business plan. ... Free business plan template. A fill-in-the-blank template designed for business owners. Download Now. Sample Plans. ... CCS offers a suite of educational software for each grade ...
Its a sample business plan for grade 11 or 12. Course. Industrial Technology (PE 110) 26 Documents. Students shared 26 documents in this course. University Aurora State College of Technology. Academic year: 2016/2017. Uploaded by: TM. TAMOMO Mi. Miriam College. 0 followers. 21 Uploads. 16 upvotes. Follow.