assignments late fee

Effective Classroom Management

Rethinking Deadline and Late Penalty Policies…Again

August 5, 2019
Brenda Thomas

Some of the recurring topics on Faculty Focus in the past ten years pertain to handling excuses, extension requests, and late work, because teachers regularly deal with those issues. Suggested remedies range from giving one-time grace to assuming deception as the norm. If you have been a teacher for any length of time, you already have some sort of policy and have maybe modified it more than once. With this article, I am providing a peek at how and why I morphed from a rigid to a more flexible deadline/late penalty policy and what I observed as a result.

When I began teaching online in 2015, my policy was to deduct 10 percent for each day an assignment was late. That was the maximum allowed by the university as stated in the student handbook, so I adopted that as my policy. I thought that would make everything fair and square for everybody. (I can hear some of you chuckling.) However, three repeating scenarios made me reckon with my naiveté and prompted me to begin tweaking my policy.

Some students turned in high-quality work but received lower grades due only to lateness.
Some students turned in low-quality work but received higher grades than the late, high-quality assignments due only to timeliness.
Some students received exemptions from deadlines/late penalties because the university periodically requested that faculty grant leniency to those affected by a major natural disaster in their geographical region, but students experiencing other issues beyond their control, such as illnesses, injuries, or technical glitches, had to abide by the set deadlines.

Meting out punishment or pardon based on their reasons and timing made me feel more like Judge Judy than their teacher.

Since I was foregoing late deductions for weather, I decided to do the same for other issues beyond a student’s control, so I began allowing late assignments with no or minimal penalty (5 percent). But only if students contacted me prior to the deadline with a valid reason. (I can hear some of you chuckling again.) As a result, I was inundated with eleventh-hour extension requests for a variety of reasons. Those who contacted me after the deadline with a valid reason received the same consideration. Meting out punishment or pardon based on their reasons and timing made me feel more like Judge Judy than their teacher.

It was around that time I read an article suggesting that teachers abolish deadlines and late penalties altogether, but I saw three main problems with that approach.

A course eventually ends, so there is at least one deadline. The author said he never had a flood of assignments submitted at the end, but I was unwilling to risk being the exception to that.
For students to improve throughout my course they needed to receive feedback in between assignments, so multiple deadlines spaced throughout the course were necessary.
Not having deadlines or late penalties facilitated procrastination and removed incentives for timely work.

Because I wanted to assess my students more on the quality of their work than the speed with which they completed it, while also encouraging timely work without using the incentives of extra points for timeliness and lost points for lateness, I made another policy tweak.

The course ran for seven weeks with a writing assignment due at the end of each week. I could not allow assignments to be turned in after the seventh week ended, but I did allow students five extra days without penalty for each of the six assignments due in the first six weeks. If students turned in their assignment by the deadline each week, I graded it and allowed them to revise and resubmit after seeing my feedback. For those who turned in their assignment during the five-day grace period, they also had the option to revise and resubmit after seeing my feedback, but the highest grade they could receive on the re-do was five points less than the maximum possible for that assignment. If students turned in their assignment after the five-day grace period, then I enacted a late penalty of 5 percent for each day it was late, and they could not revise and resubmit after seeing my feedback.

What I observed was that only two or three students chose to revise and resubmit and even fewer turned in assignments after the five-day grace period. As a result of that new policy, my grading workload negligibly increased, the number of assignments receiving late penalties noticeably decreased, the occurrence of excuses and extension requests became almost non-existent, and the incidence of grades reflecting the quality of the assignments exponentially grew. The lesson I learned, and continue to learn, is that if my policies do not uphold my teaching philosophy then it is time to consider some modifications. Making small tweaks through multiple class sessions helped me notice the details that needed adjusting. Now I’m off to rethink my discussion forum grading policy . . . again.

Brenda Thomas is an online instructor in the humanities who writes on topics related to online higher education.

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How to manage the 11:59 PM Deadline Comfortably

If you have ever had trouble submitting an assignment or received a penalty for minutes late submission, you understand how strict some professors can be. From losing an entire grade to losing a specific percentage of the grade or re-sitting a paper submitting an assignment (essay, discussion post, online quiz, homework, or research paper) can affect you as a student.

Late assignment submissions, albeit controversial, aim to make students learn the aspect of time management. Unfortunately, the immutable deadlines are sometimes biting lazy students, pushing them to begin working early and avoid even 1-minute late submissions.

Even though some educators might offer a grace period for a minimal time, some will apply a sliding scale late policy where they deduct a percentage of the score for each hour or day you are late with your assignments.

From the perspective of the professors, such policies ensure fairness for students who submitted their assignments earlier. We have tips and tricks to help you understand and manage minute late submissions to avoid being on the wrong side of the zero-tolerance late policy of your university.

What causes students to submit assignments late?

Different reasons can cause you to submit assignments late. We are addressing them here so that you are in the know and so that you can devise various strategies to avoid the associated late submission penalties.

Here are the top nine reasons students submit assignments late (you can use some when requesting a late submission from your professor or instructor):

1. Procrastination

Students sometimes find themselves missing submission due dates due to procrastination. Sometimes, procrastination can occur with the rigorous nature of studies and the fact that some students work and study. Furthermore, life outside of class, such as parties, festivals, movies, and meeting with friends, leaves one with little time to complete assignments on time. Having commitments and deciding to complete an assignment later can cause you actually to miss the deadline. Common ground is if you later learn that the assignment is demanding or complex or do not know what to write or hate writing essays.

2. Waiting for a response from a professor

Another reason students find themselves unable to meet submission deadlines is due to the late response from a professor. In most cases, especially when assignments are complicated, you can seek clarifications from your lecturer or professor. However, if your professor responds to your email late, the chances are that you will also submit the assignment late. We will see shortly how to manage such situations and avoid submitting your assignments late.

3. Lack of proper planning and time management

This happens mostly for working students. They often find themselves having too much on their schedule that they probably forget to complete and submit a school assignment early. For instance, if you are an undergraduate or MBA student working and studying, having assignments that require time at work can hamper your completion date for the assignments from school.

4. Writer's Block

Sometimes it is not about did I get the question right? or inadequate time management. Even with the right skills, time, and resources, you might still feel lazy to complete an assignment. With the fast-paced world around us, we get fatigued faster. Suppose you are one of those that like completing assignments last-minute; writers' block has probably messed you up before. We have tips to address this, as we shall see shortly.

5. Lack of knowledge about the assignment

Finally, lacking the knowledge to complete an assignment can make you submit it late. Sometimes, you will end up submitting a late assignment that is incomplete : two wrongs at a go. In addition, many classmates might not be willing to assist you with understanding the assignment.

6. Using shitty assignment help websites

Today, almost seven out of ten students use an assignment writing service. However, without choosing a reliable and legit service, you might run into problems with your submission deadlines. Mainly, this occurs due to the late submission of assignments by writers. Rogue writers are everywhere online, from Twitter to Reddit and now Facebook; they will approach you with sweet deals, and once you assign them to your homework and pay them to do it, they disappear on the internet. Putting too much trust in another person without a legit website to write your essay or assignment can mess you. We had a case where a client wanted to use our write my late assignment ASAP service because a previous writer from Twitter had held their paper ransom and requested more payment or expose them to their school and professor. Well, you can manage this by working with our custom assignment help website.

7. You just hate writing assignments

The assignment writing process is tedious and rigorous. For instance, when writing an essay, you begin by researching, then drafting an outline, and going all the way to proofreading and editing. As a result, if you hate writing homework, you might be slow and find yourself submitting an assignment late.

8. Unforeseeable Circumstances

Deadline violation often occurs when you face nasty circumstances that you cannot foresee as a human being. These circumstances include disasters, sickness, death, accidents, or injuries. Professors have a soft spot for accepting minutes late submissions if you face these issues, so you need not worry as long as you have proof. Sometimes it is your laptop that got either rained on, attacked by a virus, or stolen. Whatever happens to your computer or laptop, you probably do not have time to complete the assignment or begin doing it over and beat the deadline unless you are very fast.

9. Poor Internet

We have cases when you travel for the weekend, visit with others (friends or family), which can cause you to either forget submitting or, because you are in a hurry, to save the assignment on your laptop or phone and submit it later.

If you run into slow internet issues or poor coverage, you might find yourself turning in an assignment later than the 11:59 PM deadline or the deadline set by your professor.

Tips and Tricks to use to avoid minute-late submissions

To avoid submitting assignments after the deadline, missing full marks due to lateness, or earning a bad reputation, it is necessary to take precautions. Here are some tips and tricks that you can use to avoid turning in assignments later than the due date and time.

Do your assignment early enough

Even with one-minute lateness, submitting an assignment later incurs some loss as a student. Expressly, professors and lecturers set the dates on Canvas and Turnitin and set an automatic deduction once your work is late.

If you know that your deadline for a ten or 5-page paper is 11:59 Sunday or Wednesday, and you have been assigned the paper 3-5 days before the deadline, the best thing is to begin earlier.

Students who draft a research paper or essay plan often find it easier to complete assignments within the deadlines than those who do not. As soon as you are assigned a paper, make it a point to clarify with the professor anything unclear. This leaves you plenty of time to research, decide on a topic, write the first draft, edit, and submit the paper on time.

Write the fast draft early enough, then edit later as the deadline nears. Sometimes submitting an assignment too early might be judged by the professor as you rushed the paper. Therefore, before you hit the submit button, ensure that everything is addressed per the instructions and the rubric.

Set your deadline early before the actual submission deadline

Apart from just beginning the paper early, another excellent strategy is to set your personal deadline for completing the paper early than the actual deadline. If an assignment is due in 5 days, set your deadline to 3 or 4 days. You can use the rest of the deadline to do other stuff or equally edit the paper thoroughly.

There is some deep joy and peace that comes with completing a paper. However, you can only experience the moment when you complete the paper.

Do not procrastinate editing and submitting the final draft.

Sometimes students write the papers early enough and procrastinate editing and proofreading. Nevertheless, doing so might land you in trouble because you might experience unforeseeable circumstances. For instance, your laptop might crash, or you can fall too ill to complete the paper. Although if you have an unrefined paper, you can hire a proofreader or editor to paraphrase, edit, and polish your essay. It is, however, a great practice to completely do away with a paper before committing your time elsewhere. Instead, plan your time, have adequate rest, and allocate the time you have the highest concentration to completing your paper.

Have an accountability partner, group, or study buddy

Another great way to ensure that you complete assignments before deadlines entails having an accountability partner, study group, or a study buddy.

An accountability partner is an effective strategy that helps you set and achieve goals. It also helps you maintain the zeal to complete assignments, read course materials, and hone your writing/reading/research skills.

With a study group, you will have members who share like interests. They will likely remind you about your unsubmitted assignments and keep you in check. They can also be helpful with research and sharing insights on how to approach an assignment.

Finally, a study buddy (a friend, classmate, or roommate) can help you maintain the morale of reading, studying, and completing assignments.

Having either of the three can help you begin working on your assignments early enough to avoid the last-minute rush.

Email your professor for a deadline extension

If you are very sure you have done your best to complete a paper, but due to unavoidable circumstances, you cannot complete the paper on time, you can request your professor to accept a late submission. Note that with such a request, you must have proof. For instance, if your excuse is being sick or a family member died or fell ill, you should produce credible hospital evidence. In most cases, if the email is not answered soon enough, proceed to call your professor.

If you have already submitted an assignment later than the set deadline, email your professor to convince them not to hit you with the 10-25% deadline violation penalty. You should apologize and then explain the reasons for submitting the assignment late. Also, suggest how being rated poorly might affect your GPA and convince your professor that you will never submit a paper late again.

Play around with Turnitin Settings

If you want to make your professor not penalize you for late submission, you can tweak some settings on the Turnitin website. First, you can modify the assignment link from the control panel. First, select the Course Tools, then pick the assignment whose link you wish to edit. Next, select the link to the assignment and then select Edit Assignment. You can then comfortably change the deadline so that your submission deadline is within the deadline.

Another common trick you can use is submitting a corrupted Word or PDF file of the assignment. In this case, since your professor cannot open the file, they will write to you requesting the original uncorrupted file. You can use the time in between to complete your paper and wait for their call or email request.

Finally, you can also find a way to edit the submitted assignment by editing the content folder. In the case of Turnitin, you will find the link to the assignment and click on the Action Link tab to make the change.

Since these are not guaranteed tips to work because of ongoing updates, you should contact your professor because they are a person who has emotions. Alternatively, complete your papers early enough.

Work with a last-minute assignment service.

The ultimate trick to avoid minutes-late submission is hiring a fast essay writing service to write your last-minute paper. Gradecrest has experts who can write your last-minute essay faster. Our writers are experienced enough to write two pages within an hour or ten pages in 6-8 hours. Therefore, if you realize that the deadline is very close and you cannot complete your assignment, you can use our affordable academic writing services.

When someone is working on your paper, keep them on your toes, ask for progress, and involve yourself so that the final paper has much of your input and matches your writing style. Also, work with credible writing websites to avoid having papers that are traceable through Turnitin.

Understanding the 11:59 PM assignment submission deadline

11:59 PM, mainly on Sunday nights, is a dreaded time by many students. It is when all the discussion posts, assignments, essays, and most homework are due.

For Canvas, SafeAssign, and Turnitin, it is common to see the submission deadline set at 11:59 PM- a minute to midnight. If you do not take the precautions, we have highlighted above, the chances are that your 1-minute lateness might cost you a grade.

Submitting assignments at 11:59 means, you can submit your assignment at 11:59:59 PM. After the deadline, Turnitin, SafeAssign, or Canva automatically marks the submission as late.

Such lateness could be why you miss an A or B and get a poor grade for an otherwise easy paper. Therefore, complete your assignments on time, use writing services, plan your time, and consult with your instructor early enough to avoid late submission penalties.

You might incur risks when you submit an assignment later than 11:59 PM. First, you will face the consequences of being late. One of the consequences includes being undermarked. You can as well be requested to take a re-sit of the paper or lose the marks altogether. Either way, your final grade will be impacted by otherwise avoidable circumstances.

Note that 12-, 24-, or 1-hour late submissions are treated the same as 1-minute late submissions in terms of consequences.

Another risk of submitting an assignment late is facing technical hitches with the system. For example, your internet might act up, and also, because everyone is rushing to submit at the last minute, the chances are that the system gets overloaded and slow.

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We have looked at some of the best strategies to avoid submitting your assignments late. However, if you are a frequent late assignment submitter, these tips and tricks can work well in your favor.

Penalty for Late Submission of Assignment: Full Guide

by Judy Jeni
February 21, 2024

Late submission of academic assignments is common in most institutions of higher learning. All learners cannot be able to submit their assignments on time because of various reasons.

Some are unable to complete because of genuine reasons while others are simply lazy and careless. Even if the assignment has been done correctly, late submission attracts a punishment.

Penalty for Late Submission of Assignment

Penalizing students for late submission has its fair share of advantages. Universities take specific actions to instill discipline among students so that they can know the value of timely submission.

Nonetheless, the penalty needs to apply after a specific university body has done its investigation. This is necessary to establish the root cause of the late submission.

Uncontrollable circumstances such as illness should be forgivable as long as the student has submitted the assignment and it is done correctly. However, all universities have their own rule and regulations regarding the late submission of assignments.

Penalty for Late Submission in Different Universities

Why universities penalize late submission , 1. enhancing student responsibility.

Universities instill tough punitive measures for late submission to make students more responsible.

Knowing the repercussion of late submission or plagiarism makes you work hard and complete it before the deadline day.

In many ways, it will make you more passionate about the assignment and develop a sense of stewardship in your entire learning.

If universities condone late submission, there is a higher likelihood of students becoming irresponsible.

2. Learners Will Maximize Their Studies

Punitive measures such as getting a zero are very demoralizing. As such, a student will maximize and exploit his or her potential to ensure there is no late submission.

If you are doing your assignment amidst the fear of getting a zero, there is no doubt that you will rush to finish your work and ensure it is done correctly.

However, the rush to complete the work can compromise the quality. Most students tend to put more emphasis on beating the deadline but not on the quality of the work.

If universities permit late submission as long as the student has genuine reasons , there will be more concentration on quality.

3. Good Assignment Completion Rates

No professor enjoys frequent late completion of assignments from students. To avoid this, universities punish students to improve the assignment completion rate.

Deadlines that prohibit late submission will propel students to complete their assignments on time.

It makes it easy for professors to determine the true academic ability of these students.

4. Preparing Students for a Real-World Situation

Universities do not only focus on the academic achievements of the students. They also want them to be ready for the already competitive job market in the real world. In reality, real-life has deadlines.

The current job market is very competitive. Workers have a penalty to pay if they miss a deadline which can cost the company. There is even the risk of dismissal for frequently missing out on deadlines.

Accepting late assignments in universities will make students lack the preparedness of fitting into real-world situations. School assignment deadlines are a good way of mimicking what is taking place in the real world.

5. Promoting Fairness

As usual, late submission of the assignment is not for all students. There are still those who struggle to complete in time despite their busy schedule of life. That is to say, accepting late submission is unfair to students who made it within the deadline time.

It will be a discouraging sign for the efforts they put to finish their assignment in time. Penalties for late submission will be fair for students who rush to complete their work.

6. Course Pacing

Current university courses are very compressed and tight. It takes hard work and sheer commitment from the professors and students to complete a course on time.

To achieve successive pacing of these courses, universities can deter late submission by instilling punitive measures.

A typical university course has a lot of work. Moreover, the available time for completion of these courses is minimal because of a higher number of intakes.

Professors have to put deadlines to keep the pace so that students can complete the course in time.

Allowing late submission only makes it difficult to complete available work. Through harsh penalties, universities can minimize the cases of late submissions that drag others behind.

7. Inconveniencing the Lecturers

Instructors have a lot of work to do so that students complete and graduate. Late work only means instructors will have to work extra hard to be able to grade all the students.

They have to mark and grade all assignments before moving to a different subject or topic. If several students turn in their assignments later, this will be difficult to achieve.

8. Lose of the Assignment Value

Long time delay of assignments by students is likely to reduce their value. The academic work will no longer align with the current activities of the class. Even more importantly, if you submit your assignment late, there are chances the corrections have already been done.

Your professor may already be preparing the students for a new topic by the time you make your submission. In this case, the professor has the option of giving you a zero.

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Introduction
Board of Managers
Accreditation and Affiliations
State Approvals and Authorizations
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Staff Directory
Catalog Purpose and Changes
Transfer of Credit
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Withdrawal and Reinstatement Policies
Satisfactory Academic Progress (SAP)
Learner Funding Overview
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Title IV Federal Student Aid (FSA) Overview and Policies
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State Specific Disclosures
General Information
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Learner Code of Conduct
Federal Disclosures
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General Education
Nursing Education Services
Learner Credentialing
Learning Modalities Definitions
Experiential Learning
Experiential Learning (EL) Schedules
Pre-Semester Scheduling Variance Form
EL-DFC Absences During the Semester
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Foundational Coursework
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Errata and Addenda

Late Coursework Policy and Extensions

Late Coursework Policy

Course Assignments, including discussions, exams, and other graded assignments, should be submitted on time. If learners are unable to complete an assignment on time, they should contact their instructor immediately via the Learning Management System (LMS) inbox and must complete an Assignment Extension Request form found in Learner Forms in the LMS.

Assignments that are submitted after the due date without approval from the instructor will receive the following deductions:

Certain assignments such as Initial Discussion posts and replies, HESIs, mid-term exams, final exams, final projects, and/or portfolios will not be accepted without approval from the instructor
Late assignments submitted within one (1) week after the due date will receive up to a 10% deduction.
Assignments submitted more than one (1) week and less than two (2) weeks late will receive up to a 20% deduction.
Assignments submitted more than two weeks late will receive a zero (0).

Assignments may be accepted after the due date and without the required late penalty deduction only under extenuating circumstances , which will be reviewed at the discretion of the instructor . In c ircumstances that will affect the learner’s assignments in multiple courses , the learner may file an Exception Request .

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Submitting Assignments After the Deadline: What You Need to Know

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Submitting assignments after the deadline is generally not recommended, as it may result in penalties or a lower grade. However, in some cases, students may have legitimate reasons for missing the deadline, such as illness, family emergency, or technical issues. If you have missed the deadline, there are some steps you can take to minimize the impact on your grades and academic standing.

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1 Assignments
2 Request an extension
3 Late fees Assignments
4 Impact on your grade
5 Appearing for exams

Assignments

Request an extension

The first step is to contact your instructor or professor and explain the situation. You may be able to request an extension for the assignment deadline, especially if you have a valid reason for missing it. Your instructor may grant you an extension, but you should not assume this will be the case. Be sure to provide a clear and concise explanation for why you were unable to submit the assignment on time.

Late fees Assignments

In some cases, you may be required to pay a late fee for submitting your assignment after the deadline. This fee may vary depending on the institution and the specific course or program. Be sure to check with your institution’s policies on late submission fees.

Impact on your grade

Submitting an assignment after the deadline may impact your grade. Your instructor may deduct points for late submissions or assign a lower grade. In some cases, you may also receive a failing grade for the assignment. Be sure to check with your instructor on the impact of late submissions on your grades.

Appearing for exams

If you have submitted the assignment but miss the related term-end exam, you can appear for the exam in any subsequent semester. However, you should note that the exam format, syllabus, and grading may change in subsequent semesters, so it is important to prepare accordingly.

In summary, while submitting assignments after the deadline is generally not recommended, there are some steps you can take to minimize the impact on your grades and academic standing. Requesting an extension, paying late fees (if required), and preparing for subsequent exams are some of the key considerations. Ultimately, it is important to communicate with your instructor or professor and follow the policies and guidelines set by your institution.

What should I do if I miss the assignment submission deadline? If you miss the assignment submission deadline, you should contact your instructor or professor as soon as possible to explain the situation and request an extension.
Will I receive a penalty for submitting an assignment late? In most cases, yes. You may be required to pay a late submission fee, and your grade may be impacted by submitting an assignment late. Be sure to check your institution’s policies on late submissions.
Can I still submit an assignment after the deadline has passed? It depends on the policies of your institution and the instructor or professor. Some may accept late submissions, while others may not. Be sure to communicate with your instructor and follow the guidelines and policies set by your institution.
Can I still pass the course if I submit an assignment late? It depends on the assignment and the course requirements. In some cases, late submissions may result in a lower grade or failure of the assignment, which could impact your overall grade in the course.
What should I do if I miss the term-end exam after submitting the assignment late? If you miss the term-end exam after submitting the assignment late, you may be able to appear for the exam in a subsequent semester. However, be sure to check with your institution on the policies and procedures for rescheduling exams.

Minutes Late Assignment Submission: Tips to avoid Penalties

Minutes Late Assignment Submission

Have you ever completed an assignment and noticed that you are just minutes late to its submission time? If so, then you are among the many students who seek ways to avoid late penalties when submitting an assignment, even 1 minute late.

In this post, you will learn all the tips on how to handle any late submission and the ways in which you can avoid the associated penalties. We will also give you an email template to your professor if you are caught submitting an assignment late.

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Tips how to Handle 1-Minute Late Submission

As we have noted, even a one-minute late submission is subject to a 10% penalty. This is automatic for all assignments submitted through Turnitin.

This is undeniably frustrating because a 10% penalty is a heavy price to pay for just being a minute late.

Furthermore, you will be treated the same as a student who has submitted their work within 24 hours after the deadline.

Some tips can be used to help you submit your assignment 1 minute late without necessarily receiving a 10% penalty.

The best and most appropriate tip for 1 minute late submission is to submit and communicate with your instructor concerning the issue.

Algorithms control Turnitin, while your instructor is a human with emotions. You can approach them physically or email them detailing why you have been late by a minute.

Like humans, they will understand that issues like errors in communication, slow or unstable internet connection, or any other software or hardware malfunction may cause the delay.

They also understand that the penalty will negatively affect a good paper’s score. The chances are that they will understand and reconsider the 10% penalty on your paper.

If you do not wish to communicate with your instructor or you have heard from students that your instructor will not reconsider the penalty even after you have explained the reason for the 1-minute lateness, there are some tips that you can use to avoid the 10% penalty.

The first tip is to change the deadline or the current assignment link. To accomplish this, you must first log in to your Turnitin account and open the control panel.

You should then select the course tools and pick the desired Turnitin assignment from the drop-down list. Select the link to the Turnitin assignment.

After you finish, look for the top menu and select the tab labeled “Edit Assignment”. It is from here that you can change the deadline. Ensure that the changed deadline comes after the actual deadline.

The second tip is to edit the settings of the Turnitin assignment within the content folder. You should find the link to the assignment and select the tab labeled “Action Link.”

Finally, choose the “Edit Assignment” section. The final tip for 1 minute late submission is to upload a corrupted file to Turnitin. Your instructor will not be able to open it and, therefore, will request you to resubmit your paper.

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Late Submission Penalties

The Penalties of submitting on Turnitin 1 minute late differ from one institution to another.

This is because different instructors have varying levels of leniency when it comes to penalizing students on late assignments, even when they are late by a minute

Ideally, most universities through Turnitin or Canva give a 10% penalty on late assignments not later than 24 hours.

If you have submitted your work 1 minute late, the penalty may be similar to a student who has submitted several hours late.

This can be attributed to the fact that Turnitin uses an algorithm to determine what constitutes a late assignment submission.

For example, if the deadline is 11:59 pm, submitting your assignment at midnight or even the next day may be treated the same.

Therefore, you will be penalized 10% of the total grade.

However, this does not apply to all institutions or instructors. Some instructors may show empathy when they realize that you have submitted your assignment 1 minute late.

If they do not and you are worried that the penalty will affect your overall score, it is advisable to talk face-to-face with the instructor or write them an email detailing the situation.

What does Assignment Due at 11:59 pm Mean?

When you are told to submit your assignments on the due date via Turnitin, it means that that is the deadline for submitting your work. Any submission after the due date is considered a late submission, and it is subject to penalties.

Assignment due at 11:59 pm means that Turnitin has taken it as the default submission deadline for the course’s time zone. It should be noted that the seconds are not counted in due dates.

Therefore, an assignment due at 11:59 pm means that the assignment is due at 11:59:01 pm. Any submission after that is considered late and is subject to penalty.

Risks when you Submit an Assignment at 11:59 pm

As aforementioned, there are risks associated with submitting your assignment 1 minute late. The default deadline for Turnitin is usually 11:59 pm.

This is because a minute after that time will mean that midnight has reached and a new day with a new date has reached. It is a way of giving students ample time to complete their assignments.

Lateness risk

For example, if the deadline for an assignment is, let’s say, July 21st, the 11:59 pm deadline rule will ensure that the last day of the deadline is completely utilized by the students.

Any submission after that will mean that the student submitted their assignment the next day, which will be July 22nd.

Therefore, the risk of submitting your assignment at 11:59 pm is that one minute will pass and your assignment will be perceived to be 1 day late.

The shift from 11:59 pm to 12:00 midnight means that the day and date have changed.

It is therefore advisable to submit your assignments earlier than that because the algorithms governing Turnitin will not understand that only a minute has passed for a full day to change.

This is the reason why a 24-hour late submission and a 1-minute late submission after 11:59 pm is treated the same and the default penalty is 10%.

Facing Technical Problems

Another risk associated with submitting assignments at 11:59 pm is that you may face unavoidable technical problems or issues that may result in lateness.

One issue may originate from unstable or slow internet. At times, Wi-Fi or internet sources may fail in terms of connectivity and speed.

Just imagine that you have completed your assignment and the internet fails you at the due date and time? That can be very frustrating. Again, you may face technical issues originating from your computer’s hardware or software.

At the same time, Turnitin’s servers may be unresponsive especially when several students are trying to submit their assignments at the due date. So, avoid such last-minute submissions.

Tips for Turning in Assignments Early

As aforementioned, it is evident that there are a lot of disadvantages when turning in assignments on the due date or after the due date.

This is because you will automatically be penalized if you do not approach your instructor with a convincing explanation. Therefore, it is important to turn in your assignments early to avoid inconveniencing yourself and your grade.

One of the tips for turning in assignments early is planning your day’s schedule. This is important because you have to separate your personal life and studies in such a way that they do not negatively affect each other.

You should have a few hours to tackle your assignment partly so that when the due date arrives, you will have already been through and even submitted it. You should also prioritize assignments in terms of their urgency.

Complete the most urgent first. When doing assignments, it’s advisable to complete those you consider to be the most difficult. The easier assignments will be easier to tackle and therefore you will be able to submit them early.

Finally, take planned breaks between doing your assignments to avoid procrastination. For example, during the time you have allocated for doing your assignments, you should have strict time-bound breaks that are not longer than 10-15 minutes. Longer breaks will diminish your willpower to complete the assignment.

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What to do if you Forgot to Submit your Assignment

Even though this can be considered as a reason for the late submission of assignments, it is usually not a viable or arguable reason for lateness.

This is because your instructor will create a negative perspective of you as a student. You can be regarded as lazy, negligent, unfocused, not serious, and so on. If you forgot to submit your assignment, be ready to have a very good reason for that.

Such reasons should prove to be more urgent or direr than submitting your assignment.

Such can be family or personal emergencies, health issues, and so on.

You should also be prepared with your assignment so that you can submit it. It is better to have a late assignment submission than to not submit.

This will demonstrate to your instructor that you did the assignment. They might show empathy if you provide a valid reason for forgetting to submit your assignment. Finally, be ready to write an email to your instructor.

How to Email your Professor for a Late Assignment

If you have submitted your assignment late, you should be prepared to write an email to your professor to avoid the 10% to 25% penalty depending on the duration of lateness.

The first thing you should do is apologizing and admitting that you have submitted your assignment late.

Secondly, provide valid reasons why you submitted your assignment late. Be straight to the point. You can read a post on various late submission hacks and learn how to give such reasons.

Thirdly, solemnly apologize for the late submission and demonstrate how the penalty would negatively affect you. Then, show that you will not repeat the same mistake by proposing a personal solution.

Late Assignment Email to the Professor

Dear (Name of your professor),

I am writing to express my sincere apologies for submitting my assignment late. I understand that it is unacceptable to our institution’s policy, and it could lead to extreme measures and consequences.

My actions have troubled me and brought a lot of regrets. I had been very sick (providing a valid reason) for a while, and completing the assignment has been a struggle. I humbly request that you reconsider the penalty because it will badly affect my final grade.

In my studies, I promise to plan my time well to avoid the re-occurrence of such an incident. I resolve to work hard henceforth.

Thank you for your time and consideration. Hope to hear from you soon.

(Student’s Name)

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A Few Ideas for Dealing with Late Work

August 4, 2019

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Most of my 9-week grading periods ended the same way: Me and one or two students, sitting in my quiet, empty classroom together, with me sitting at the computer, the students nearby in desks, methodically working through piles of make-up assignments. They would be focused, more focused than I’d seen them in months, and the speed with which they got through the piles was stunning.

As they finished each assignment I took it, checked it for accuracy, then entered their scores—taking 50 percent off for being late—into my grading program. With every entry, I’d watch as their class grade went up and up: from a 37 percent to a 41, then to 45, then to 51, and eventually to something in the 60s or even low 70s, a number that constituted passing, at which point the process would end and we’d part ways, full of resolve that next marking period would be different.

And the whole time I thought to myself, This is pointless . They aren’t learning anything at all. But I wasn’t sure what else to do.

For as long as teachers have assigned tasks in exchange for grades, late work has been a problem. What do we do when a student turns in work late? Do we give some kind of consequence or accept assignments at any time with no penalty? Do we set up some kind of system that keeps students motivated while still holding them accountable? Is there a way to manage all of this without driving ourselves crazy?

To find answers, I went to Twitter and asked teachers to share what works for them. What follows is a summary of their responses. I wish I could give individual credit to each person who offered ideas, but that would take way too long, and I really want you to get these suggestions now! If you’ve been unsatisfied with your own approach to late work, you should find some fresh ideas here.

First, a Few Questions About Your Grades

Before we get into the ways teachers manage late work, let’s back up a bit and consider whether your overall program of assignments and grading is in a healthy place. Here are some questions to think about:

What do your grades represent? How much of your grades are truly based on academic growth, and how much are based mostly on compliance? If they lean more toward compliance, then what you’re doing when you try to manage late work is basically a lot of administrative paper pushing, rather than teaching your content. Although it’s important for kids to learn how to manage deadlines, do you really want an A in your course to primarily reflect the ability to follow instructions? If your grades are too compliance-based, consider how you might shift things so they more accurately represent learning. (For a deeper discussion of this issue, read How Accurate Are Your Grades? )
Are you grading too many things? If you spend a lot of time chasing down missing assignments in order to get more scores in your gradebook, it could be that you’re grading too much. Some teachers only enter grades for major, summative tasks, like projects, major writing assignments, or exams. Everything else is considered formative and is either ungraded or given a very low point value for completion, not graded for accuracy; it’s practice . For teachers who are used to collecting lots of grades over a marking period, this will be a big shift, and if you work in a school where you’re expected to enter grades into your system frequently, that shift will be even more difficult. Convincing your students that ungraded practice is worthwhile because it will help their performance on the big things will be another hurdle. With all of that said, reducing the number of scored items will make your grades more meaningful and cut way down on the time you spend grading and managing late work.
What assumptions do you make when students don’t turn in work? I’m embarrassed to admit that when I first started teaching, I assumed most students with missing work were just unmotivated. Although this might be true for a small portion of students, I no longer see this as the most likely reason. Students may have issues with executive function and could use some help developing systems for managing their time and responsibilities. They may struggle with anxiety. Or they may not have the resources—like time, space, and technology—to consistently complete work at home. More attention has been paid lately to the fact that homework is an equity issue , and our policies around homework should reflect an understanding that all students don’t have access to the same resources once they leave school for the day. Punitive policies that are meant to “motivate” students don’t take any of these other issues into consideration, so if your late work penalties don’t seem to be working, it’s likely that the root cause is something other than a lack of motivation.
What kind of grading system is realistic for you ? Any system you put in place requires YOU to stay on top of grading. It would be much harder to assign penalties, send home reminders, or track lateness if you are behind on marking papers by a week, two weeks, even a month. So whatever you do, create a plan that you can actually keep up with.

Possible Solutions

1. penalties.

Many teachers give some sort of penalty to students for late work. The thinking behind this is that without some sort of negative consequence, too many students would wait until the end of the marking period to turn work in, or in some cases, not turn it in at all. When work is turned in weeks or even months late, it can lose its value as a learning opportunity because it is no longer aligned with what’s happening in class. On top of that, teachers can end up with massive piles of assignments to grade in the last few days of a marking period. This not only places a heavy burden on teachers, it is far from an ideal condition for giving students the good quality feedback they should be getting on these assignments.

Several types of penalties are most common:

Point Deductions In many cases, teachers simply reduce the grade as a result of the lateness. Some teachers will take off a certain number of points per day until they reach a cutoff date after which the work will no longer be accepted. One teacher who responded said he takes off 10 percent for up to three days late, then 30 percent for work submitted up to a week late; he says most students turn their work in before the first three days are over. Others have a standard amount that comes off for any late work (like 10 percent), regardless of when it is turned in. This policy still rewards students for on-time work without completely de-motivating those who are late, builds in some accountability for lateness, and prevents the teacher from having to do a lot of mathematical juggling with a more complex system.

Parent Contact Some teachers keep track of late work and contact parents if it is not turned in. This treats the late work as more of a conduct issue; the parent contact may be in addition to or instead of taking points away.

No Feedback, No Re-Dos The real value of homework and other smaller assignments should be the opportunity for feedback: Students do an assignment, they get timely teacher feedback, and they use that feedback to improve. In many cases, teachers allow students to re-do and resubmit assignments based on that feedback. So a logical consequence of late work could be the loss of that opportunity: Several teachers mentioned that their policy is to accept late work for full credit, but only students who submit work on time will receive feedback or the chance to re-do it for a higher grade. Those who hand in late work must accept whatever score they get the first time around.

2. A Separate Work Habits Grade

In a lot of schools, especially those that use standards-based grading, a student’s grade on an assignment is a pure representation of their academic mastery; it does not reflect compliance in any way. So in these classrooms, if a student turns in good work, it’s going to get a good grade even if it’s handed in a month late.

But students still need to learn how to manage their time. For that reason, many schools assign a separate grade for work habits. This might measure factors like adherence to deadlines, neatness, and following non-academic guidelines like font sizes or using the correct heading on a paper.

Although most teachers whose schools use this type of system will admit that students and parents don’t take the work habits grade as seriously as the academic grade, they report being satisfied that student grades only reflect mastery of the content.
One school calls their work habits grade a “behavior” grade, and although it doesn’t impact GPA, students who don’t have a certain behavior grade can’t make honor roll, despite their actual GPA.
Several teachers mentioned looking for patterns and using the separate grade as a basis for conferences with parents, counselors, or other stakeholders. For most students, there’s probably a strong correlation between work habits and academic achievement, so separating the two could help students see that connection.
Some learning management systems will flag assignments as late without necessarily taking points off. Although this does not automatically translate to a work habits grade, it indicates the lateness to students and parents without misrepresenting the academic achievement.

3. Homework Passes

Because things happen in real life that can throw anyone off course every now and then, some teachers offer passes students can use to replace a missed assignment.

Most teachers only offer these passes to replace low-point assignments, not major ones, and they generally only offer 1 to 3 passes per marking period. Homework passes can usually only recover 5 to 10 percent of a student’s overall course grade.
Other teachers have a policy of allowing students to drop one or two of their lowest scores in the gradebook. Again, this is typically done for smaller assignments and has the same net effect as a homework pass by allowing everyone to have a bad day or two.
One teacher gives “Next Class Passes” which allow students one extra day to turn in work. At the end of every marking period she gives extra credit points to students who still have unused passes. She says that since she started doing this, she has had the lowest rate ever of late work.

4. Extension Requests

Quite a few teachers require students to submit a written request for a deadline extension rather than taking points off. With a system like this, every student turns something in on the due date, whether it’s the assignment itself or an extension request.

Most extension requests ask students to explain why they were unable to complete the assignment on time. This not only gives the students a chance to reflect on their habits, it also invites the teacher to help students solve larger problems that might be getting in the way of their academic success.
Having students submit their requests via Google Forms reduces the need for paper and routes all requests to a single spreadsheet, which makes it easier for teachers to keep track of work that is late or needs to be regraded.
Other teachers use a similar system for times when students want to resubmit work for a new grade.

5. Floating Deadlines

Rather than choosing a single deadline for an assignment, some teachers assign a range of dates for students to submit work. This flexibility allows students to plan their work around other life activities and responsibilities.

Some teachers offer an incentive to turn in work in the early part of the time frame, such as extra credit or faster feedback, and this helps to spread out the submissions more evenly.
Another variation on this approach is to assign a batch of work for a whole week and ask students to get it in by Friday. This way, students get to manage when they get it done.
Other names mentioned for this strategy were flexible deadlines , soft deadlines , and due windows .

6. Let Students Submit Work in Progress

Some digital platforms, like Google Classroom, allow students to “submit” assignments while they are still working on them. This allows teachers to see how far the student has gotten and address any problems that might be coming up. If your classroom is mostly paper-based, it’s certainly possible to do this kind of thing with paper as well, letting students turn in partially completed work to demonstrate that an effort has been made and show you where they might be stuck.

7. Give Late Work Full Credit

Some teachers accept all late work with no penalty. Most of them agree that if the work is important, and if we want students to do it, we should let them hand it in whenever they get it done.

Some teachers fear this approach will cause more students to stop doing the work or delay submission until the end of a marking period, but teachers who like this approach say they were surprised by how little things changed when they stopped giving penalties: Most students continued to turn work in more or less on time, and the same ones who were late under the old system were still late under the new one. The big difference was that the teacher no longer had to spend time calculating deductions or determining whether students had valid excuses; the work was simply graded for mastery.
To give students an incentive to actually turn the work in before the marking period is over, some teachers will put a temporary zero in the gradebook as a placeholder until the assignment is turned in, at which point the zero is replaced with a grade.
Here’s a twist on the “no penalty” option: Some teachers don’t take points off for late work, but they limit the time frame when students can turn it in. Some will not accept late work after they have graded and returned an assignment; at that point it would be too easy for students to copy off of the returned papers. Others will only accept late work up until the assessment for the unit, because the work leading up to that is meant to prepare for that assessment.

8. Other Preventative Measures

These strategies aren’t necessarily a way to manage late work as much as they are meant to prevent it in the first place.

Include students in setting deadlines. When it comes to major assignments, have students help you determine due dates. They may have a better idea than you do about other big events that are happening and assignments that have been given in other classes.
Stop assigning homework. Some teachers have stopped assigning homework entirely, recognizing that disparities at home make it an unfair measurement of academic mastery. Instead, all meaningful work is done in class, where the teacher can monitor progress and give feedback as needed. Long-term projects are done in class as well, so the teacher is aware of which students need more time and why.
Make homework optional or self-selected. Not all students need the same amount of practice. You may be able to get your students to assess their own need for additional practice and assign that practice to themselves. Although this may sound far-fetched, in some classes, like this self-paced classroom , it actually works, because students know they will be graded on a final assessment, they get good at determining when they need extra practice.

With so many different approaches to late work, what’s clear is that there are a lot of different schools of thought on grading and assessment, so it’s not a surprise that we don’t always land on the best solution on the first try. Experiment with different systems, talk to your colleagues, and be willing to try something new until you find something that works for you.

What to Read Next

Categories: Classroom Management , Instruction , Podcast

Tags: assessment , organization

51 Comments

I teach high school science (mine is a course that does not have an “end of course” test so the stakes are not as high) and I teach mostly juniors and seniors. Last year I decided not to accept any late work whatsoever unless a student is absent the day it is assigned or due (or if they have an accomodation in a 504 or IEP – and I may have had one or two students with real/documented emergencies that I let turn in late.) This makes it so much easier on me because I don’t have to keep up with how many days/points to deduct – that’s a nightmare. It also forces them to be more responsible. They usually have had time to do it in class so there’s no reason for it to be late. Also, I was very frustrated with homework not being completed and I hated having to grade it and keep up with absent work. So I don’t “require” homework (and rarely assign it any more) but if students do ALL (no partial credit) of it they get a 100% (small point value grade), if they are absent or they don’t do it they are exempt. So it ends up being a sort of extra credit grade but it does not really penalize students who don’t do it. When students ask me for extra credit (which I don’t usually give), the first thing I ask is if they’ve done all the homework assigned. That usually shuts down any further discussion. I’ve decided I’m not going to spend tons of time chasing and calculating grades on small point values that do not make a big difference in an overall grade. 🙂

Do I understand correctly….

Homework is not required. If a student fully completes the HW, they will earn full points. If the student is absent or doesn’t do it, they are excused. Students who do complete the HW will benefit a little bit in their overall grade, but students who don’t compete the work will not be penalized. Did I understand it correctly?

Do you stipulate that a student must earn a certain % on the assignment to get the full points? What about a student who completed an assignment but completes the entire thing incorrectly? Still full credit? Or an opportunity to re-do?

Thank you in advance.

From reading this blog post I was thinking the same thing. When not penalizing students for homework do you have students who do turn it in getting extra points in class?

From what I have seen, if there is a benefit for turning in homework and students see this benefit more will try to accomplish what the homework is asking. So avoid penalization is okay, but make sure the ones turning it in are getting rewarded in some way.

The other question regarding what to do with students who may not be completing the assignments correctly, you could use this almost as a formative assessment. You could still give them the credit but use this as a time for you to focus on that student a little more and see where he/she isn’t understanding the content.

Our school has a system called Catch Up Cafe. Students with missing work report to a specific teacher during the first 15 minutes of lunch to work on missing work. Students upgrade to a Wednesday after school time if they have accumulated 4 or more missing assignments on any Monday. They do not have to serve if they can clear ALL missing work by the end of the day Wednesday. Since work is not dragging out for a long period of time, most teachers do not take off points.

How do you manage the logistics of who has missing and how many assignments are needed to be completed-to make sure they are attending the Catch up Cafe or Wednesday after school? How do you manage the communication with parents?

When a student has missing work it can be very difficult to see what he/she is missing. I always keep a running record of all of their assignments that quarter and if they miss that assigement I keep it blank to remind myself there was never a submission. Once I know that this student is missing this assignment I give them their own copy and write at the top late. So once they do turn it in I know that it’s late and makes grading it easier.

There are a lot of different programs that schools use but I’ve always kept a paper copy so I have a back-up.

I find that the worst part of tracking make-up work is keeping tabs on who was absent for a school activity, illness or other excused absence, and who just didn’t turn in the assignment. I obviously have to accept work turned in “late” due to an excused absence, but I can handle the truly late work however I wish. Any advice on simplifying tracking for this?

I tell my students to simply write “Absent (day/s)” at the top of the paper. I remind them of this fairly regularly. That way, if they were absent, it’s their responsibility to notify me, and it’s all together. If you create your own worksheets, etc., you could add a line to the top as an additional reminder.

It might be worth checking out Evernote .

In order to keep track of what type of missing assignments, I put a 0 in as a grade so students and parents know an assignment was never submitted. If a student was here on the due date and day assignment was given then it is a 0 in the grade book. If a student was absent the day the assignment was given or when it was due, I put a 00 in the grade book. This way I know if it was because of an absence or actual no work completed.

This is exactly what I do. Homework can only count 10% in our district. Claims that kids fail due to zeros for homework are specious.

This is SUCH a difficult issue and I have tried a few of the suggested ways in years past. My questions is… how do we properly prepare kids for college while still being mindful of the inequities at home? We need to be sure that we are giving kids opportunity, resources, and support, but at the same time if we don’t introduce them to some of the challenges they will be faced with in college (hours of studying and research and writing regardless of the hours you might have to spend working to pay that tuition), are we truly preparing them? I get the idea of mastery of content without penalty for late work and honestly that is typically what I go with, but I constantly struggle with this and now that I will be moving from middle to high school, I worry even more about the right way to handle late work and homework. I don’t want to hold students back in my class by being too much of a stickler about seemingly little things, but I don’t want to send them to college unprepared to experience a slap in the face, either. I don’t want to provide extra hurdles, but how do I best help them learn how to push through the hurdles and rigor if they aren’t held accountable? I always provide extra time after school, at lunch, etc., and have also experienced that end of term box checking of assignments in place of a true learning experience, but how do we teach them the importance of using resources, asking for help, allowing for mistakes while holding them to standards and learning work habits that will be helpful to them when they will be on their own? I just don’t know where the line is between helping students learn the value of good work habits and keeping them from experiencing certain challenges they need to understand in order to truly get ahead.

Thanks for sharing – I can tell how much you care for your students, wanting them to be confident independent learners. What I think I’m hearing is perhaps the struggle between that fine line of enabling and supporting. When supporting kids, whether academically or behaviorally, we’re doing something that assists or facilitates their growth. So, for example, a student that has anxiety or who doesn’t have the resources at home to complete an assignment, we can assist by giving that student extra time or an alternative place to complete the assignment. This doesn’t lower expectations, it just offers support to help them succeed.

Enabling on the other hand, puts systems in place that don’t involve consequences, which in turn allow the behaviors to continue. It involves excuses and solving problems for others. It may be about lowering expectations and letting people get by with patterns of behavior.

Late work is tricky. The article does mention the importance of time management, which is why separating academic grades from work habits is something a lot of schools are doing. Sometimes real life happens and kids need a “pass.” If whatever you’re doing seems to be helping to support a student rather than enabling patterns, then that might help you distinguish between that fine line. Hope this helps!

Thank you again for such a great post. Always high-quality, relevant, and helpful. I so appreciate you and the work you do!

So glad to hear you enjoyed the post, Liz! I’ll make sure Jenn sees this.

I thought that these points brought up about receiving late work were extremely helpful and I hope that every classroom understands how beneficial these strategies could be.

When reading the penalties section under point deductions it brought up the idea of taking points off slowly as time goes by. Currently in my classroom the only point deduction I take off is 30% of the total grade after it is received late. No matter how much time has gone by in that grading period it will have 30% off the total.

I’m curious if changing this technique to something that would increase the percentage off as time goes by will make students turn in their work on time.

My question to everyone is which grading technique would be more beneficial for the students? Do you believe that just taking off 30% for late work would help students more when turning in their work or do you think that as time goes by penalizing their final score will have students turn in their work more?

If anyone has any answers it would be extremely beneficial.

Thank you, Kirby

When I was in school my school did 1/3 of a grade each day it was like. So 1 day late A >A-. Two days late: A->>B+ so on and so forth. This worked really well for me because I knew that I could still receive a good grade if I worked hard on an assignment, even if it was a day or two late.

I dread it when I have missing work or unsubmitted work. I would try to get a last-minute effort to chase those needed pieces of work which could be done from those students housed in dorms on campus. It is better than not failing them for lacking to turn in graded submissions or taking scheduled quizzes. I dread this not for the students, sadly, but for likely call to explain why I did not keep physical evidence of students’ supposed learning. In my part of the globe, we have a yearly “quality assurance” audit by the country’s educational authorities or their representatives.

I am a pre-service teacher and I am in the process of developing my personal philosophies in education, including the topic of late work. I will be certified as a secondary social studies teacher and would like to teach in a high school. Your post brought my attention to some important insights about the subject. For example, before this post I had not thought to use feedback as a way to incentivize homework submission on time. This action coupled with the ability to re-do assignments is a great way to emphasize the importance of turning work in on time. I do have a follow-up question, how do you adequately manage grading re-do’s and feedback on all assignments? What kinds of organizational and time-management strategies do you use as a teacher? Further, how much homework do you assign when providing this as an option?

Additionally, have you administered or seen the no penalty and homework acceptance time limit in practice (for example, all homework must be turned in by the unit test)? I was curious if providing a deadline to accept all homework until the unit test may result in an access of papers I need to grade. From your experience, what practice(s) have you seen work well in the classroom?

My goal is to prepare students for life beyond high school and to support their intellectual, social, and emotional development during their high school learning experience. Similar to a previous commenter (Kate), I am also trying to define a balance between holding students accountable in order to best prepare them for their future lives and providing opportunities to raise their grade if they are willing to do the work.

Hey Jessica, you have some great questions. I’d recommend checking out the following blog posts from Jenn that will help you learn more about keeping track of assessments, differentiation, and other aspects of grading: Kiddom: Standards-based Grading Made Wonderful , Could You Teach Without Grades , Boost Your Assessment Power with GradeCam , and Four Research-Based Strategies Every Teacher Should be Using . I hope this helps you find answers to your questions!

Overall I found this article extremely helpful and it actually reinforced many ideas I already had about homework and deadlines. One of my favorite teachers I had in high school was always asking for our input on when we felt assignments should be due based on what extra curricular activities were taking place in a given time period. We were all extremely grateful for his consideration and worked that much harder on the given assignments.

While it is important to think about our own well-being when grading papers, I think it is just as important (if not more) to be conscious of how much work students might have in other classes or what students schedules are like outside of school. If we really want students to do their best work, we need to give them enough time to do the work. This will in turn, help them care more about the subject matter and help them dive deeper. Obviously there still needs to be deadlines, but it does not hurt to give students some autonomy and say in the classroom.

Thanks for your comment Zach. I appreciate your point about considering students’ involvement in extracurricular activities and other responsibilities they may have outside the school day. It’s definitely an important consideration. The only homework my son seemed to have in 8th grade was for his history class. I agree that there’s a need for teachers to maintain more of a balance across classes when it comes to the amount of homework they give to students.

Thank you for an important, thought-provoking post! As a veteran teacher of 20+ years, I have some strong opinions about this topic. I have always questioned the model of ‘taking points off’ for late work. I do not see how this presents an accurate picture of what the student knows or can do. Shouldn’t he be able to prove his knowledge regardless of WHEN? Why does WHEN he shows you what he knows determine WHAT he knows?

Putting kids up against a common calendar with due dates and timelines, regardless of their ability to learn the material at the same rate is perhaps not fair. There are so many different situations facing our students – some students have challenges and difficulty with deadlines for a plethora of potential reasons, and some have nothing but support, structure, and time. When it comes to deadlines – Some students need more time. Other students may need less time. Shouldn’t all students have a chance to learn at a pace that is right for them? Shouldn’t we measure student success by demonstrations of learning instead of how much time it takes to turn in work? Shouldn’t students feel comfortable when it is time to show me what they’ve learned, and when they can demonstrate they’ve learned it, I want their grade to reflect that.

Of course we want to teach students how to manage their time. I am not advocating for a lax wishy-washy system that allows for students to ‘get to it when they get to it’. I do believe in promoting work-study habits, and using a separate system to assign a grade for responsibility, respect, management, etc is a potential solution. I understand that when introducing this type of system, it may be tough to get buy-in from parents and older students who have traditionally only looked at an academic grade because it is the only piece of the puzzle that impacts GPA. Adopting a separate work-study grading system would involve encouraging the entire school community – starting at the youngest level – to see its value. It would be crucial for the school to promote the importance of high level work-study habits right along side academic grades.

I teach a specials course to inner city middle schoolers at a charter school. All students have to take my class since it is one of the core pillars of the school’s culture and mission. Therefore it is a double edge sword. Some students and parents think it is irrelevant like an art or music class but will get upset to find out it isn’t just an easy A class. Other students and parents love it because they come to our charter school just to be in this class that isn’t offered anywhere else in the state, except at the college level.

As you may have already guessed, I see a lot of students who don’t do the work. So much that I no longer assign homework, which the majority would not be able to do independently anyways or may develop the wrong way of learning the material, due to the nature of the subject. So everything is done in the classroom together as a class. And then we grade together to reinforce the learning. This is why I absolutely do not accept missing work and there is no reason for late work. Absent students make up the work by staying after school upon their return or they can print it off of Google classroom at home and turn in by the end of the day of their return. Late and missing work is a big issue at our school. I’ve had whole classrooms not do the work even as I implemented the new routine. Students will sit there and mark their papers as we do it in the classroom but by the end they are not handing it in because they claim not to have anything to hand in. Or when they do it appears they were doing very little. I’d have to micromanage all 32 students every 5 minutes to make sure they were actually doing the work, which I believe core teachers do. But that sets a very bad precedent because I noticed our students expect to be handheld every minute or they claim they can’t do the work. I know this to be the case since before this class I was teaching a computer class and the students expected me to sit right next to them and give them step-by-step instructions of where to click on the screen. They simply could not follow along as I demonstrated on the Aquos board. So I do think part of the problem is the administrators’ encouraging poor work ethics. They’re too focused on meeting proficient standard to the point they want teachers to handhold students. They also want teachers to accept late and missing work all the way until the end of each quarter. Well that’s easy if you only have a few students but when you have classrooms full of them, that means trying to grade 300+ students multiplied by “x” amount of late/missing work the week before report card rolls out – to which we still have to write comments for C- or below students. Some of us teach all the grade levels 6-8th. And that has actually had negative effects because students no longer hold themselves accountable.

To be honest, I really do think this is why there is such a high turnover rate and teachers who started giving busy work only. In the inner city, administrators only care about putting out the illusion of proficiency while students and parents don’t want any accountability for their performance. As soon as a student fails because they have to actually try to learn (which is a risk for failing), the parent comes in screaming.

Yea, being an Art teacher you lost me at “ irrelevant like an art or music .”

I teach middle school in the inner city where missing and late work is a chronic issue so the suggestions and ideas above do not work. Students and parents have become complacent with failing grades so penalizing work isn’t going to motivate them to do better the next time. The secret to teaching in the inner city is to give them a way out without it becoming massive work for you. Because trust me, if you give them an inch they will always want a mile at your expense. Depending on which subject you teach, it might be easier to just do everything in class. That way it becomes an all or nothing grade. They either did or didn’t do the work. No excuses, no chasing down half the school through number of calls to disconnected phone numbers and out of date emails, no explaining to parents why Johnny has to stay after school to finish assignments when mom needs him home to babysit or because she works second shift and can’t pick him up, etc. Students have no reason for late work or for missing work when they were supposed to do it right there in class. Absent students can catch up with work when they return.

Milton, I agree with all of what you are saying and have experienced. Not to say that that is for all students I have had, but it is a slow progression as to what is happening with students and parents as years go by. I understand that there are areas outside of the classroom we cannot control and some students do not have certain necessities needed to help them but they need to start learning what can they do to help themselves. I make sure the students know they can come and talk to me if needing help or extra time, tutor after school and even a phone number to contact along with email if needing to ask questions or get help. But parents and students do not use these opportunities given until the week before school ends and are now wanting their student to pass and what can be done. It is frustrating and sad. I let students and parents know my expectation up front and if they do not take the opportunity to talk to me then the grade they earned is the result.

I am a special education resource teacher and late work/missing work happens quite a lot. After reading this article, I want to try a few different things to help minimize this issue. However, I am not the one making the grades or putting the grades in. I am just giving the work to the students in small group settings and giving them more access to the resources they need to help them be successful on these assignments based on their current IEP. I use a make-up folder, and usually I will pull these students to work on their work during a different time than when I regularly pull them. That way they do not miss the delivery of instruction they get from me and it does not punish my other students either if there is make-up work that needs to be completed. I try to give my students ample time to complete their work, so there is no excuse for them not to complete it. If they are absent, then I pull them at a time that they can make it up.

I too agree with that there’s a need for teachers to maintain more of a balance across classes when it comes to the amount of homework they give to students.

I had a few teachers who were willing to tolerate lateness in favor of getting it/understanding the material. Lastly, my favorite teacher was the one who gave me many chances to do rewrites of a ‘bad essay’ and gave me as much time as needed (of course still within like the semester or even month but I never took more than two weeks) because he wanted me to do well. I ended up with a 4 in AP exam though so that’s good.

Late work has a whole new meaning with virtual learning. I am drowning in late work (via Google Classroom). I don’t want to penalize students for late work as every home situation is different. I grade and provide feedback timely (to those who submitted on time). However, I am being penalized every weekend and evening as I try to grade and provide feedback during this time. I would love some ideas.

Hi Susan! I’m in the same place–I have students who (after numerous reminders) still haven’t submitted work due days…weeks ago, and I’m either taking time to remind them again or give feedback on “old” work over my nights and weekends. So, while it’s not specific to online learning, Jenn’s A Few Ideas for Dealing with Late Work is a post I’ve been trying to put into practice the last few days. I hope this helps!

Graded assignment flexibility is essential to the process of learning in general but especially in our new world of digital divide

It is difficult to determine who is doing the work at home. Follow up videos on seesaw help to see if the student has gained the knowledge or is being given the answers.

This is some good information. This is a difficult subject.

I love the idea of a catch-up cafe! I think I will try to implement this in my school. It’s in the same place every day, yes? And the teachers take turns monitoring? I’m just trying to get a handle on the logistics – I know those will be the first questions I get.

I really enjoyed this post. I think it provides a lot of perspective on a topic that teachers get way too strict about. I just wonder: wouldn’t it be inevitable for students to become lazy and care less about their understanding if there wasn’t any homework (or even if it was optional)? I know students don’t like it, and it can get redundant if they understand the content, but it truly is good practice.

Hi Shannon,

Glad the post helped! Homework is one of those hot educational topics, but I can’t say I’ve personally come across a situation or found any research where kids become lazy or unmotivated if not assigned homework. In fact, research indicates that homework doesn’t really have much impact on learning until high school. I just think that if homework is going to be assigned, it needs to be intentional and purposeful. (If students have already mastered a skill, I’m not sure how homework would provide them much benefit.) Here’s an article that I think is worth checking out. See what you think.

I like how you brought up how homework needs to be given with the understanding that not all kids have the same resources at home. Some kids don’t have computers or their parents won’t let them use it. There is no way of knowing this so teachers should give homework that requires barely any utensils or technology.

I think having students help determine the due dates for major assignments is a great idea. This works well with online schools too. Remote jobs are the future so helping students learn how to set their own due dates and to get homework done from home will prepare them for the future.

This year I am trying something new. After reading this article, I noticed that I have used a combination of some of these strategies to combat late work and encourage students to turn work in on time. I only record a letter grade in the grade book: A, B, C, D, F. If a student turns in an assignment late, I flag it as late, but it does not affect their “grade”.

If a student wants to redo an assignment, they must turn something in. If they miss the due date, they can still turn it in, but lose the opportunity to redo the assignment. Students will meet with me one last time before they turn it in to get final feedback.

At the end of the grading period, I conference with the student about their final grade, looking at how many times they have handed work in on-time or late. This will determine if the student has earned an A or an A+ .

I really appreciate how your post incorporates a lot of suggestions for the way that teachers can think about and grade homework. Thank you for mentioning how different students have different resources available as well. As teachers, we need to be aware of the different resources our students have and tailor our approach to homework to match. I like the idea of grading homework based on completion and accepting late work for full credit at any time (substituting a zero in the grade book until it is turned in). This is definitely a strategy that I’ll be using!

So glad the article was helpful for you! I will be sure to pass on your comments to Jenn.

I also have been teaching for a long time and I have found that providing an END OF WEEK (Friday at 11:59) due date for assignments allows students to get the work completed by that time. It helps with athletes, and others involved in extra curricular activities. I feel this is fair. I give my tests/quizzes on the days assigned and the supplemental work on Fridays.

I personally, as a special education teach, would allow my SPED students extra time to complete the work they have missed. This is in alignment with their IEP accommodations. I would work with each one independently and have remediation with the content that they are having difficulty. This setting would be in a small group and separate classroom.

I really like the idea of a work habits grade. I struggle with students who turn things in late regularly earning the same grade as those who always turn things in on time. A work habits grade could really motivate some learners.

I’ve been in education for 37 years and in all manner of positions. I share this only to also say that things have changed quite a bit. When I started teaching I only had one, maybe two students in a class of 34 elementary students that would not have homework or classwork finished. Now, I have two classes of about 15 each. One group is often half the class on a regular basis not having homework or not finishing classwork on a regular basis- so far. Additionally parents will pull students out to go to amusement parks, etc and expect all work to be made up and at full credit. I believe that the idea of homework is clearly twofold- to teach accountability and to reengage a learner. Classwork is critical to working with the content and, learning objective. We can all grade various ways; however, at some point, the learner has to step up. Learning is not passive, nor is it all on the teacher. I have been called “mean” because I make students do their work in class, refocusing them, etc. I find that is my duty. Late work should be simply dealt with consistently and with understanding to circumstance IMO. You were out or it was late because mom and dad were upset, ok versus we went to Disney for three days and I was too tired. hmm- used to be easy with excused/unexcused absences, now there is no difference. Late with no absence? That can be a problem and I reach out to home and handle it individually at my level.

Hi Jennifer! I really like your sharing about this topic! Late work is a problem that every teacher encounters. Thank you for your consideration of this issue and the many wise ideas you have provided. Your ideas also remind me to reflect on whether my overall program of assignments and grading is in a healthy place. I was inspired by the preventative measures you listed in this post. I want to try to include my students in setting deadlines, especially for some big projects. Students will feel respected by teachers and will be more willing to complete the assignments before deadlines! As you mentioned, some teachers have made homework optional or self-selected, or even stopped assigning homework. I partially agree with that opinion. I indeed try to reduce the amount of students’ homework or even stop assigning homework sometime, but doing related practice in class instead. I believe that the purpose of homework is to aid pupils in mastering the knowledge; it is not a necessary thing.

Thanks for sharing your thoughts, Yang. Jenn will be glad to know that you found the post inspiring!

Thanks so much for all your insights on giving assignments or homework. All are very helpful as I prepare to return to work after an extended medical leave. It is good to refresh! Anything we require of our students should be purposeful and meaningful to them, so they will give their best to meet whatever deadlines we set. I also like asking our students when is the best time they can turn work in; this is meeting them halfway. And if one strategy does not work, there are more to try; just read this post. Thanks a bunch!!

Jenn will be glad to know the post was helpful for you, Jo!

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Student > Submission

Late days & extensions, what are late days.

Check the syllabus for your course to learn about the assignment deadlines and your instructor’s policy for submitting late work. IMPORTANT: It is your responsibility as a student to know all course policies and follow the specific instructions for each assignment.

If your instructor has chosen to accept late work using Submitty’s late day system, you will be given a specific number of penalty-free late days at the start of the term, and you may use those late days on assignments as you choose. Late days allow you to adjust the deadlines for assignments to accommodate your schedule; for example, a busy week with assignments or exams in other courses or non-academic commitments. They are also helpful if you get “stuck” on an assignment and need to see the TA or instructor in office hours for help before completing the assignment. They can also be useful for a minor illness or personal situation that is not covered by a formal medical excused absence.

The late day policy is subject to a few rules:

The instructor may limit the maximum number of late days that may be used on an assignment. These restrictions facilitate prompt TA grading and release of assignment solutions. Please check the assignment instructions and your course syllabus to determine the late day limit for each assignment.

If you have submitted an assignment late and attempted to use more late days than you have available, your late day status for that assignment will be “Bad”. Similarly, if you submitted an assignment late and attempted to use more late days than allowed on the assignment, your late day status for that assignment will be “Bad”. Even though the status is “Bad”, you will still be able to review the autograding results, and you may even additional feedback and points from manual TA/instructor grading. However, if your late day status is “Bad”, your final assignment grade total will be recorded as a zero. You will not be charged late days for this assignment.

For team assignments , if the team chooses to submit the assignment n days late, each member of the team will be charged n late days. If one or more students on the team do not have sufficient late days available, those students will receive a zero for this assignment.

How do I use a Late Day?

To use a late day, simply submit the assignment as normal. The page will display a banner of information about the deadline and a popup window will ask you to confirm your usage of one or more late days. Submitty stores the submission timestamp and will automatically calculate the number of days you should be charged on that assignment. You do not need to notify your instructor or TA.

If you submit the assignment multiple times, your late day status will be calculated for the active version . See also Managing Versions to learn how to roll-back your active submission or cancel your submission.

How many Late Days have I used so far?

To review the late day status and usage for all of your assignments, click on the “My Late Days” link from the sidebar.

The table displays your initial allocation of late days, the number of late days you have used so far, and the number of late days you have available for use on future assignments. If your instructor has a policy that allows you to earn additional late days, and you have earned additional late days, you will see that information on the late day information page.

If there is an error in the information in this table, consult the course syllabus and contact your TA or instructor as appropriate.

Excused Absence Extensions

The late day usage table above also displays any assignment extensions that have been entered for you by your instructor. Check your course syllabus to learn the procedure for submitting the necessary documentation to request a formal excused absence extension for medical or personal reasons.

Extensions allow you to submit an assignment late without penalty and without being charged late days. Your instructor may enter the extension before or after you submit your assignment. The late days information for all assignments will be automatically re-calculated after new information is entered into the system.

Excused absence extensions are applied to a specific assignment and may not be saved for future assignments.

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USPTO fee schedule

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The fee schedule provides information and fee rates for USPTO's products and services. All payments must be paid in U.S. dollars for the full amount of the fee required. View the Accepted payment methods page or call the USPTO Contact Center at 571-272-1000 or 800-786-9199 for assistance.

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Fee schedule changes effective March 6, 2024:

PCT fees to foreign offices

1718: International search, Intellectual Property Office of the Philippines (IPOPHL) as International Searching Authority (ISA) – new fee code of $600 per agreement signed March 6, 2024.

Fee schedule changes effective March 1, 2024:

1701: International filing fee (first 30 pages - filed electronically without ePCT or PCT-EASY .zip file) – fee increase from $1,345 to $1,445
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The fees subject to reduction upon establishment of small entity status (37 CFR 1.27) or micro entity status (37 CFR 1.29) are shown in separate columns. Except for provisional applications, each application for a patent requires the appropriate search fee and examination fee in addition to the appropriate fees in the "Patent application filing fees" section below. This means each fee listed as a "Basic filing fee" in the "Patent application filing fees" section should be accompanied by the appropriate search fee listed in the "Patent search fees" section as well as the appropriate examination fee listed in the "Patent examination fees" section. The $400/$200 non-electronic filing fee (fee codes 1090/2090/3090 or 1690/2690/3690) must be paid in addition to the filing, search and examination fees, in each original nonprovisional utility application filed in paper with the USPTO. The only way to avoid payment of the non-electronic filing fee is by filing your nonprovisional utility application via Patent Center. The non-electronic filing fee does not apply to reissue, design, plant, or provisional applications.

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This year, the U.S. Patent and Trademark Office (USPTO) observes International Women’s Day by joining over 35 intellectual property (IP) offices and organizations in sharing a joint statement recognizing the importance of diversity in innovation and creativity and the incredible value that women...

The Department of Commerce’s U.S. Patent and Trademark Office (USPTO) and the National Oceanic and Atmospheric Administration (NOAA) today announced a collaboration to promote and advance further innovation in the climate and “green” technology areas, a key focus of the Biden administration. The...

U.S. Secretary of Commerce Gina Raimondo this week announced in a press release that Kathi Vidal, Under Secretary of Commerce for Intellectual Property and Director of the USPTO, has been appointed as a Federal Co-Chair of the National Advisory Council on Innovation & Entrepreneurship (NACIE)....

In response to the COVID-19 pandemic, the United States Patent and Trademark Office (USPTO) earlier this year launched the COVID-19 Prioritized Patent Examination Pilot Program and the COVID-19 Prioritized Trademark Examination Program . These programs enable the USPTO to grant requests for...

Out of an abundance of caution for the health and safety of the public and USPTO employees, all USPTO offices will be closed to the public beginning Monday, March 16, 2020 until further notice. USPTO offices will remain open for employees, contractors, and those with access badges. Unless otherwise...

WASHINGTON – The United States Patent and Trademark Office (USPTO) today announced the appointment of Henry “Jamie” Holcombe as the agency’s Chief Information Officer. Holcombe’s first full day in his new role will be Monday, February 25, 2019. Holcombe joins the USPTO after more than 20 years of...

WASHINGTON – Today, the U.S. Chamber of Commerce Global Innovation Policy Center (GIPC) ranked the United States in second place for Patents, Related Rights, and Limitations in its 2019 International IP Index, reflecting a significant improvement in patent protection policy. In addition, this year...

WASHINGTON – The United States Patent and Trademark Office (USPTO) welcomed the recent ratification of the Marrakesh Treaty, which allows limited copyright exceptions for the reproduction of published works in formats accessible to the blind and visually impaired. President Donald J. Trump signed...

WASHINGTON - The United States Patent and Trademark Office (USPTO) is seeking nominations for the 2019 National Medal of Technology and Innovation. The medal is the country's highest award for technological achievement and is presented by the president of the United States. The medal is awarded to...

WASHINGTON – The United States Patent and Trademark Office (USPTO) today announced the appointment of Thomas W. Krause as the new Deputy General Counsel for Intellectual Property Law and Solicitor of the USPTO. Krause, who has served as the agency’s Deputy Solicitor since 2014, begins his new role...

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Late submission of coursework

Meeting your deadlines, plan your workload.

You'll be given a deadline by which work is to be completed and handed in. You should always aim to submit work before the deadline. This ensures you should never have any problems with a late submission. A simple tactic is to set your own deadline, perhaps several days in advance of the last possible date for submission and to organise your work around that.

You should familiarise yourself with the primary submission methods for coursework and online examinations of each department that you are taking a module with. Each assessment must be submitted by the deadline published in order to gain a mark. If you are concerned that you cannot complete an assessment by the deadline you should contact your department before the deadline or consider making a late submission claim.

If you have difficulty in managing your workload, you can seek advice from a number of sources, including from staff in your department including your personal tutor, SU Advice and your Student Services Hub .

Missing a deadline

It is your responsibility to inform your department of any circumstances affecting your ability to submit on time. It is at the discretion of the department to comment on work submitted later than the deadlines for formative feedback only (ie. no formal marks will be awarded).

Please contact your department for support and advice if you are concerned about your deadlines.

Late submission policy

There is a single policy for the late submission of coursework and online examinations (.pdf) for both undergraduate and postgraduate taught programmes of study.

The policy states that all assessments submitted after the deadline will receive a mark of zero, unless there are valid circumstances resulting in your late submission.

Reasons you can't meet a deadline

There may be times when you are unable to undertake, complete or submit a piece of coursework or an online examination on time due to circumstances beyond your control. You can still submit work late if you have submitted a valid late submission claim alongside evidence of your circumstances.

These guidance notes cover circumstances which affect your ability to submit coursework or online examinations by the deadline.

There are separate policies and guidance on extenuating circumstances concerning performance in coursework or online examination and your ability to submit at all .

Reasons accepted

These circumstances are defined as the inability to submit work by the deadline due to reasons beyond your control. Accepted circumstances include:

medical reasons
practical reasons
reasons of a personal nature
genuine emergencies which could not reasonably have been expected

This is not an exhaustive list of ‘accepted’ circumstances and our departments will consider all claims.

Reasons not accepted

The following are examples of circumstances which are not normally considered to be relevant for the instatement of marks due to failure to meet a deadline:

minor ailments and illnesses on the day of coursework, such as colds, coughs, sprains, headaches
personal disruptions or events which could have been anticipated, such as holidays, weddings, changing address or employment, religious holidays or festivals which are usually known in advance
general pressure of work is not taken to be circumstances beyond your control, as you are expected to plan your work schedule
excessive demands on time or pressure of employment which could have been anticipated
financial constraints commonly experienced by students
misreading/confusing the coursework or online examination deadline
oversleeping on the day of the deadline
transport problems, such as car breaking down or delayed public transport

It is not appropriate, nor possible, to list all of the potential circumstances that a student may encounter which would be accepted by the Extenuating Circumstances Committee. The list above should give you an indication of the types of circumstance that are not normally accepted by the Committee.

You should note that extenuating circumstances claims for marks instatement of work submitted after the relevant Late Submission deadline can only be considered under the Extenuating Circumstances Policy. This covers cases where you were unable to complete an assessment by the original deadline/the relevant Late Submission deadline due to a circumstance or event that could not reasonably have been anticipated and includes coursework, submitting an online examination or attendance at a coursework test/presentation.

If you miss your coursework deadline and believe that you have circumstances which have affected your ability to submit on time, then you should submit an extenuating circumstances form within seven calendar days (including weekends and/or holidays) of the deadline explaining those circumstances and providing any relevant evidence. You should also submit your coursework so that it can be marked if your claim is accepted.

Online examinations over 23 hours 59 minutes or take-home exams

If you miss submitting your online examination, which is over 23 hours 59 minutes in length, or your take-home exam by the deadline and believe that you have circumstances which have affected your ability to submit by the deadline, then you should submit an extenuating circumstances form within 24 hours detailing those circumstances and any relevant evidence. You also need to submit your work within 24 hours so that it can be marked if your claim is accepted.

Online examinations under 23 hours 59 minutes

If you miss submitting your online examination which is less than 23 hours 59 minutes in length by the deadline, this will be treated as a missed assessment, for which you will be given a 0. You will need to submit an extenuating circumstances claim if circumstances outside of your control prevented you from submitting on time.

Absence from in-class tests, practical assignment and presentations

If you have been unable to attend a coursework test, such as a timed in-class test, a presentation or a practical class, you should inform your department as soon as possible.

Some types of assessment, such as certain in-class tests, practical assignments or presentations, may not be covered by this policy. Where it is deemed impossible to accept a late submission request due to the nature of the assessment, this information will be available from the school/department (eg. in the module outline or departmental handbook). In such cases, a student who is unable to undertake the assessment by the deadline due to extenuating circumstances should submit an Extenuating Circumstances claim instead of Late Submission.

Postgraduate dissertations

Postgraduate taught dissertations or equivalent are not counted as coursework and are therefore not covered by the standard policy on the late submission of coursework. Students can request an extension for their postgraduate dissertation if they find that, due to extenuating circumstances, they will be unable to submit the dissertation by the published deadline.

You can only request an extension before the current deadline for your dissertation and should speak to your supervisor as soon as you begin to have concerns about the deadline.

Informal extensions

You can request an informal extension from your department or school of up to four weeks.

Please write to your Department explaining the reasons for needing an extension and when you hope to submit your dissertation by. Each request is considered on a case-by-case basis and your Department or School will notify you of their decision.

There are no registration fees for an informal extension.

Formal extensions

You will need to submit a formal extension request if:

You require a longer extension than four weeks.
You have had a formal extension granted to you previously.
You have been given the opportunity to resubmit your dissertation by the Board of Examiners and need an extension to the resubmission deadline.

Formal extensions can be submitted via the online form . Requests are will be considered by your Department or School, and final approval is granted by the Faculty Dean.

When an extension is approved, a registration fee of £100 for each term is payable.

Due to the time that it takes for a formal extension to be considered for approval, we recommend submitting your request as soon as you can, and preferably no later than 14 calendar days (including weekends and bank holidays) ahead of the deadline. A request submitted after your deadline has passed will not normally be approved.

What to do if you have missed the deadline

If the deadline for your dissertation has already passed and you have not been able to submit your work, you may be eligible to submit an extenuating circumstances claim .

Dissertation marks and other results

If you are granted an extension, this date will be used to determine when your marks will be considered by Board of Examiners. If you submit your dissertation before the extended deadline, your results will still go to the next Board of Examiners based on the extension deadline given, not your submission date.

Your Department or School can let you know when this will be but you should note that there could be a delay of several months between when you submit your dissertation and when your results are available.

What to include on your form

You should include on the extenuating circumstances form details of the specific piece(s) of coursework or online examination examinations that you are submitting late and describe the circumstances that prevented timely submission of the work. Make sure you explain the impact these circumstances had on your ability to submit your coursework or online examination by the deadline.

Documentary evidence

Where you are able, it is in your interest to submit independent and reliable supporting evidence as part of your extenuating circumstances application. Supporting evidence should be relevant to the circumstances described in both nature and timeframe. Without supporting evidence, the Extenuating Circumstances Committee/Board of Examiners may not be able to take action on your claim.

See our guidance on documentary evidence .

Longer-term extenuating circumstances or non-submission of work

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How To Set a Fair, Effective Late Fee for Invoices [3 Templates]

Lauren is a personal finance and career development writer with a knack for mentorship. She's also a certified professional resume writer who helps job seekers land higher-paying jobs one resume at a time.

As an army of one, you don’t have much time to chase late payments. So when your client “forgets” to pay you, it’s disheartening to have to ask for your money.

As a freelance writer , it took me just one late payment to realize I needed to create a late fee policy. Defining – and enforcing — such a policy helped me:

Save valuable time
Encourage prompt payment
Promote healthier relationships with my clients

When it comes to wording your invoice late fee policy, it’s tricky to strike the right balance. Too harsh, and you might offend a good client who simply forgot just once. Too soft, and you could be stuck chasing payments for weeks.

I’ve found success by setting upfront expectations and writing past due reminder email templates I can leverage as needed.

What is a past due invoice?

A past due invoice is an invoice that your client or customer hasn’t paid by the agreed-upon time.

Usually, you add a “payment due date” to each invoice to help maintain a steady cash flow. You hope that chasing late payments never becomes part of your routine. But the reality is that, sometimes, people won’t pay you on time.

The lack of cash funds can be frustrating — even more so when it’s one of your favorite customers who slipped up. Cue the awkward conversation.

How to handle past due invoices

Instead of worrying about how you’ll broach an uncomfortable topic after the fact, get ahead of the problem.

Create processes that:

✓ Encourage on-time payments
✓ Tactfully address what will happen if they’re late

You can communicate these to your clients as soon as they start working with you. That way, they’ll already know what to expect for any overdue invoices.

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What is a typical late fee for past due invoices?

Generally, the typical late fee for invoices among freelancers is 1.5% monthly interest.

As a simple example, say a client paid you one month late on a $500 project. A 1.5% late fee means they’ll have to pay you an extra $7.50. Two months late, and their late fee amount becomes $15. And so on.

As you can see, a late fee of 1.5% isn't asking for too much extra money. But it does encourage on-time payments.

Is there a limit to how much your late fee can be?

Maybe. Any limits would be based on your state’s usury laws. These range from 5% ( Iowa ) to 45% ( Colorado ), with 10-20% being especially common.

Freelancers are often told to pay attention to these usury laws when setting late fees. But the truth is, they don’t always apply to us, legally speaking. (More on that below.)

That said, it’s a good idea to stay below your state’s usury limit anyway. A late fee beyond that would read as excessive. And that's not the best strategy for handling things, from a customer relationship point of view.

Why usury laws may not apply to contractors charging late fees

Usury laws were designed to dictate the maximum interest rates lenders can charge on loans . But small business owners charging late payment fees are clearly different from lenders.

When your client is late to pay you, are you offering them a loan? The commonsense answer is probably, “No.”

Some states agree. For example:

The California Supreme Court ruled in 1990 that “ interest payments on overdue commercial accounts are not subject to the usury law ”
The state of New York also decided that usury laws don’t apply to late charges where there isn't “intent to lend money”

Why ultra-high late fees are still a bad idea

You may not need to treat your state usury law as a strict legal maximum. But you still shouldn’t charge a huge late fee.

The courts might have your back, but you’ll have to worry about what your customers think. After all, these are the people you’ll want to write glowing client testimonials and refer their friends to your business.

What late fee should you charge on past due invoices?

A late fee of 1.5% is a good rule of thumb. But depending on your industry, it might be wise to bump up this figure slightly.

When setting your late payment policy, try to land on a figure that is fair, not obscene.

Ask yourself, what are your typical rates? For example, a $100 late fee on a $200 invoice might feel harsh. But a $100 fee on a $2,000 invoice? That feels more appropriate.

At the end of the day, there are two main ways to approach late fees. You can either:

Charge a percentage of your invoiced amount
Charge a flat fee

Here’s how to customize each approach

If you’re using a percentage rate

Add a percentage of your total invoiced amount to the outstanding balance.

For example, say you’re charging a 2% late fee on a $1,000 invoice. Your client’s new balance on the past due invoice: $1,020. ($1,000 x 0.02%= $20)

You can choose to add this percentage for every month — or week — your payment is delayed.

Let's assume the example late fee above is applied per month. After two months, the total balance due would jump to $1,040.

You might use a percentage rate if:

✓ Your invoice amounts tend to differ across clients
✓ You want to follow standard industry procedure

If you’re using a flat fee

With this method, you’ll add a fixed amount to your invoice after the due date passes.

In addition, you might also consider scaling your fee based on your invoice amount. For instance, you can enforce a rate of:

$15 every month for unpaid invoices under $200
$30 for unpaid invoices between $200 and $500
$45 for unpaid invoices over $500

These amounts may seem meager, but they can ensure you get paid promptly. Your customers won’t want the hassle of processing your invoice twice.

You might use a flat fee if:

✓ Your products or services have a fixed price (or a pretty small range of prices)
✓ You don’t want to spend time calculating percentages

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How to communicate your late fee policy to clients

You can avoid tardy payments — or drastically reduce them — by setting expectations on your late fee policy upfront.

Here are a few tips for communicating with your clients, at every stage of working together.

Before you get started: Mention your policy in your onboarding contract

To define expectations from the start, I added a payment policy to my original contract.

I’ve found that policy verbiage is most effective when communicated in a friendly, yet confident, tone.

After considering how much I charge for writing services and my most common invoice balances, I felt that 5% was fair. So I added some language to my contract.

How should you word your late fee policy?

Here's how I do it:

“Like you, I enjoy getting paid for my work. I know we’re both busy making moves, so my business runs on a 30-day payment cycle that I think is fair for each party. After that, any overdue and unpaid balances will be charged a 5% fee.”

Will mentioning your late fee offend potential clients?

No. If you’re worried this verbiage might turn off potential clients, rest easy. Explicit directions like these usually have the opposite effect.

Most clients and customers appreciate clear guidance because it helps them work with you more efficiently. Plus, communicating defined, well-developed processes and policies shows customers you’re a tried-and-true professional they should want to work with.

When you ask for payment: Add late payment terms to your invoice

First, include a payment due date on every invoice. This is easy to remember if you use a simple invoice template for freelancers .

Then, clearly state your late fee policy. Something as simple as, “ *A late fee of [1.5%] will be added to all payments after [date]” is usually enough to encourage timely payments.

After you invoice: Send reminder emails about upcoming or late payments

Send a quick message to your clients as the payment date approaches — or once a payment is late. (More on this below.)

Use project management tools to streamline your process

If this route feels more your style, consider using a marketing platform or project management software to help keep you (and your clients) on track. If you have multiple customers, it can be tedious to keep up with every due date by hand.

You can write off these helpful tools — and any other tools you use for your business. But to do that, you’ll need to keep track of what you spend on them.

The Keeper app will identify all your eligible write-offs so you can focus on, well, everything else you do each day to grow your business.

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How to write a past due invoice email: 3 templates to use

Sometimes, you’ll enact all the right policies — dot every “I” and cross every “T” — and still deal with overdue payments. If this is the case, your next step is to follow up via email.

In my experience, one reminder email is usually enough to grab the client’s attention. But particularly unruly clients may need a few reminders.

When you write payment reminder emails to clients with outstanding invoices, it's good practice to include this information:

Invoice number
Amount owed
Late fees being charged
Instructions for payment
Link or attachment to the invoice

Want to ensure your late fee wording sets the right tone? Here are a few past due invoice email samples you can use.

1 day late (or a few days late)

When I follow up on a recently due invoice I like to keep things friendly but firm. Most times, the error isn’t intentional. For example, busy schedules or bank processing delays might have thrown a wrench in things.

If the date falls around a bank holiday, consider giving them an extra day’s grace before reaching out. Then, send this:

See this template in Google Docs here

Hello [Client],

A subtle reminder that invoice [#123] was due this past [Friday], and is now [one day] overdue. I’ve attached the original invoice with payment options sent on [send date] to this email in case things got lost in the shuffle. Please note that my payment policy enforces a [5%] late fee on all overdue balances.

I’ve also attached a second, updated invoice which includes the late fee. Could you commit to processing this payment by next [Wednesday]?

30 days late

When your client delays payment by a month, you’ll need to add a little “oomph” to your invoice late fee wording. Make your expectations clear, and let them know your future working relationship is on the line.

Hello [Name],

My records indicate that invoice [#123], due [payment due date], is now [30 days] overdue. I’d love to continue working together, but I will need to receive compensation for my completed work before moving forward with any work, new or in progress.

I’ve attached the original invoice with payment options sent on [first send date] and again on [first follow-up date]. My payment policy enforces a [5%] monthly late fee on all overdue balances, so I’ve also attached a second, updated invoice which includes the 30-day late fee.

To continue our working relationship, I’d appreciate an immediate response. Could you please process this payment by [Friday]?

60 days late

After a few unanswered attempts, it’s time to put on your enforcer hat and use stronger language. Try this:

Invoice [#123] requires immediate attention . Unfortunately, my previous attempts to contact you regarding the outstanding balance have gone unanswered and your payment is now 60 days late .

I’ve attached the original invoice with payment options sent on [first send date], [first follow-up date], and again on [second follow-up date]. This is my final notice.

Please note that my payment policy enforces a [5%] monthly late fee on all overdue balances. I’ve also attached a third, updated invoice which includes the 60-day late fee.

I must receive payment from you by [due date] to avoid further collective action from an outside agency.

Please confirm receipt of this email and provide immediate payment.

What to do if your client ignores your emails

If your outstanding invoices aren’t resolved after making multiple attempts to collect via email, it might be time to try other channels.

This is frustrating, I know, and it’s the worst part of business ownership — but you’re not out of options.

Keep a record of all your attempts to contact in case you need to enlist a third-party lawyer or collections agency later. Then, step into your power and try these strategies for collecting what’s rightfully yours:

1. Call them

It’s always better to get your actual client on the phone — the person you’ve been in touch with this whole time.

If you don’t have their direct number, find someone — anyone — employed by their company and give them a ring. Bonus points if you can reach their payroll department.

Let them know that:

You’ve been trying to reach “so-and-so” regarding a past due invoice for the work you completed on “XYZ date”
You’d appreciate help finding an immediate resolution

2. Leverage social media

If your client is part of your social network, try reaching them on social media.

Depending on how far you want to take it, you could also alert your freelance network and tag the company. If they care about their brand reputation, you might trigger a response.

Before sending your post into the worldwide web, where words live on in infamy, make sure it reads as professional. You’ll be most effective if you can keep a level head while detailing your problem.

3. Go to a third party

If all else fails and you’re still not paid for your contract work , it may be time to enlist outside help.

Most times, the threat to leverage a third-party player is enough to spur erstwhile clients into action.

Some of your options include:

Hiring an attorney to write a final demand letter
Hiring a reputable collection agency

When you should look for outside help

Taking this step is best if:

You never want to work with this person again
You’re owed a lot of money — more than enough to offset the cost of outside help

You’ll likely lose the client if you take legal action or send them to collections. And you’ll need to consider how much you’ll spend on hiring the enforcer.

In dire circumstances though, a partial payment might be better than nothing.

4. Stop working for them

Above all else, do not keep working for a client that refuses to pay you.

If you're working on a longer project or an ongoing assignment, don’t deliver any more work until all the overdue balances are paid.

Leverage this tip at any time in the process, if you can afford to pause work. Sometimes, letting your client know that you've stopped work is enough to get you paid.

Hopefully, that's the last late invoice you'll have to deal with for a long time.

Lauren Hamer, CPRW

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Complying with the Credit Practices Rule

Automobiles
Credit and Loans

Introduction

How the credit practices rule affects consumer contracts, what the rule requires, who must comply, what transactions are covered, how penalties are assessed, how exemptions are granted, how to comply with the rule, prohibited contract provisions, confessions of judgment, waivers of exemption, wage assignments.

Security Interest in Household Goods

Notice to Cosigners

Late charges.

The Federal Trade Commission staff prepared this business booklet to help finance companies, retailers, and other creditors comply with the Credit Practices Rule, which went into effect March 1, 1985. This booklet tells you what the Credit Practices Rule requires, who must comply, and what transactions are covered. It also discusses liability for rule violations and how exemptions are granted.

The Credit Practices Trade Regulation Rule has three major provisions. First, it prohibits creditors from using certain contract provisions that the Federal Trade Commission found to be unfair to consumers. The prohibited contract provisions are confessions of judgment, waivers of exemption, wage assignments, and security interests in household goods. Second, the Rule requires creditors to advise consumers who cosign obligations about their potential liability if the other person fails to pay. Third, the Rule prohibits late charges in some situations.

This Rule applies to all creditors subject to the jurisdiction of the Federal Trade Commission. It includes all finance companies, retailers (such as auto dealers and furniture and department stores), and credit unions that offer consumer credit contracts. Similar rules have been passed by the Federal Reserve Board and the Federal Home Loan Bank Board for banks, savings and loan associations, and other institutions under their jurisdiction.

The Rule covers all consumer credit transactions, except those involving the purchase of real estate. It covers loans made to consumers who purchase goods or services for personal, family, or household uses, even though those loans may be secured by real estate owned by the consumers. The Rule also applies to the sale of goods or services under lease-purchase plans.

However, contracts with your customers signed before March 1, 1985, which contain the four prohibited provisions -- confessions of judgment, waivers of exemption, wage assignments, or security interests in household goods -- are enforceable and not in violation of the Rule. Similarly, you may collect debts from cosigners who became obligated before the effective date of the Rule, even though they did not receive the notice that the Rule requires. On the other hand, after March 1, 1985, you may not collect late fees that are prohibited by the Rule, even if the contract was signed before that date.

The Federal Trade Commission can sue violators of the Credit Practices Rule in federal court. The court can impose civil penalties of up to $51,744 for each violation and can issue an order prohibiting further violations.

A state may petition the Commission at any time for a state-wide exemption from any of the Rule's provisions, as noted under 16 C.F.R. Section 444.5 of the Rule. If the Commission finds that the state law affords a level of protection to consumers that is substantially equivalent to, or greater than the protection afforded by the Rule and the state has the ability to enforce and administer that law effectively, an exemption may be granted. Filing an exemption petition, however, does not stay the Rule, which remains in effect in that state until the exemption is granted.

Any person to who the Credit Practices Rule applies, including creditors, also may petition the Commission for exemption from any of the Rule's provisions (Federal Trade Commission's Rules of Practice, 16 C.F.R. Section 1.16).

This section points out the important parts of the Rule and explains how to comply. It discusses the prohibition against certain contract provisions; the required use of a certain cosigner notice; and the prohibition against late charges in certain situations.

Certain consumer provisions, which you may have used in consumer credit contracts, are now prohibited. These include: confessions of judgment; waivers of exemption; wage assignments; and security interests in household goods. If your consumer credit contracts contain language that requires a debtor to confess judgment, to waive exemptions, to assign wages or income, or to give you a blanket security interest in all household goods, you should remove that language from all contracts signed on or after March 1, 1985. If you have not done so, you are in violation of the Rule.

In states that have not specifically outlawed the practice, certain consumer credit contracts have contained language taking away certain rights that consumers being sued would ordinarily have. The include the right to receive notice of the suit, to appear in court, and to raise any defenses that they may have. This provision, usually called a "confession of judgment," allowed judgment to be entered for the creditor automatically when the creditor sued the debtor for breach of the contract. The Rule now prohibits creditors from including confession of judgment provisions, such as the following, in consumer credit contracts:

To secure payment hereof, the undersigned jointly and severally irrevocably authorize any attorney of any court of record to appear for any one or more of them in such court in term or vacation, after default in payment hereof and confess a judgment without process in favor of the creditor hereof for such amount as may then appear unpaid hereon, to release all errors which may intervene in any such proceedings, and to consent to immediate execution upon such judgment, hereby ratifying every act of such attorney hereunder.

The Rule's prohibition against "confessions of judgment," however, does not prohibit power-of-attorney provisions that allow you to repossess and sell collateral, as long as these provisions do not interfere with the consumer's right to be heard in court. The Rule also does not prohibit a consumer from acknowledging liability after suit has been filed and the consumer has been duly notified. The Rule is not intended to interfere with whatever rights you have to repossess secured property.

Previously, some consumer credit contracts contained "waiver of exemption" provisions that permitted creditors to seize (or threaten to seize) specific possessions or possessions of a specified value, even if state law treated them as exempt from seizure. Every state has a law that defines certain property (generally, property considered necessities) that a debtor is allowed to keep even if a creditor sues and obtains a judgment. By signing a waiver of exemption, a debtor made that property available to a creditor who obtained a judgment to satisfy a debt. Clauses such as the following are no longer permissible under the FTC Rule:

Each of us hereby both individually and severally waives any or all benefit or relief from the homestead exemption and all other exemptions or moratoriums to which the signers or any of them may be entitled under laws of this or any other State, now in force or hereafter to be passed, as against this debt or any renewal thereof.

The Rule's prohibition against "waiver of exemption" provisions does not prevent you from using particular kinds of collateral. However, if state law provides an exemption for certain kinds or amounts of property, the contract cannot contain a provision causing the consumer to give up that protection. In that case, an unsecured creditor who obtained a judgment could not seize that property. Nonetheless, if you have a valid security interest in property, your security interest would not be affected, even if that property is exempt by state law. However, this provision of the Rule should be considered with another Rule provision that prohibits the taking of a security interest in certain property defined as household goods.

Previously, if consumers did not pay as agreed, some consumer credit contracts permitted creditors to go directly to the consumers' employers to have their wages, or some part of them, paid directly to the creditors. Under the Rule's prohibition against "wage assignments," your consumer contracts may not provide for the irrevocable advance assignment to you of any money due consumers because of their personal services (usually through employment) if they do not pay as agreed. The Rule prohibits irrevocable assignments to creditors of salaries, commissions, bonuses, pensions, and disability benefits, as well as wages due to consumers.

Below is an example of a wage assignment provision that is no longer permitted in consumer credit contracts:

If default be made in payment of the above-described debt, which is the time balance (Total of Payments) due on a retail installment contract, each of the undersigned hereby assigns, transfers and sets over to the above-named assignee, wages, salary, commissions, bonuses and periodic payments pursuant to a retirement or pension plan due or subsequently earned from his present employer or from any future employer within a period of two (2) years from the date of execution hereof. This assignment shall remain effective as to all of the undersigned Debtors.

The amount that may be collected by assignee here on shall not exceed the lesser of (1) 15% of the gross amount paid assignor for any week, or (2) the amount by which disposable earning for a week exceed thirty times the Federal Minimum Hourly Wage in effect at the time the amounts are payable; and shall be collected until the total amount due under this assignment is paid or until expiration of employer's payroll period ending immediately prior to 30 days after service of the demand hereon, which first occurs. This Wage Assignment shall be valid for a period of three years from date hereof.

The term "disposable earnings" means that part of the earnings remaining after deduction of any amounts required by law to be withheld.

The assignor(s) hereby authorize, empower, and direct his/their said employer(s) to pay assignee any and all moneys due or to become due assignor(s)_ hereon, authorize assignee to receipt for the same and release and discharge employer from all liability to assignor(s) on account of moneys paid in accordance herewith. no copy hereof shall be served on employers(s) except in conformity with applicable law.

However, the Rule specifically permits you to use payroll deduction plans where consumers choose to pay by regular deductions from paychecks. Such payroll deduction plans may provide that, if borrowers change employers, final paychecks will be assigned to you to be credited toward balances due on loans, without notice to debtors and without allegations of default or delinquency. Your contracts also may provide for wage assignments that can be revoked at will by consumers and for assignments of wages already earned at the time of the assignment. In addition, you may require that the revocation of a voluntary wage assignment be in writing.

The Rule's prohibition against "wage assignments" does not prohibit garnishment. If a creditor obtains a court judgment against a debtor, the creditor may continue to use wage garnishment to collect that judgment, subject to the consumer protections provided by federal (and sometimes state) law.

Security Interests in Household Goods

Previously, some consumer credit contracts contained non-purchase money security agreements that allowed a creditor to repossess many household goods in the consumer's home if the consumer did not pay as agreed. Now your contracts cannot use language, such as the following, that provide for repossession of certain household goods specified in the Rule:

This not is secured by a security interest in consumer goods consisting of all household goods, furniture, appliances, and bric-a-brac, now owned and hereinafter acquired, including replacements, and located in or about the premises at the Debtor's residence (unless otherwise stated) or at any other location to which the goods may be moved. In addition, all other goods and chattels of like nature hereafter acquired by the Debtor and kept or used in or about said premises and substituted for any property mentioned. Proceeds and products of the collateral are also covered.

The Rule's definition of "household goods" includes household necessities such as clothing, appliances, and linens, and some items of little economic value to you, but of unique, personal value to the consumer .These may include items such as family photographs, personal papers, the family Bible, and household pets. Excluded from the definition of household goods are:

Works of art, electronic entertainment equipment (except one television and one radio), items acquired as antiques (more than 100 years old), and jewelry (except wedding rings).

The rule permits consumers to offer as security these valuable possessions to obtain credit as well as pianos or other musical instruments, boats, snowmobiles, bicycles, cameras, hoe workshops, and similar items.

Under the Rule, you may continue to take "purchase money security interests" in any household goods when the consumer uses the loan proceeds or the credit advanced to purchase the household goods. If you refinance or consolidate an agreement with a purchase money security interest in household goods, you may retain the purchase money security interest as a part of the refinanced or consolidated agreement to the extent permitted by state law. If you take possession of the secured property (as in pledge agreements that pawnbrokers commonly use), the Rule permits a security interest even if the property pledged is household goods.

If you require a cosigner for a loan applicant who does not meet your standards of creditworthiness or for debtors in default, the Rule requires you to inform each cosigner of the potential liability involved before the cosigner becomes obligated for the debt. You must use the following statement:

Notice to Cosigner

You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn't pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility.

You may have to pay up to the full amount of the debt if the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount.

The creditor can collect this debt from you without first trying to collect from the borrower. The creditor can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of your credit record.

This notice is not the contract that makes you liable for debt.

If a state statute or regulation requires a different notice to cosigners, you may include that notice on the document if it is not inconsistent with the notice required by the Rule. If a statement in the FTC notice (such as one that says you can collect from the consigner without first trying to collect from the primary debtor) is inaccurate under state law, you may omit it from the notice used in that state.

You need not give the notice to someone who signs a security agreement, when there is no personal liability for the debt. On a revolving charge account, you only need to give the notice to a cosigner once, when the account is opened.

You may print the cosigner notice on your letterhead and include identifying information, such as the credit account number, the name of the cosigner, the amount of the debt, and the date. You also may provide a signature line for the cosigner to acknowledge receipt of the notice. However, you may not include any additional statement in the notice that would distract the cosigner's attention from the message in the notice (But you may add whatever additional information you wish to your own file copy of the notice.) You may not attach the notice form to other documents unless is appears before any other document in the package.

The cosigner notice should be in the same language as the agreement to which it applies. For example, if the agreement is in Spanish, the cosigner notice also should be in Spanish.

If you use cosigners in your consumer credit contracts and these contracts were signed on or after March 1, 1985, you should provide those cosigners with the notice required by the Rule. If you are not doing so, you are in violation of the Rule.

A "cosigner" is different from a co-buyer, co-borrower, or co-applicant because a cosigner receives not tangible benefit from the agreement, but undertakes liability as a favor to the main debtor who would not otherwise qualify for credit. On the other hand, a co-buyer (one who shares in the purchased goods), a co-borrower (one who shares in the loan proceeds), or a co- applicant or co-cardholder (a person who is authorized to use a credit card account) do receive benefits. Therefore, they are not considered cosigners under the Rule, and you are not required to provide the notice to them.

Some creditors previously calculated late fees for delinquent payments using a practice called "pyramiding" of late charges. When one payment was made after its due date and a late fee was assessed but not paid promptly, all future payments were considered delinquent even though they were, in fact, paid in full within the required time period. As a result, late fees were assessed on all future payments. In other words, each successive payment was considered "short" by the amount of the previous late charge, with the result that another late charge was imposed.

For More Information

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues , visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network , a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

[Note: Edited January 2024 to reflect Inflation-Adjusted Civil Penalty Maximums .]

IGNOU Assignment Submission Guidelines All You Need To Know

1 IGNOU Assignment Submission Guidelines All You Need To Know
2 IGNOU Assignment Submission Guidelines
3.1 When are IGNOU assignments typically released?
4.0.1 Can I submit handwritten assignments?
4.1 Can I submit my assignments late?
5.1 Can I re-submit my assignment if it is not accepted?
6.0.1 Related

Indira Gandhi National Open University (IGNOU) has specific guidelines for submitting assignments for various courses. Here are some important things you need to know to submit your assignments successfully:

Assignment Submission Format: IGNOU requires all assignments to be typed in A4 size paper using double spacing and with a margin of 1 inch on all sides. The font should be Times New Roman and the size should be 12. The assignments should be properly aligned and numbered.

Cover Page: Each assignment should have a cover page that includes the following details: Student’s Name, Enrollment Number, Course Code, Course Title, Assignment Number, Study Centre Code, Study Centre Address, and Submission Date.

Submission Date: The submission date for IGNOU assignments is fixed and announced by the university. You must submit your assignments before the deadline to avoid late submission fees.

Assignment Submission Modes: IGNOU allows students to submit their assignments either online or offline. For online submission, students can use the IGNOU Assignment Submission Portal. For offline submission, you need to submit a hard copy of the assignment at your designated study center.

Late Submission: If you miss the deadline for assignment submission, IGNOU charges a late fee. Therefore, it is always advisable to submit your assignments before the deadline.

Assignment Evaluation: The assignments submitted by the students are evaluated by the respective course instructors. The evaluation results are then uploaded to the IGNOU website. Students can check their results by logging in to the official IGNOU website using their enrollment number.

Re-submission: If your assignment is not accepted, IGNOU allows you to re-submit your assignment within a specific period. However, you must follow the submission guidelines and ensure that your assignment meets the required standards.

In conclusion, it is important to adhere to the IGNOU assignment submission guidelines to avoid any late submission fees or re-submission of assignments. Ensure you are aware of the submission dates and submit your assignments in the proper format, following the instructions given.

IGNOU Assignment Submission Guidelines

In addition to following the IGNOU assignment submission guidelines, here are some additional strategies that can help you score high in your assignments:

Read the Study Material Thoroughly: The IGNOU study material is designed to help you understand the concepts and topics covered in your course. Make sure you read it thoroughly and understand the key points.

Analyze the Question: Carefully analyze the assignment question to understand what is expected of you. This will help you structure your assignment appropriately and ensure that you answer the question comprehensively.

Research Extensively: Use additional resources such as online databases, journals, and books to enhance your research and understanding of the topic.

Write Concisely and Clearly: Use simple and concise language to articulate your thoughts and ensure that your assignment is easy to understand. Avoid using jargon and technical terms that may confuse the reader.

Use Examples: Supporting your answers with relevant examples can help illustrate your understanding of the topic and make your assignment stand out.

Reference Properly: Use appropriate referencing styles such as APA or MLA to give credit to your sources and avoid plagiarism. IGNOU has specific guidelines on referencing styles that you must follow.

Proofread and Edit: Before submitting your assignment, make sure you proofread and edit it thoroughly to eliminate any errors in spelling, grammar, or punctuation.

In conclusion, following these additional strategies can help you score high in your IGNOU assignments. Make sure you allocate enough time for research, planning, writing, and proofreading your assignments.

IGNOU Assignment Submission FAQs

When are ignou assignments typically released.

The assignments are typically released at the beginning of each semester.

How many assignments do I need to submit per course?

The number of assignments varies by course. Typically, you are required to submit one or two assignments per course.

Can I submit handwritten assignments?

IGNOU requires all assignments to be typed in A4 size paper using double spacing and with a margin of 1 inch on all sides. The font should be Times New Roman and the size should be 12.

Can I submit my assignments late?

you can submit your assignments late. However, IGNOU charges a late fee, and it is always advisable to submit your assignments before the deadline.

How do I check my assignment results?

You can check your assignment results by logging in to the official IGNOU website using your enrollment number.

Can I re-submit my assignment if it is not accepted?

you can re-submit your assignment within a specific period. However, you must ensure that your assignment meets the required standards.

What happens if I fail to submit my assignments?

If you fail to submit your assignments, you will not be allowed to appear for the term-end examination.

5. Is it ethical

Now that we got the “ legal ” question out of the way…

What about “How ethical is it to wholesale”.

Type that into the web and you’ll get thrown into a black hole of comments and forums chatter you won’t ever be able to get out of.

Here’s the bottom line of why it gets so much controversy and what it has to do with assignment fees…

Wholesalers are going around marketing “We buy houses CASH” when in reality, they aren’t buying it cash… they’re assigning the contract for a fee.

This is where everyone gets their tights all tied up in a bunch (did I just make up a word?! Yes! I did). Because if you say you’re going to close it with cash, but you have to walk away from the seller because you can’t find a buyer… how would you feel leaving a seller (who seriously needed to close yesterday), hanging)?

Some with a conscious would feel pretty bad… others don’t care.

So it’s up to you how you feel about the ethics side of things.

Can you close the deal yourself if you can’t find a cash buyer , via a hard money lender or partner? Or will you feel comfortable walking away from the deal? Or will you be confident enough to go up to the seller and tell her the truth, that you intended on selling the contract to a cash buyer but it seems that your priced it too high, can we renegotiate?

The underlying problem with “walking away” from a buyer is not pricing it right.

If you have a good deal, cash buyers will be all over it and be HAPPY to pay you an assignment fee.

Here’s a video on ethical wholesaling:

6. How much should a fee be?

New wholesalers typically aren’t sure what they should charge. But it’s going to vary from deal-to-deal, and market to market.

A decent wholesaling fee can range from $10,000 to $30,000.

There are occasions when you hear about $100,000 assignment fees. And they do happen. It’s just a matter of negotiating a good deal.

While there isn’t a “set fee” that wholesalers should charge, it all depends on how good of a deal you can negotiate, and how high you can mark up the contract for an end buyer.

So there are two components that determine how much you can get paid for an assignment fee:

Seller’s price.
End buyers price.

Later, in another section, I talk about how you can increase your assignment fee… for now, let’s just cover how much your can charge.

Earlier I mentioned that your market might have an influence on how much you can charge. And that has more to do with how low of a discount, sellers are willing to take AND how competitive it is in your market.

Here’s an example:

If a seller talks to three wholesalers, one offers $200,000 while the others offer $180,000, she most likely will go with the higher offer. Well, now those wholesalers might enter into bidding wars in the market, by creeping up their MAOP (Max allowable offer price).

When wholesalers start raising their Max offers (because the market is demanding it), AND if the end buying price (what cash buyers are willing to pay for that deal) does move up with it…

Then you start seeing wholesalers’ assignment fees start shrinking down. We’ll go over later some techniques for helping with this natural occurrence in the market.

Here’s an example of a real wholesaler using our handwritten mailers, in a case study where he made anywhere from $4k fees to $22,500

Assignment fee examples from a case study

7. Who pays for it?

Typically, in a traditional real estate wholesaling model, the end buyer (the cash buyer) is paying for your assignment fee.

For example: You negotiate with the seller to buy the property for $100,000. And the end buyer agrees to buy this deal for $120,000. He enters into escrow and pays the $120,000. You get the difference between the seller price and the end buyer price.

8. Does the seller or buyer see the fee?

In a typical assignment transfer, yes your assignment fee will be inside the closing statements.

After a property closes escrow, every party involved will get “closing statements” that look might look like this (depending on your state and the companies you use):

One of the line items may show up as “Assignment Fee” (or something similar), and show the amount.

Buyers will see these, as well as sellers.

However, a cash buyer (usually) understands that wholesaling is A LOT of work and that you should get paid for it. A good cash buyer understands that.

Sellers, most likely, won’t understand what an “assignment fee” is when they see this doc (they most likely won’t even read it).

On the rare occasion that they actually do ask what that line item is, you can tell the truth like this: “We work with partners and lenders all the time, and sometimes we end up selling the property during escrow to these partners, instead of keeping it ourselves. In this case we ended up selling to them”.

There’s a way to circumvent this potential problem of an assignment fee showing up on the closing documents…

And that’s by doing a double close instead of an assignment.

Let me explain in the next section…

9. Alternatives to an assignment?

As mentioned in the previous section, an assignment fee can have some cons to it. The primary being that sellers AND buyers can see how much you’re getting paid.

However, there is another “tool” you can use that hides this from both parties, and that’s called the “double close” (sometimes referred to as a “simultaneous closing” or “back to back” closing. As the name implies, there are 2 separate closings, not 1 (like our assignment fee transaction).

Here’s an explanation:

The homeowner (party A) agrees to sell to a wholesaler (Party B) for $100,000
They enter escrow
While in escrow, Party B finds a cash buyer (Party C)
Party C agrees to buy that property for $150,000
They enter a second escrow agreement (different from the first)
Party C funds the escrow account to buy the property at $150,000
Party B uses those funds (minus his “assignment fee”) to pay the purchase from Party A

A little confusing?

Maybe this infographic helps:

We won’t go into too much detail about this as this is an article on the assignment fee… But just know that there is an alternative to hiding your fee but using a double close.

The con to this is that you pay a little more because you’re in fact doing 2 closes, not 1. So the times you might want to a double close vs an assignment fee is when you negotiated a very good deal and want to conceal the big check you’ll be getting.

10. Assignment fees and agents?

Anyone can get paid an assignment fee for this kind of “wholesaling” transaction. There’s no law that says agents can’t. However, that agent/broker needs to pay careful attention to their State RE commission laws as they’re put under serious scrutiny if they walk any fine lines.

For instance, if you’re buying the property and wholesaling it AND you’re licensed… in most states, you have to express to the seller that you are a licensed real estate agent but you are NOT representing them, and instead the principle of the transaction.

If you’re an agent wondering if you can (or should) do this, first contact your broker or RE Commission office to find out more.

Secondly, you might want to reconsider doing this as in some markets agent commission fees are higher than typical wholesaling fees. This is rare, but there are some hot markets where wholesalers have to keep raising their prices to win the deal, and therefore lower their assignment fee.

11. How to increase your assignment fees?

As mentioned in a previous section, your fee is greatly dependent on the kind of deal you negotiate.

So if you get a deal at $100,000 and another investor (cash buyer) is willing to pay $150,000 for it, you walk with a $50,000 assignment fee (assuming no closing costs are removed from this).

There are 4 factors to increasing your assignment fees…

Become a better marketer If you improve your knowledge and skill set in marketing, you can essentially get to motivated sellers before anyone else.In the next section, we cover how to find these properties, which has everything to do with marketing, but one way (that we specialize in) is using handwritten mail to gain the best response rates from sellers.
Become a better negotiator If you study and practice good salesmanship you can effectively win deals even if you’re offer is “low” . If you have no experience in sales, this will take time, but there are loads of resources available online (free and paid) that you can take advantage of. But, if you’re planning to stay in this entrepreneurship game for the long haul I HIGHLY suggest you study sales on a regular basis.
Know you numbers Getting better and better at knowing what your market demands in terms of prices, rehab costs , etc… will help determine a more accurate price at a faster rate. Why does this matter to getting paid a higher assignment fee? It’s 2 reasons: First, if you know that cash buyers are willing to pay X, you can raise your asking price from end buyers, or on the flip side of that if, you know that a house needs some major repairs you can use that negotiated a lower price with the seller…Secondly, if you are really good with numbers, you can give an offer faster than your competition who has to take 1-2 days to send an offer in. In competitive markets “ Speed to lead ” wins and the person who can act fastest is usually the one who takes the trophy.
Build a thriving buyers list The second component of the assignment fee and wholesaling business is selling the contract to a cash buyer.And, if you can build a list of buyers who will pay more for a good deal than most of the other “bottom of the barrel” buyers who demand very steep prices.Where do find buyers willing to pay more? It’s usually among high w-2 earners (doctors, lawyers, etc) who like to flip houses on the side. Or high-income business owners looking to park their cash somewhere to earn 15%+ annual ROI by doing so occasional flips.If you can find them, network with them, and add them to your list you can essentially raise your property raise to increase your assignment fee

12. How to find discounted properties to wholesale?

Finally our last section in this article which is probably at the top of some people’s minds:

“ Assignments sound great, but how do you FIND discounted properties!?!?”

Wholesaling is probably one of the toughest occupations in real estate.

You have to be well-rounded in almost every aspect of the industry. And you have to be top-notch in your selling and marketing capabilities.

But with that, there are foundational techniques to help you find these properties on your own. I’m going to give you 2 resources to start below.

First, is our article “ 8 ways to find 100 sellers for under $500”

Second is our eBook on Direct mail

You can get the Ebook for free by subscribing below to our newsletter, where we give lessons, stories, and value every week to real estate investors like you…

Spread the Word. Share this post!

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A Leading Portal for IGNOU Students

IGNOU Exam Form June 2024: Check Fee, Last Date, Status, Late Fees

IGNOU Exam Form June 2024 – The university has officially started the submission of the IGNOU Online Exam Form for the Term End Exam session June 2024. The Last Date for Submission of the IGNOU Exam Form for TEE June 2024 is 31st March 2024 without late fees. If you want to appear in the IGNOU upcoming TEE then fill up your Online Exam Form now of your selected program to become eligible to appear in the examination. Before starting to fill up your exam form for a particular examination, the students must be eligible and comply with the given criteria to fill out their exam application form for any of the term-end exams conducted by IGNOU.

This is to clarify and inform all IGNOU students that the submission of the IGNOU Exam Form is mandatory for each and every term-end examination for all students to get qualify for any Term-end examination of IGNOU. The person who missed submitting the exam form will be not eligible to appear for any of the examinations conducted by the university.

Important Articles:

IGNOU Hall Ticket June 2024 (Release Date)
IGNOU Date Sheet June 2024 (Tentative)
IGNOU Assignment June & Dec 2024
IGNOU Assignment Status 2024

IGNOU Exam Form June 2024

The submission of the IGNOU Exam Form for TEE June 2024 is now officially started by the university. As expected, it was started on its scheduled date without any delays as the TEE June 2024 is scheduled to be held in the month of June & July 2024. The students are requested to check for the official dates for submission of the IGNOU Examination Form for June 2024.

IGNOU University invites exam form submissions by two methods. Online as well as Offline (Limited). In the Online method, candidates have to fill and submit their application form through online mode. Online procedure is fast and reliable which can be completed in a few minutes from anywhere. Candidates have to pay their IGNOU Exam Fee also through online mode.

In Offline mode, candidates have to first download an examination form from our page and then they have to submit their exam form to the concerned regional centre. Candidates have to pay the fees through offline modes like Cash, DD, and Cash challan which is followed by the regional centre. The Application form for the exam is also available at the regional centre. It is noted the offline method is not available for all students instead available for a limited students like international students or the students who is eligible to fill the offline exam form under some circumtances so the students always go for an online mode unless your RC chooses to receive the applications through offline mode.

Requirements Before Submission of IGNOU Exam Form

You must have submitted the required IGNOU Assignments for your program to the concerned study center before filling your exam form online
Check your last session IGNOU Result status and then apply for an upcoming exam
Student’s Registration or admission must be valid at the time of filling out the form
Candidates must be eligible for the course for which they want to fill out the examination form
The candidate must have completed the minimum time duration between admission and examination
Keep in mind that the course code for BA/BSc/BCom is listed separately in the list so select your course accordingly

All candidates have to follow the online procedure because it is available for you to submit the Term End Exam Form to the university for the upcoming session of June 2024. Under a few circumstances, candidates can download offline exam forms and submit to IGNOU to appear in the upcoming exam.

IGNOU Exam Form June 2024 Important Dates

IGNOU Online Exam Form submission for the upcoming June 2024 is now officially open by the university for all eligible students to apply online. It was already expected that the submission dates will be started on their scheduled dates without any delays. Therefore, candidates are now requested to look at the expected dates regarding the start and the last date for the TEE June 2024 exam form submission. Candidates are advised to read our given guidelines to fill out their examination forms properly. The Last date for online submission of the Exam Form is also given in the list so that candidates can fill out their form before the deadline.

Possibilities – The students might be able to submit the IGNOU Examination Form Offline after 30th April 2024 at their respective regional centres with late fees.

IGNOU students have to note that the above dates are IGNOU expected dates so you must consider them as the tentative dates to fill out the exam form for the term-end exam session June 2024.

About FST-1, BSHF-1 & BEVAE-181 Exams

As per the official notification by the university, IGNOU will be held the examination for the above three courses in the Multiple Choice Questions (MCQ) so candidates are advised to prepare for their examination according to the new method.

How To Fill IGNOU Online Exam Form 2024?

First Open the Online IGNOU Exam Form Submission link.
Enter the Programme code or select from the list of program code.
Enter your 9 or 10 digit Enrollment Number.
Select Regional Centre from the dropdown list in which you want to appear (You can select any regional centre across India).
After entering all the above details, click on submit.
Here, you have to fill the complete application of examination form by selecting your examination centre code.
Enter your Birthdate, Gender and select your courses (Theory and Practical) in which you want to appear in TEE June 2024.
Now, you have to select the option called Assignment submitted or not so select “Yes” and proceed with clicking on the Submit button.
Now, time to pay your exam fee online so make a payment with your convenient payment method.
Get Auto-Generated Control number.

Click to Fill IGNOU Online Exam Form June 2024 (Started)

IGNOU Exam Fee June 2024

Note: The university has revised the examination fees for practical courses as well as project courses. The same will be applicable for TEE June 2024. IGNOU Exam Fees will vary for the Term End Theory exam and Practical exam. Candidates have to pay the required fees for all courses for those he/she wants to appear in the June 2024 session exam. If your course includes project work then you can pay for the same online at the IGNOU Examination portal.

Available Method for IGNOU Exam Fee Payment:

Credit Card
Net Banking

Payment Note – We have received many queries and comments regarding the payment method like what should I do if I have no account in HDFC and IDBI Bank so here is an answer to it. Candidates can pay their exam fees through any bank account they have because HDFC and IDBI are just payment gateways so select any one of them to pay your fees from your bank account at any Indian bank.

Troubleshooting to Fill IGNOU Exam Form 2024

If you are getting errors like your enrollment number or course code is not found even if you are eligible to appear in the IGNOU Exam for a particular session then you can connect with the IGNOU Registrar SRD by emailing [email protected] or you can also call them on 011-29571301

How To Change the IGNOU Exam Centre?

If a candidate wants to change their exam centre then they can make changes through online mode and the link to change the exam centre is now kept online by the university on the decided schedule. Candidates can make the changes only between given dates therefore no application will be accepted after the last date of application.

Click Here To Change IGNOU Exam Centre for TEE June 2024

Previously, the change can be made through offline mode only but IGNOU is now allowing students to change their examination centre through online mode if they select it by mistake or they are transferring to another place. The link is now made live on this page and students have to submit a request before the due date.

Click Here for IGNOU Exam Centre List June 2024 (Available)

Last Date for Change of Exam Centre: No change permitted

Note – It is noted that the students can not change their examination centre by submitting an application through email or in a letter form to their RC.

IGNOU Exam Form Refund Policy 2024

As we all know that IGNOU Fees are non-refundable so if you want to skip your examination after submission of your exam form then you won’t get any refund of your paid fees to the online exam form portal. It is noted that if you had paid your examination fees twice because of transaction failure or any other server issue then you are eligible to get a refund for excessive payment of fees. Candidates can make a request for a refund of excessive payment of exam fees after the issue of the IGNOU Hall Ticket.

IGNOU Exam Form Submission for Overseas Students

If you are an International Student of IGNOU University then you have to submit your exam form and fees through offline mode only. Online Mode is not available for overseas candidates so submit your offline exam form with required fees at the international division of IGNOU, New Delhi.

The overseas students are requested to connect with one of the below contact details to submit their examination form with the direction received from them

IGNOU Exam Form Status June 2024

If you have submitted your Exam form through online mode and paid the requested fees successfully then candidates can check their Exam Form submission status from the below link. We have added this link so that students can confirm whether their exam form was received by IGNOU University or not. So check your exam form status now for the upcoming examination June 2024. Exam Form status will be available for checking after 72 hours or 3 days of submission of the exam form.

Click to Check IGNOU Exam Form Status June 2024

Note – Candidates have to calculate only working days at the time of checking their exam form status so weekends including Saturday and Sunday as well as holidays will be not calculated as working days. So if you submit the form on Friday then your status may be available on or after Tuesday.

Also Check: IGNOU Admit Card June 2024 (Check Here)

IGNOU University will issue IGNOU Admit Card for all eligible candidates 7 to 10 days before starting of IGNOU University Term End Examination. The university will not issue your hall ticket if you are not eligible or your IGNOU Registration or Re-admission is not valid for appearing in IGNOU’s upcoming term-end exam.

If the student did not receive their control number of confirmation messages after submission of the exam form then please contact the online exam department at 011-29572209 or by writing at [email protected] to get a receipt of your exam form submission so that you don’t face any issues in the future for the issue of hall ticket for upcoming TEE.

IGNOU Exam Form June 2024: FAQs

Q1. What is the Last Date of IGNOU Exam Form Submission? Answer: 31st March 2024 (Sunday) (Official) without late fees.

Q2. How To Submit IGNOU Exam Form for June 2024? Answer: Through Online Mode.

Q3. Can I Pay the IGNOU Exam Fee Through Online Mode? Answer: Yes.

Q4. Can I Submit the IGNOU Exam Form after the Due Date? Answer: Yes, the university has decided to collect the late fees of Rs 1100 from those who submit the examination form for TEE June 2024 after the due date. The late fees will be charged to those candidates who submit the form after 31st March 2024.

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IGNOU Admit Card June 2024: TEE June 2024 Admit Card
IGNOU Re-Registration Last Date 2024, With & Without…
IGNOU Exam Time Table June 2024 (OUT), TEE Timetable…
IGNOU Assignment Submission Last Date 2024 (Confirmed)
IGNOU Improvement Examination 2024: Check Form, Fee…
IGNOU Project 2024: Submission Last Date, Status,…

821 thoughts on “IGNOU Exam Form June 2024: Check Fee, Last Date, Status, Late Fees”

I have accidentally selected the wrong examination centre. Can I change the centre now and reapply?

exam form fill nhi kar payi mai or aab online nhi ho rha kya kare

Offline form m fill kar ke with draft money . regional centre m post kar do

2nd year mps exam form 2024

. student helpline no. Or regional centre dono hi jam ni krte …. Call koi uthata hi nhi h why?

I have join to MBA programme but it may not created any type of group like WhatsApp, Facebook, YouTube something that the reason I missed my hall ticket form to fill. IGNOU create group otherwise students will already missed their exam.

respected sir / madam regarding ABC id which is compulsory by the university but their are 35lak peoples adhar card biometric is lock in assam due to NRC issue their are some students of ignou who dont have adharcard due to this issue now how are we supposed to give exams . we even paid our re-registeration for master courses

I have taken admission on M.Sc. MACS for January 2024 session is my exam due on June 2024

Business inventories hold steady in January

Producer prices rose in february, retail sales rise in february.

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ABA, associations support legislation to stop DOL overtime proposal
OCC’s Hsu: Banking agencies considering changes to operational resilience requirements

Wall Street Journal: White House playing ‘whack-a-bank’ with late fee rule

A new Consumer Financial Protection Bureau rule to cap credit card late fees at $8 is the latest move to turn banks into essentially regulated utilities, hurting consumers in the process, according to a Wall Street Journal editorial today . In the opinion piece, the newspaper’s editorial board accuses the Biden administration of playing “whack-a-bank” by targeting late fees and other potential bank revenue streams with little regard for how consumers would be affected.

“The CFPB’s rule slashes the cap to $8 and eliminates the annual inflation adjustment,” the editorial states. “Yet as even the CFPB acknowledges, the lower penalty may cause more borrowers to pay late, and as a result incur higher ‘interest charges, penalty rates, credit reporting and the loss of a grace period.’ This would make it harder to qualify for an auto loan or mortgage.”

The editorial further notes that the agency concedes the rule would mean some credit card issuers will likely need to raise interest rates, but because some states cap rates, some consumers could lose access to credit as a result. “Consumers are the biggest losers, as we’ve learned from other such price controls,” the editorial states.

Business inventories hold steady in January

US consumer agency sued by banks, US Chamber over credit card late fee cap

FILE PHOTO: Bank debit and credit cards are photographed in this illustration picture

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Reporting by Jonathan Stempel in New York; Editing by David Gregorio

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Industry Insight

Mike Scarcella, David Thomas

Karen Sloan

Henry Engler

Diana Novak Jones

Bill reining in junk fees died late at the General Assembly this year

Advocates for a bill to crack down on junk fees are disappointed that the bill failed at the last minute as the General Assembly session ended.

Anyone who's ever ordered a $6 hamburger but ended up with a $17 bill knows how junk fees can be misleading and expensive. That's why Senator Stella Pekarsky introduced a bill to make sure DoorDash and StubHub weren't loading down customers with extra charges. Her bill died at the very end of the General Assembly session when some House Democrats did not support it.

"There was also very, very, very heavy lobbying by a very small number of corporate lobbyists, and they were there till the very end," she says. "They did not give reasons why. They were just against the bill."

Jay Speer at the Virginia Poverty Law Center says groups like the Virginia Chamber of Commerce should have supported the bill instead of lobbying against it.

"It really puzzles me why they wouldn't support this bill, which is good for consumers and it's really good for businesses that are upfront about what they charge people," Speer says. "And it seems to me the business community ought to support this kind of good, ethical behavior."

Business groups argue that more regulation would be bad for the bottom line. But Pekarsky says she'll be back at it next year, and she says she hopes she can persuade House Democrats to support it.

This report, provided by Virginia Public Radio , was made possible with support from the Virginia Education Association .

CFPB proposes a $8 cap on credit card late fees: What it means for you

The CFPB's proposed $8 cap on credit card late fees could save consumers billions but may lead to unintended consequences for the credit card industry.

Andy Shuman

Andy Shuman is a seasoned journalist and expert in personal finance and travel, with a specialization in consumer debt, credit and loyalty programs. As a versatile writer, he has also explored a range of other topics, including sustainability, in-flight technology and comprehensive world travel guides, among others.

Hanna Horvath

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Bankrate's senior editor of content partnerships.

Updated March 11, 2024, 2:05 PM EDT

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The Consumer Financial Protection Bureau (CFPB) has recently proposed a new rule limiting credit card late fees to just $8 — a sharp drop from the typical fee of $32.

The cap addresses "excessive" credit card late fees, potentially saving consumers billions of dollars each year. According to the CFPB, the new rule will save about 45 million consumers an average of $220 annually.

Exorbitant fees were originally banned in 2009 under the CARD Act, aimed at ensuring late fees don’t surpass the banks' actual costs from delayed payments. But, the CFPB claims the law left open a loophole that banks and other financial institutions exploit to continue charging these fees.

Not surprisingly, the credit card industry is not happy. In response, banks and business groups have sued , alleging that this ruling would result in more late payments, higher debt, and less access to credit.

But what does this mean for your wallet? Here are the potential winners and losers of this rule change — and what you should do in response.

Winners: Consumers who occasionally pay late

If you're someone who occasionally misses a credit card payment deadline, you're likely to be a winner under the CFPB's proposed rule. Instead of being hit with a $30+ late fee, you'll only be charged $8.

This could save you significant money over time, especially if you have multiple credit cards or tend to miss payments more than once.

The ruling may even protect those with a minor slip-up, like a payment that doesn’t go through, explains financial expert and entrepreneur Brooks M. Concle.

“As a credit card user that pays off balances in full each month, I've had instances where a payment failed to go through, and I had to fight to waive the late fees,” he says. “This rule would solve that issue.”

Plus, this rule could provide a much-needed lifeline if you're a low-income or financially struggling consumer. Late fees can quickly add up and create a cycle of debt that's hard to escape.

By reducing these fees to $8, the CFPB is giving these consumers a better chance to get back on track financially.

Losers: Credit card issuers

Credit card issuers will likely be the biggest losers under the CFPB's proposed rule. Late fees have been a significant source of revenue for these companies, with some issuers collecting tens of millions in late fees each year.

The $8 cap could lead to a big loss of revenue, which could have ripple effects throughout the industry.

To offset this lost revenue, credit card issuers may increase other fees, such as annual or interest rates. They may also tighten credit standards, making it harder for some consumers to qualify for credit cards in the first place.

Some issuers may even remove or reduce rewards and perks. The cap may also normalize late payments and jeopardize consumers’ financial health, says Lindsey Johnson, CEO of the Consumer Bankers Association . While the CFPB's rule is designed to protect consumers, it could inadvertently make credit less accessible for some.

“While the Administration is messaging this rule as a ‘win’ for consumers going into an election year, it’s anything but,” Johnson says. “By normalizing being late on credit card payments, the Administration is knowingly putting consumers’ financial health at risk.”

What this means for most consumers

Around 50% of cardholders don’t carry a balance month over month, according to a recent Bankrate survey .

That means they won’t face any late fees or interest charges — and likely won’t notice. If cards reduce rewards or other perks in response to the ruling, a broader group of consumers may be affected. But until then, as long as you pay your credit card bill on time and in full each month, you won’t see a difference.

Late payments still have negative consequences

If you miss a payment, you may face a lower fee, but there are still downsides. Payment history is one of the biggest contributors to your credit score — one missed payment can cause your score to drop. Plus, you’ll also face interest charges.

The average American has a credit card balance of $6,501. If you carry that balance month over month at the average interest rate of 20.75% — you’d owe $111.79 in interest each month. That amount will continue to snowball, which can quickly become unmanageable.

"The late fee isn't your biggest headache," explains financial planner and educator Nadia Vanderhall. "It's the APR. The $8 cap eases fee burdens but doesn’t even touch the deeper issue — the interest."

It could become harder to get credit

Unfortunately, the rule won't stop issuers from raising interest rates or cutting credit lines to discourage late payments.

Subprime cardholders, often on the edge of creditworthiness, stand to lose significantly. With only half of them managing timely payments, reduced late fees might lead issuers to mitigate risks by tightening credit.

That means getting approved for credit cards — particularly the best credit cards with premium perks and rewards could become harder.

How consumers should react

So, what should you do as a consumer in light of the CFPB's proposed rule? First and foremost, it's important to remember that this rule is not yet set in stone. It's still in the proposal stage and could change before it's finalized.

That being said, there are a few steps you can take to prepare for these potential changes:

Review your credit card agreements: Take a close look at your current credit card terms and conditions. Keep an eye out for changes in late fees, annual fees, or interest rates, and be prepared to shop around for a better deal if necessary.
Set up automatic payments: One of the best ways to avoid late fees is to set up automatic payments for your credit card bills. This way, you'll never miss a deadline, even if you forget to make a manual payment.
Create a budget: If you struggle to make credit card payments on time, it may be helpful to create a budget. By tracking your income and expenses, you can ensure that you have enough money set aside each month to cover your credit card bills.
Communicate with your issuer: If you're facing financial hardship and are worried about missing a payment, contact your credit card issuer. Many issuers offer hardship programs or temporary payment deferrals to help you avoid late fees and other penalties.

The golden rule of credit card use remains unchanged: don't carry a balance. Paying off your bill every cycle means you'll never worry about late fees or interest.

Bottom line

The CFPB's proposed $8 cap on credit card late fees is a game-changer for consumers. While issuers may take a financial hit, the rule could provide much-needed relief for struggling consumers.

As a consumer, it's important to stay informed about these changes and take proactive steps to protect your money.

You can navigate these changes by reviewing your credit card agreement, setting up automatic payments, creating a budget, and communicating with your issuer when necessary.

Editorial disclaimer: Opinions expressed are author's alone, not those of any bank, credit card issuer, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included in the post.

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The U.S. sharply limits how much credit cards can charge you in late fees

Scott Horsley

The Consumer Financial Protection Bureau capped credit card late fees as part of the Biden administration fight against junk fees. Justin Sullivan/Getty Images hide caption

The Consumer Financial Protection Bureau capped credit card late fees as part of the Biden administration fight against junk fees.

The cost of a late payment on your credit card could soon be going down.

Federal regulators issued a new rule Tuesday capping credit card late fees at $8, down from the current average of $32. The move is expected to save customers an estimated $10 billion a year.

Why many business owners would love it if you stopped using your credit card

Consumer advocates praised the measure as providing welcome relief for millions of credit card users, but business interests accused regulators of overstepping their authority and promised legal action to prevent the rule from going into effect.

"For over a decade, credit card giants have been exploiting a loophole to harvest billions of dollars in junk fees from American consumers," said Rohit Chopra, director of the Consumer Financial Protection Bureau, in a statement . "Today's rule ends the era of big credit card companies hiding behind the excuse of inflation when they hike fees on borrowers and boost their own bottom lines."

A survey by Consumer Reports last year found one in five adults had paid a credit card late fee within the past twelve months. By law, the fees are supposed to be tied to a credit card issuer's own costs associated with the late payment.

The bureau found that even as banks have adopted cheaper processes for dealing with late payments, the fees have continued to climb, boosting bank revenues. In 2022, late fees assessed by banks totaled $14 billion.

The Biden fight against junk fees

The CFPB rule caps late fees at $8 for the biggest credit card issuers, who collectively account for 95% of all credit card balances. Banks could charge higher fees only if they can show it's necessary to cover their actual collection costs. The rule would not affect interest rates on unpaid credit card balances, which average more than 20%.

CFPB Director Rohit Chopra said Tuesday credit card companies had been 'exploiting a loophole to harvest billions of dollars in junk fees from American consumers.' Kevin Dietsch/Getty Images hide caption

CFPB Director Rohit Chopra said Tuesday credit card companies had been 'exploiting a loophole to harvest billions of dollars in junk fees from American consumers.'

Consumer advocates cheered the bureau's crackdown, which is part of a larger effort to combat what the Biden administration calls "junk fees."

"This is really an example of government in action to help consumers," said Chi Chi Wu, a senior attorney at the National Consumer Law Center.

She notes that many credit card users who rely on electronic statements might be a day or two late in making their credit card payments because they don't have the reminder of a physical bill.

"That's an oops," Wu says. "That's not a sign of risk. So why is it you get hit with that late fee the day after? It's because it's so profitable for the credit card bank."

'Real financial hardship' for Americans

In 2022, late fees ranged from $30 for a first missed payment to $41 for subsequent payments.

"While those amounts may seem small to some people, they represent a real financial hardship to the countless Americans struggling to make ends meet," said Dennis Kelleher, president of Better Markets, a financial watchdog group.

The U.S. Chamber of Commerce said the CFPB had gone too far with the new cap on late fees, which is supposed to take effect in 60 days.

"The agency's final credit card late fee rule punishes Americans who pay their credit card bills on time by forcing them to pay for those who don't," said Neil Bradley, executive vice president of the chamber. "The Chamber will be filing a lawsuit against the agency imminently to prevent this misguided and harmful rule from going into effect."

Others warned the rule could have unintended consequences.

"On the surface, this is undoubtedly a good thing for credit cardholders," said Matt Schulz, chief credit analyst at LendingTree. "However, the reality is that it will also increase the likelihood that banks raise other types of fees to make up for the lost revenue."

credit cards
Consumer Financial Protection Bureau

Late campaign reports cost state schools Superintendent Ryan Walters

State schools Superintendent Ryan Walters is paying a total of $4,200 for filing campaign reports late.

The Republican already has used campaign funds to pay $1,200 to the Ethics Commission for two late reports. He signed a settlement last week to pay $3,000 more.

The settlement covers a dozen so-called "last-minute" contribution reports filed one to five days late in 2022. It reduces what he still owed by more than half. He was given 60 days to pay.

Walters and his campaign also agreed to attend training on filing requirements and to correct contributor information on past reports. His chief adviser, Matt Langston, did not respond to a request for comment.

Walters in 2022 was on the GOP primary and runoff ballots and the general election ballot.

Under ethics rules, a candidate has 24 hours to report most donations over $1,000 accepted in the last two weeks before an election. The exception is donations deposited on Election Day or the day before.

More: Ryan Walters ordered to pay Oklahoma Ethics Commission over campaign report violations

The late fee for failing to file a continuing report of contributions is $200 a day, up to $1,000. The fee is not considered a fine.

Walters had been ordered to pay $7,800 to the Ethics Commission for filing 14 reports late in 2022. One of those orders, for $1,000, was rescinded after his campaign explained the report involved fixing a donor's name "to make sure we weren't misleading anybody."

He paid $200 in December for one of those late reports but wanted a hearing on the others. The settlement makes the hearing moot.

He also was told to pay $1,000 for a late report filed in 2023. That report involved a $5,000 donation from a controversial political action committee . He made the payment Feb. 2.

The 1776 Project PAC made the $5,000 donation on Oct. 31, 2022. It says on its website it is "committed to abolishing critical race theory ... from the public school curriculum."

Walters was supposed to report the donation within 24 hours. He reported it instead in a "last-minute" filing on Oct. 27, 2023, almost a year late.

Ryan Walters had not disclosed all campaign donations, made mistakes, according to earlier reports

That filing came two months after The Oklahoman reported he had not disclosed all his campaign donations and made mistakes on others.

The Oklahoman discovered the issues by comparing what Walters reported getting with what PACs and others reported giving.

Walters' contests would have been heard by an administrative law judge at the state Capitol. The administrative law judge could have affirmed, set aside or modified the late fees. Walters could have gone to Oklahoma County District Court if the administrative law judge ruled against him.

Negotiating the settlement was Stephanie McCord, the deputy director and general counsel at the Ethics Commission. Her last day there was Friday.

She told The Oklahoman Friday that the settlement requires his campaign to amend "reports to correctly reflect contributors, including those with 'x.'"

Walters' pre-general election report lists more than a dozen donors with an "x" before the last names, a mistake that prevents accurate searches of his contributions.

Walters is in his first term. He has continued to accept donations to his 2022 campaign, which is allowed. He had raised close to $800,000 as of Dec. 31, according to his latest report.

He reported having $71,055 left.

Candidates frequently have trouble meeting filing deadlines, particularly for "last-minute" reports, but few to the same extent.

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Rethinking Deadline and Late Penalty Policies...Again
Rethinking Deadline and Late Penalty Policies…Again. August 5, 2019. Brenda Thomas. Some of the recurring topics on Faculty Focus in the past ten years pertain to handling excuses, extension requests, and late work, because teachers regularly deal with those issues. Suggested remedies range from giving one-time grace to assuming deception as ...
How to manage the 11:59 PM Deadline Comfortably
Apart from just beginning the paper early, another excellent strategy is to set your personal deadline for completing the paper early than the actual deadline. If an assignment is due in 5 days, set your deadline to 3 or 4 days. You can use the rest of the deadline to do other stuff or equally edit the paper thoroughly.
Penalty for Late Submission of Assignment: Full Guide
Students should submit their assignment before its due time. If you submit 2 hours late, credit will only be given for 95% of the work. For 24 hours late submission, credit is given to only 80% and 50% for 48 hours late submission. 0% credit is awarded for more than 48 hours late submission. Stanford University.
Late Coursework Policy and Extensions
Late assignments submitted within one (1) week after the due date will receive up to a 10% deduction. Assignments submitted more than one (1) week and less than two (2) weeks late will receive up to a 20% deduction. Assignments submitted more than two weeks late will receive a zero (0). Assignments may be accepted after the due date and without ...
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How to handle students who try to negotiate away penalties for late
It's 10% penalty, which means their score should have been multiplied by 0.9. Now go and divide all other on-time assignment scores by 0.9 to grant other people's an on-time bonus, about 11%. I usually tell them "Now this is technically and validly late. I understand you don't want a late penalty and I am happy to retract that.
Do You Know Students Can Submit Late Assignments ...
Can I Stop Late Submissions? Yes, in addition to a due date, you can use an "Until" availability date to completely cut off student access to assignments after a certain date, including the ability to submit an assignment. Set the "Until" Availability Date for at least 5 minutes after the due date to allow for technical difficulties on ...
Minutes Late Assignment Submission: Tips to avoid Penalties
Tips how to Handle 1-Minute Late Submission. As we have noted, even a one-minute late submission is subject to a 10% penalty. This is automatic for all assignments submitted through Turnitin. This is undeniably frustrating because a 10% penalty is a heavy price to pay for just being a minute late.
A Few Ideas for Dealing with Late Work
Another variation on this approach is to assign a batch of work for a whole week and ask students to get it in by Friday. This way, students get to manage when they get it done. Other names mentioned for this strategy were flexible deadlines, soft deadlines, and due windows. 6. Let Students Submit Work in Progress.
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If your instructor has chosen to accept late work using Submitty's late day system, you will be given a specific number of penalty-free late days at the start of the term, and you may use those late days on assignments as you choose. Late days allow you to adjust the deadlines for assignments to accommodate your schedule; for example, a busy ...
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Any late penalty credit deduction appears in the grading policy for the assignment.; When the penalty rate is by the hour or day, credit for a Part question submitted late is reduced for each fraction of the hour or day.. For example, if the late penalty is 10% per hour, you lose 15% credit for a Part question you submit 1.5 hours late.
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Some types of assessment, such as certain in-class tests, practical assignments or presentations, may not be covered by this policy. Where it is deemed impossible to accept a late submission request due to the nature of the assessment, this information will be available from the school/department (eg. in the module outline or departmental ...
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Generally, the typical late fee for invoices among freelancers is 1.5% monthly interest. As a simple example, say a client paid you one month late on a $500 project. A 1.5% late fee means they'll have to pay you an extra $7.50. Two months late, and their late fee amount becomes $15. And so on.
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x If I miss an assignment or exam in the current semester, what should I do? In case you miss the assignment submission deadline, you may still be able to submit it late. However, this may entail a late fee for the related Term End Exam. If you have submitted the assignment but miss an exam, you can appear for the exam in any subsequent semester.
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On the other hand, after March 1, 1985, you may not collect late fees that are prohibited by the Rule, even if the contract was signed before that date. How Penalties Are Assessed. ... Wage Assignments. Previously, if consumers did not pay as agreed, some consumer credit contracts permitted creditors to go directly to the consumers' employers ...
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Apology letter for late submission of assignment [May 7, 20xx] [Mr. James Jones] Dear Mr. Jones, I am writing to sincerely apologize for the late submission of my assignment. Unfortunately, I was unable to submit it on time due to a sudden illness. I experienced a high fever, which required my parents to take me to the hospital for medical ...
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IGNOU Exam Form June 2024 - The university has officially started the submission of the IGNOU Online Exam Form for the Term End Exam session June 2024.The Last Date for Submission of the IGNOU Exam Form for TEE June 2024 is 31st March 2024 without late fees.If you want to appear in the IGNOU upcoming TEE then fill up your Online Exam Form now of your selected program to become eligible to ...
Wall Street Journal: White House playing 'whack-a-bank' with late fee
A new Consumer Financial Protection Bureau rule to cap credit card late fees at $8 is the latest move to turn banks into essentially regulated utilities, hurting consumers in the process, according to a Wall Street Journal editorial today.In the opinion piece, the newspaper's editorial board accuses the Biden administration of playing "whack-a-bank" by targeting late fees and other ...
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The Consumer Financial Protection Bureau was sued on Thursday over its new rule capping late fees on credit cards at $8, which banking groups and the U.S. Chamber of Commerce say punishes ...
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Federal regulators finalized a rule on Tuesday to cap most credit card late fees at $8 as part of a broader push by the Biden administration to eliminate junk fees. The Consumer Financial ...
Bill reining in junk fees died late at the General Assembly this year
Published March 14, 2024 at 3:25 PM EDT. Listen • 1:21. Advocates for a bill to crack down on junk fees are disappointed that the bill failed at the last minute as the General Assembly session ...
CFPB proposes a $8 cap on credit card late fees: How will it affect
The Consumer Financial Protection Bureau (CFPB) has recently proposed a new rule limiting credit card late fees to just $8 — a sharp drop from the typical fee of $32. The cap addresses ...
The U.S sharply cuts how much credit cards can charge in late fees
The CFPB rule caps late fees at $8 for the biggest credit card issuers, who collectively account for 95% of all credit card balances. Banks could charge higher fees only if they can show it's ...
Late campaign reports cost state schools Superintendent Ryan Walters
The late fee for failing to file a continuing report of contributions is $200 a day, up to $1,000. The fee is not considered a fine. Walters had been ordered to pay $7,800 to the Ethics Commission for filing 14 reports late in 2022. One of those orders, for $1,000, was rescinded after his campaign explained the report involved fixing a donor's name "to make sure we weren't misleading anybody."
Assignment Fee: The (ULTIMATE) Guide
In real estate wholesaling, an assignment fee is a financial obligation from one party (the " assignor ") who agrees to transfer their contractual obligations to another party (the " assignee."). In layman's terms, the assignment fee is the fee paid by the end buyer to the real estate wholesaler.This fee is for the wholesaler's professional service of finding a property.